HDFC Life Insurance Company Limited (NSE:HDFCLIFE)
550.65
+5.25 (0.96%)
Jul 31, 2026, 3:29 PM IST
NSE:HDFCLIFE Financials Overview
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 1,042,321 | 998,574 | 971,853 | 1,019,600 | 707,709 | 676,262 |
Revenue Growth | 4.55% | 2.75% | -4.68% | 44.07% | 4.65% | -6.00% |
Operating Income Operating Income Growth | 23,505 | 22,772 | 14,089 | 10,462 | 15,035 | 15,273 |
Net Income Net Income Growth | 19,752 | 19,123 | 18,108 | 15,741 | 13,683 | 13,269 |
Earnings Per Share EPS Growth | 9.16 | 8.86 | 8.41 | 7.31 | 6.41 | 6.48 |
EPS Growth | 5.03% | 5.35% | 15.05% | 14.04% | -1.08% | -3.72% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Participating Funds - Individual & Group Life Participating Funds - Individual & Group Life Growth | 205,169 | 200,115 | 187,728 | 176,977 | 164,571 | 129,644 |
Participating Funds - Individual & Group Pension Participating Funds - Individual & Group Pension Growth | 11,979 | 11,833 | 5,550 | 4,304 | 3,360 | 5,186 |
Non Participating Funds - Individual & Group Life Non Participating Funds - Individual & Group Life Growth | 420,833 | 404,329 | 375,910 | 340,422 | 289,054 | 190,204 |
Non Participating Funds - Life Group Variable Non Participating Funds - Life Group Variable Growth | 12,575 | 11,300 | 10,536 | 7,484 | 7,003 | 10,394 |
Non Participating Funds - Individual & Group Pension Non Participating Funds - Individual & Group Pension Growth | 8,747 | 7,666 | 12,056 | 9,023 | 10,032 | 20,628 |
Non Participating - Individual & Group Pension Variable Non Participating - Individual & Group Pension Variable Growth | 5,303 | 8,347 | 6,130 | 7,535 | 7,860 | 18,355 |
Non Participating Funds - Individual & Group Annuity Non Participating Funds - Individual & Group Annuity Growth | 89,392 | 87,434 | 76,158 | 69,935 | 72,380 | 59,477 |
Non Participating Funds - Individual & Group Health Non Participating Funds - Individual & Group Health Growth | 340.3 | 311.4 | 325.9 | 363.1 | 404.83 | 337.34 |
Unit Linked Funds - Individual Life Unit Linked Funds - Individual Life Growth | 205,033 | 190,985 | 223,634 | 343,552 | 122,492 | 201,975 |
Unit Linked Funds - Individual Pension Unit Linked Funds - Individual Pension Growth | 10,605 | 10,891 | 12,565 | 16,353 | 5,228 | 13,194 |
Unit Linked Funds - Group Life Unit Linked Funds - Group Life Growth | 49,313 | 42,838 | 40,493 | 27,505 | 13,984 | 14,587 |
Unit Linked Funds - Group Pension Unit Linked Funds - Group Pension Growth | 2,915 | 3,426 | 7,702 | 3,094 | 1,760 | 2,640 |
Reinsurance Reinsurance Growth | 4,026 | 3,501 | 1,980 | 1,570 | 1,174 | 985.8 |
Shareholders Shareholders Growth | 16,342 | 15,850 | 12,011 | 10,655 | 8,167 | 8,321 |
Total Total Growth | 1,042,571 | 998,826 | 972,778 | 1,018,772 | 707,470 | 675,929 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 7,744 | 19,902 | 18,210 | 15,586 | 11,685 | 13,752 |
Total Debt Total Debt Growth | 30,990 | 48,906 | 29,500 | 9,500 | 9,500 | 6,000 |
Net Cash (Debt) Net Cash Growth | -23,246 | -29,004 | -11,291 | 6,086 | 2,185 | 7,752 |
Net Cash Growth | - | - | - | 178.48% | -71.81% | 55.26% |
Net Cash Per Share Net Cash Per Share Growth | -10.78 | -13.44 | -5.24 | 2.83 | 1.02 | 3.79 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | - | 226,251 | 155,971 | 107,214 | 68,832 | 59,425 |
Capital Expenditures CapEx Growth | - | -2,871 | -3,007 | -1,360 | -875.73 | -566.36 |
Free Cash Flow Free Cash Flow Growth | - | 223,380 | 152,964 | 105,854 | 67,956 | 58,859 |
Free Cash Flow Growth | - | 46.03% | 44.50% | 55.77% | 15.46% | -38.95% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Margin | 2.25% | 2.28% | 1.45% | 1.03% | 2.12% | 2.26% |
Pretax Margin | 2.04% | 2.06% | 1.33% | 0.96% | 2.04% | 2.20% |
Profit Margin | 1.90% | 1.92% | 1.86% | 1.54% | 1.93% | 1.96% |
FCF Margin | - | 22.37% | 15.74% | 10.38% | 9.60% | 8.70% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 2, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 2.100 | 2.100 | 2.100 | 2.000 | 1.900 | 1.700 |
Dividend Per Share Growth | 0% | 0% | 5.00% | 5.26% | 11.77% | -15.84% |
Dividend Yield | 0.38% | 0.36% | 0.31% | 0.32% | 0.39% | 0.32% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 2, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
PE Ratio | 59.88 | 66.64 | 81.53 | 86.55 | 78.42 | 85.69 |
Forward PE | 50.63 | 55.31 | 68.36 | 73.34 | 56.46 | 63.38 |
P/FCF Ratio | 5.33 | 5.71 | 9.65 | 12.87 | 15.79 | 19.32 |
PS Ratio | 1.14 | 1.28 | 1.52 | 1.34 | 1.52 | 1.68 |