HDFC Life Insurance Company Limited (NSE:HDFCLIFE)
India flag India · Delayed Price · Currency is INR
550.65
+5.25 (0.96%)
Jul 31, 2026, 3:29 PM IST

NSE:HDFCLIFE Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
1,042,321998,574971,8531,019,600707,709676,262
Revenue Growth
4.55%2.75%-4.68%44.07%4.65%-6.00%
Operating Income
23,50522,77214,08910,46215,03515,273
Net Income
19,75219,12318,10815,74113,68313,269
Earnings Per Share
9.168.868.417.316.416.48
EPS Growth
5.03%5.35%15.05%14.04%-1.08%-3.72%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Participating Funds - Individual & Group Life
205,169200,115187,728176,977164,571129,644
Participating Funds - Individual & Group Pension
11,97911,8335,5504,3043,3605,186
Non Participating Funds - Individual & Group Life
420,833404,329375,910340,422289,054190,204
Non Participating Funds - Life Group Variable
12,57511,30010,5367,4847,00310,394
Non Participating Funds - Individual & Group Pension
8,7477,66612,0569,02310,03220,628
Non Participating - Individual & Group Pension Variable
5,3038,3476,1307,5357,86018,355
Non Participating Funds - Individual & Group Annuity
89,39287,43476,15869,93572,38059,477
Non Participating Funds - Individual & Group Health
340.3311.4325.9363.1404.83337.34
Unit Linked Funds - Individual Life
205,033190,985223,634343,552122,492201,975
Unit Linked Funds - Individual Pension
10,60510,89112,56516,3535,22813,194
Unit Linked Funds - Group Life
49,31342,83840,49327,50513,98414,587
Unit Linked Funds - Group Pension
2,9153,4267,7023,0941,7602,640
Reinsurance
4,0263,5011,9801,5701,174985.8
Shareholders
16,34215,85012,01110,6558,1678,321
Total
1,042,571998,826972,7781,018,772707,470675,929

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
7,74419,90218,21015,58611,68513,752
Total Debt
30,99048,90629,5009,5009,5006,000
Net Cash (Debt)
-23,246-29,004-11,2916,0862,1857,752
Net Cash Growth
---178.48%-71.81%55.26%
Net Cash Per Share
-10.78-13.44-5.242.831.023.79

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-226,251155,971107,21468,83259,425
Capital Expenditures
--2,871-3,007-1,360-875.73-566.36
Free Cash Flow
-223,380152,964105,85467,95658,859
Free Cash Flow Growth
-46.03%44.50%55.77%15.46%-38.95%

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
2.25%2.28%1.45%1.03%2.12%2.26%
Pretax Margin
2.04%2.06%1.33%0.96%2.04%2.20%
Profit Margin
1.90%1.92%1.86%1.54%1.93%1.96%
FCF Margin
-22.37%15.74%10.38%9.60%8.70%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
2.1002.1002.1002.0001.9001.700
Dividend Per Share Growth
0%0%5.00%5.26%11.77%-15.84%
Dividend Yield
0.38%0.36%0.31%0.32%0.39%0.32%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
59.8866.6481.5386.5578.4285.69
Forward PE
50.6355.3168.3673.3456.4663.38
P/FCF Ratio
5.335.719.6512.8715.7919.32
PS Ratio
1.141.281.521.341.521.68