HDFC Life Insurance Company Limited (NSE:HDFCLIFE)
India flag India · Delayed Price · Currency is INR
554.80
+12.80 (2.36%)
Aug 21, 2026, 3:15 PM IST

NSE:HDFCLIFE Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
1,040,790998,574971,8531,019,600707,709676,262
Revenue Growth
4.40%2.75%-4.68%44.07%4.65%-6.00%
Operating Income
23,53022,77214,08910,46215,03515,273
Net Income
19,77319,12318,10815,74113,68313,269
Earnings Per Share
9.168.868.417.316.416.48
EPS Growth
5.04%5.35%15.05%14.04%-1.08%-3.72%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Participating Funds - Individual & Group Life
204,496200,115187,728176,977164,571129,644
Participating Funds - Individual & Group Pension
11,98211,8335,5504,3043,3605,186
Non Participating Funds - Individual & Group Life
420,835404,329375,910340,422289,054190,204
Non Participating Funds - Individual & Group Annuity
89,39287,43476,15869,93572,38059,477
Non Participating Funds - Individual & Group Pension
8,7477,66612,0569,02310,03220,628
Non Participating Funds - Individual & Group Health
340.3311.4325.9363.1404.83337.34
Non Participating Funds - Life Group Variable
-11,30010,5367,4847,00310,394
Non Participating - Individual & Group Pension Variable
-8,3476,1307,5357,86018,355
Unit Linked Funds - Individual Life
-190,985223,634343,552122,492201,975
Unit Linked Funds - Individual Pension
-10,89112,56516,3535,22813,194
Unit Linked Funds - Group Life
-42,83840,49327,50513,98414,587
Unit Linked Funds - Group Pension
-3,4267,7023,0941,7602,640
Reinsurance
-3,5011,9801,5701,174985.8
Shareholders
-15,85012,01110,6558,1678,321
Total
1,040,100998,826972,7781,018,772707,470675,929

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
4,51319,90218,21015,58611,68513,752
Total Debt
30,99048,90629,5009,5009,5006,000
Net Cash (Debt)
-26,477-29,004-11,2916,0862,1857,752
Net Cash Growth
---178.48%-71.81%55.26%
Net Cash Per Share
-12.26-13.44-5.242.831.023.79

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-226,251155,971107,21468,83259,425
Capital Expenditures
--2,871-3,007-1,360-875.73-566.36
Free Cash Flow
-223,380152,964105,85467,95658,859
Free Cash Flow Growth
-46.03%44.50%55.77%15.46%-38.95%

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
2.26%2.28%1.45%1.03%2.12%2.26%
Pretax Margin
2.05%2.06%1.33%0.96%2.04%2.20%
Profit Margin
1.90%1.92%1.86%1.54%1.93%1.96%
FCF Margin
-22.37%15.74%10.38%9.60%8.70%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
2.1002.1002.1002.0001.9001.700
Dividend Per Share Growth
0%0%5.00%5.26%11.77%-15.84%
Dividend Yield
0.39%0.36%0.31%0.32%0.39%0.32%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
60.5766.6481.5386.5578.4285.69
Forward PE
51.2155.3168.3673.3456.4663.38
P/FCF Ratio
5.405.719.6512.8715.7919.32
PS Ratio
1.161.281.521.341.521.68