HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

NSE:HDFCLIFE Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Total Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul 31, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Market Capitalization	1,191,603	1,274,408	1,476,304	1,362,300	1,072,979	1,137,012
Market Cap Growth	-27.01%	-13.68%	8.37%	26.96%	-5.63%	-19.19%
Enterprise Value	1,214,849	1,299,514	1,489,461	1,360,945	1,077,398	1,136,922

Price Ratios

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul 31, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
PE Ratio	59.88	66.64	81.53	86.55	78.42	85.69
PS Ratio	1.14	1.28	1.52	1.34	1.52	1.68
PB Ratio	6.09	7.18	9.14	9.29	8.26	7.28
P/FCF Ratio	5.33	5.71	9.65	12.87	15.79	19.32
P/OCF Ratio	5.27	5.63	9.47	12.71	15.59	19.13

EV Ratios

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul 31, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
EV/Sales Ratio	1.17	1.30	1.53	1.34	1.52	1.68
EV/EBITDA Ratio	49.82	54.87	98.46	120.98	68.24	71.97
EV/EBIT Ratio	51.68	57.07	105.72	130.09	71.66	74.44
EV/FCF Ratio	5.44	5.82	9.74	12.86	15.85	19.32

Financial Efficiency

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul 31, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Debt / Equity Ratio	0.16	0.28	0.18	0.07	0.07	0.04
Debt / EBITDA Ratio	1.27	2.07	1.95	0.84	0.60	0.38
Debt / FCF Ratio	-	0.22	0.19	0.09	0.14	0.10
Net Debt / Equity Ratio	0.12	0.16	0.07	-0.04	-0.02	-0.05
Net Debt / EBITDA Ratio	0.95	1.23	0.75	-0.54	-0.14	-0.49
Net Debt / FCF Ratio	-	0.13	0.07	-0.06	-0.03	-0.13
Quick Ratio	0.09	0.47	0.52	0.35	0.28	0.39
Current Ratio	0.99	1.17	1.22	0.95	0.90	0.99
Asset Turnover	0.27	0.27	0.30	0.37	0.30	0.33
Return on Equity (ROE)	10.80%	11.28%	11.75%	11.38%	9.57%	10.94%
Return on Assets (ROA)	0.38%	0.39%	0.27%	0.24%	0.39%	0.46%
Return on Invested Capital (ROIC)	9.62%	10.14%	8.12%	7.08%	9.47%	10.71%

Yields

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul 31, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Earnings Yield	1.66%	1.50%	1.23%	1.16%	1.27%	1.17%
FCF Yield	18.75%	17.53%	10.36%	7.77%	6.33%	5.18%
Dividend Yield	0.38%	0.36%	0.31%	0.32%	0.39%	0.32%
Buyback Yield / Dilution	-0.02%	-0.21%	-0.10%	-0.86%	-4.25%	-1.22%
Total Shareholder Return	0.36%	0.15%	0.21%	-0.54%	-3.86%	-0.90%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 1, 2026

Data Sources Report a data error