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HDFC Life Insurance Company Limited (NSE:HDFCLIFE)
India flag India · Delayed Price · Currency is INR
528.35
-11.30 (-2.09%)
Oct 22, 2026, 3:29 PM IST

NSE:HDFCLIFE Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
1,080,772998,574971,8531,019,600707,709676,262
Revenue Growth
17.38%2.75%-4.68%44.07%4.65%-6.00%
Operating Income
24,57722,77214,08910,46215,03515,273
Net Income
20,48519,12318,10815,74113,68313,269
Earnings Per Share
9.428.868.417.316.416.48
EPS Growth
7.13%5.35%15.05%14.04%-1.08%-3.72%

Revenue by Segment
Chart
Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Non Participating - Individual & Group Pension Variable
8,0858,3476,1307,5357,86018,355
Participating Funds - Individual & Group Life
202,666200,115187,728176,977164,571129,644
Participating Funds - Individual & Group Pension
11,58411,8335,5504,3043,3605,186
Non Participating Funds - Individual & Group Life
436,498404,329375,910340,422289,054190,204
Non Participating Funds - Life Group Variable
13,04811,30010,5367,4847,00310,394
Non Participating Funds - Individual & Group Pension
9,1887,66612,0569,02310,03220,628
Non Participating Funds - Individual & Group Annuity
96,77887,43476,15869,93572,38059,477
Non Participating Funds - Individual & Group Health
346.6311.4325.9363.1404.83337.34
Unit Linked Funds - Individual Life
220,551190,985223,634343,552122,492201,975
Unit Linked Funds - Individual Pension
9,57910,89112,56516,3535,22813,194
Unit Linked Funds - Group Life
49,53742,83840,49327,50513,98414,587
Unit Linked Funds - Group Pension
2,4723,4267,7023,0941,7602,640
Reinsurance
3,6173,5011,9801,5701,174985.8
Shareholders
17,07515,85012,01110,6558,1678,321
Total
1,081,024998,826972,7781,018,772707,470675,929

Cash & Debt
Chart
Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
7,14819,90218,21015,58611,68513,752
Total Debt
30,99048,90629,5009,5009,5006,000
Net Cash (Debt)
-23,842-29,004-11,2916,0862,1857,752
Net Cash Growth
---178.48%-71.81%55.26%
Net Cash Per Share
-10.96-13.44-5.242.831.023.79

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
271,140226,251155,971107,21468,83259,425
Capital Expenditures
-2,847-2,871-3,007-1,360-875.73-566.36
Free Cash Flow
268,293223,380152,964105,85467,95658,859
Free Cash Flow Growth
-46.03%44.50%55.77%15.46%-38.95%

Margins
Chart
Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
2.27%2.28%1.45%1.03%2.12%2.26%
Pretax Margin
2.07%2.06%1.33%0.96%2.04%2.20%
Profit Margin
1.90%1.92%1.86%1.54%1.93%1.96%
FCF Margin
24.82%22.37%15.74%10.38%9.60%8.70%

Dividends
Chart
Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
2.1002.1002.1002.0001.9001.700
Dividend Per Share Growth
0%0%5.00%5.26%11.77%-15.84%
Dividend Yield
0.40%0.36%0.31%0.32%0.38%0.32%

Valuation
Chart
Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
56.1066.6481.5386.5578.4285.69
Forward PE
49.0355.0068.3673.2956.4663.38
P/FCF Ratio
4.375.719.6512.8715.7919.32
PS Ratio
1.081.281.521.341.521.68