HDFC Life Insurance Company Limited (NSE:HDFCLIFE)
India flag India · Delayed Price · Currency is INR
550.65
+5.25 (0.96%)
Jul 31, 2026, 3:29 PM IST

NSE:HDFCLIFE Statistics

Total Valuation

NSE:HDFCLIFE has a market cap or net worth of INR 1.19 trillion. The enterprise value is 1.21 trillion.

Market Cap1.19T
Enterprise Value 1.21T

Important Dates

The last earnings date was Wednesday, July 15, 2026.

Earnings Date Jul 15, 2026
Ex-Dividend Date Jun 19, 2026

Share Statistics

NSE:HDFCLIFE has 2.17 billion shares outstanding. The number of shares has increased by 0.02% in one year.

Current Share Class 2.17B
Shares Outstanding 2.17B
Shares Change (YoY) +0.02%
Shares Change (QoQ) -0.15%
Owned by Insiders (%) 0.04%
Owned by Institutions (%) 27.98%
Float 1.00B

Valuation Ratios

The trailing PE ratio is 59.88 and the forward PE ratio is 50.63. NSE:HDFCLIFE's PEG ratio is 8.88.

PE Ratio 59.88
Forward PE 50.63
PS Ratio 1.14
PB Ratio 6.09
P/TBV Ratio 6.09
P/FCF Ratio 5.33
P/OCF Ratio 5.27
PEG Ratio 8.88
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 49.82, with an EV/FCF ratio of 5.44.

EV / Earnings 61.51
EV / Sales 1.17
EV / EBITDA 49.82
EV / EBIT 51.68
EV / FCF 5.44

Financial Position

The company has a current ratio of 0.99, with a Debt / Equity ratio of 0.16.

Current Ratio 0.99
Quick Ratio 0.09
Debt / Equity 0.16
Debt / EBITDA 1.27
Debt / FCF 0.14
Interest Coverage 10.68

Financial Efficiency

Return on equity (ROE) is 10.80% and return on invested capital (ROIC) is 9.62%.

Return on Equity (ROE) 10.80%
Return on Assets (ROA) 0.38%
Return on Invested Capital (ROIC) 9.62%
Return on Capital Employed (ROCE) 0.58%
Weighted Average Cost of Capital (WACC) 6.98%
Revenue Per Employee 27.22M
Profits Per Employee 515,829
Employee Count38,291
Asset Turnover 0.27
Inventory Turnover n/a

Taxes

In the past 12 months, NSE:HDFCLIFE has paid 1.55 billion in taxes.

Income Tax 1.55B
Effective Tax Rate 7.29%

Stock Price Statistics

The stock price has decreased by -27.30% in the last 52 weeks. The beta is 0.50, so NSE:HDFCLIFE's price volatility has been lower than the market average.

Beta (5Y) 0.50
52-Week Price Change -27.30%
50-Day Moving Average 573.75
200-Day Moving Average 669.04
Relative Strength Index (RSI) 40.58
Average Volume (20 Days) 3,934,462

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:HDFCLIFE had revenue of INR 1.04 trillion and earned 19.75 billion in profits. Earnings per share was 9.16.

Revenue1.04T
Gross Profit 106.28B
Operating Income 23.51B
Pretax Income 21.31B
Net Income 19.75B
EBITDA 24.38B
EBIT 23.51B
Earnings Per Share (EPS) 9.16
Full Income Statement

Balance Sheet

The company has 7.74 billion in cash and 30.99 billion in debt, with a net cash position of -23.25 billion or -10.70 per share.

Cash & Cash Equivalents 7.74B
Total Debt 30.99B
Net Cash -23.25B
Net Cash Per Share -10.70
Equity (Book Value) 195.62B
Book Value Per Share 90.58
Working Capital -839.90M
Full Balance Sheet

Cash Flow

Operating Cash Flow 226.25B
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing 1.49B
Free Cash Flow 223.38B
FCF Per Share 102.82
Full Cash Flow Statement

Margins

Gross margin is 10.20%, with operating and profit margins of 2.26% and 1.89%.

Gross Margin 10.20%
Operating Margin 2.26%
Pretax Margin 2.04%
Profit Margin 1.89%
EBITDA Margin 2.34%
EBIT Margin 2.26%
FCF Margin 22.37%

Dividends & Yields

This stock pays an annual dividend of 2.10, which amounts to a dividend yield of 0.38%.

Dividend Per Share 2.10
Dividend Yield 0.38%
Dividend Growth (YoY) n/a
Years of Dividend Growth 3
Payout Ratio n/a
Buyback Yield -0.02%
Shareholder Yield 0.36%
Earnings Yield 1.66%
FCF Yield 18.75%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for NSE:HDFCLIFE is 756.03, which is 37.30% higher than the current price. The consensus rating is "Strong Buy".

Price Target 756.03
Price Target Difference 37.30%
Analyst Consensus Strong Buy
Analyst Count 35
Revenue Growth Forecast (3Y) 18.60%
EPS Growth Forecast (3Y) 15.84%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4