HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

NSE:HDFCLIFE Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Premiums & Annuity Revenue	718,280	698,370	621,121	568,788	468,009	381,942
Total Interest & Dividend Income	132,340	126,957	108,832	135,275	102,637	83,077
Gain (Loss) on Sale of Investments	143,064	142,966	285,694	-1,932	103,503	252,540
Other Revenue	3,691	3,561	3,954	5,578	2,113	1,865
Total Revenue	997,375	971,853	1,019,600	707,709	676,262	719,424
Revenue Growth (YoY)	-5.41%	-4.68%	44.07%	4.65%	-6.00%	148.62%
Policy Benefits	828,574	810,985	882,246	574,516	577,910	635,800
Policy Acquisition & Underwriting Costs	81,245	78,445	52,621	28,906	20,078	17,125
Selling, General & Administrative	61,779	61,330	68,028	83,280	57,834	45,022
Other Operating Expenses	7,808	6,981	6,306	5,754	5,036	4,642
Total Operating Expenses	981,256	957,764	1,009,138	692,674	660,990	702,682
Operating Income	16,119	14,089	10,462	15,035	15,273	16,741
Interest Expense	-1,172	-1,172	-689.1	-621.94	-400.2	-454.54
EBT Excluding Unusual Items	14,948	12,917	9,773	14,413	14,873	16,287
Other Unusual Items	-20	-20	-	-	-	-
Pretax Income	14,928	12,897	9,773	14,413	14,873	16,287
Income Tax Expense	-3,874	-5,211	-5,968	730.45	1,603	2,678
Net Income	18,802	18,108	15,741	13,683	13,269	13,609
Net Income to Common	18,802	18,108	15,741	13,683	13,269	13,609
Net Income Growth	14.90%	15.04%	15.04%	3.12%	-2.49%	4.89%
Shares Outstanding (Basic)	2,152	2,152	2,150	2,133	2,045	2,020
Shares Outstanding (Diluted)	2,157	2,154	2,152	2,134	2,047	2,022
Shares Change (YoY)	0.22%	0.10%	0.86%	4.25%	1.22%	0.10%
EPS (Basic)	8.74	8.41	7.32	6.41	6.49	6.74
EPS (Diluted)	8.72	8.41	7.31	6.41	6.48	6.73
EPS Growth	14.76%	15.05%	14.04%	-1.08%	-3.72%	4.83%
Free Cash Flow	-	152,964	105,854	67,956	58,859	96,416
Free Cash Flow Per Share	-	71.01	49.19	31.85	28.75	47.67
Dividend Per Share	-	2.100	2.000	1.900	1.700	2.020
Dividend Growth	-	5.00%	5.26%	11.77%	-15.84%	-
Operating Margin	1.62%	1.45%	1.03%	2.12%	2.26%	2.33%
Profit Margin	1.88%	1.86%	1.54%	1.93%	1.96%	1.89%
Free Cash Flow Margin	-	15.74%	10.38%	9.60%	8.70%	13.40%
EBITDA	16,768	14,765	11,249	15,788	15,797	17,247
EBITDA Margin	1.68%	1.52%	1.10%	2.23%	2.34%	2.40%
D&A For EBITDA	648.38	676.2	787.5	752.99	523.83	506.12
EBIT	16,119	14,089	10,462	15,035	15,273	16,741
EBIT Margin	1.62%	1.45%	1.03%	2.12%	2.26%	2.33%
Effective Tax Rate	-	-	-	5.07%	10.78%	16.44%

Updated Jan 15, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.