HDFC Life Insurance Company Limited (NSE:HDFCLIFE)
India flag India · Delayed Price · Currency is INR
528.35
-11.30 (-2.09%)
Oct 22, 2026, 3:29 PM IST

NSE:HDFCLIFE Statistics

Total Valuation

NSE:HDFCLIFE has a market cap or net worth of INR 1.15 trillion. The enterprise value is 1.17 trillion.

Market Cap1.15T
Enterprise Value 1.17T

Important Dates

The last earnings date was Thursday, October 15, 2026.

Earnings Date Oct 15, 2026
Ex-Dividend Date Jun 19, 2026

Share Statistics

NSE:HDFCLIFE has 2.17 billion shares outstanding. The number of shares has increased by 0.77% in one year.

Current Share Class 2.17B
Shares Outstanding 2.17B
Shares Change (YoY) +0.77%
Shares Change (QoQ) +3.12%
Owned by Insiders (%) 0.04%
Owned by Institutions (%) 28.57%
Float 1.00B

Valuation Ratios

The trailing PE ratio is 56.10 and the forward PE ratio is 49.03.

PE Ratio 56.10
Forward PE 49.03
PS Ratio 1.08
PB Ratio 6.02
P/TBV Ratio 6.02
P/FCF Ratio 4.37
P/OCF Ratio 4.32
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 47.05, with an EV/FCF ratio of 4.46.

EV / Earnings 58.40
EV / Sales 1.11
EV / EBITDA 47.05
EV / EBIT 48.67
EV / FCF 4.46

Financial Position

The company has a current ratio of 0.92, with a Debt / Equity ratio of 0.16.

Current Ratio 0.92
Quick Ratio 0.07
Debt / Equity 0.16
Debt / EBITDA 1.22
Debt / FCF 0.12
Interest Coverage 11.17

Financial Efficiency

Return on equity (ROE) is 11.26% and return on invested capital (ROIC) is 9.96%.

Return on Equity (ROE) 11.26%
Return on Assets (ROA) 0.39%
Return on Invested Capital (ROIC) 9.96%
Return on Capital Employed (ROCE) 0.60%
Weighted Average Cost of Capital (WACC) 7.05%
Revenue Per Employee 28.23M
Profits Per Employee 534,974
Employee Count38,921
Asset Turnover 0.27
Inventory Turnover n/a

Taxes

In the past 12 months, NSE:HDFCLIFE has paid 1.89 billion in taxes.

Income Tax 1.89B
Effective Tax Rate 8.46%

Stock Price Statistics

The stock price has decreased by -28.96% in the last 52 weeks. The beta is 0.51, so NSE:HDFCLIFE's price volatility has been lower than the market average.

Beta (5Y) 0.51
52-Week Price Change -28.96%
50-Day Moving Average 540.98
200-Day Moving Average 608.49
Relative Strength Index (RSI) 42.44
Average Volume (20 Days) 3,955,301

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:HDFCLIFE had revenue of INR 1.08 trillion and earned 20.48 billion in profits. Earnings per share was 9.42.

Revenue1.08T
Gross Profit 110.97B
Operating Income 24.58B
Pretax Income 22.38B
Net Income 20.48B
EBITDA 25.42B
EBIT 24.58B
Earnings Per Share (EPS) 9.42
Full Income Statement

Balance Sheet

The company has 7.15 billion in cash and 30.99 billion in debt, with a net cash position of -23.84 billion or -10.97 per share.

Cash & Cash Equivalents 7.15B
Total Debt 30.99B
Net Cash -23.84B
Net Cash Per Share -10.97
Equity (Book Value) 194.67B
Book Value Per Share 87.33
Working Capital -9.02B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 271.14 billion and capital expenditures -2.85 billion, giving a free cash flow of 268.29 billion.

Operating Cash Flow 271.14B
Capital Expenditures -2.85B
Depreciation & Amortization n/a
Net Borrowing 7.49B
Free Cash Flow 268.29B
FCF Per Share 123.50
Full Cash Flow Statement

Margins

Gross margin is 10.27%, with operating and profit margins of 2.27% and 1.90%.

Gross Margin 10.27%
Operating Margin 2.27%
Pretax Margin 2.07%
Profit Margin 1.90%
EBITDA Margin 2.35%
EBIT Margin 2.27%
FCF Margin 24.82%

Dividends & Yields

This stock pays an annual dividend of 2.10, which amounts to a dividend yield of 0.40%.

Dividend Per Share 2.10
Dividend Yield 0.40%
Dividend Growth (YoY) n/a
Years of Dividend Growth 3
Payout Ratio 22.30%
FCF Payout Ratio 1.70%
Buyback Yield -0.77%
Shareholder Yield -0.38%
Earnings Yield 1.78%
FCF Yield 22.88%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for NSE:HDFCLIFE is 718.63, which is 36.01% higher than the current price. The consensus rating is "Strong Buy".

Price Target 718.63
Price Target Difference 36.01%
Analyst Consensus Strong Buy
Analyst Count 33
Revenue Growth Forecast (3Y) 15.11%
EPS Growth Forecast (3Y) 14.63%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5