HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

NSE:HDFCLIFE Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Investments in Debt Securities	45,255	30,001	17,154	25,359	24,250	12,547
Investments in Equity & Preferred Securities	29,792	27,595	24,554	18,393	9,785	9,558
Policy Loans	26,384	23,783	18,972	15,853	12,717	4,240
Other Investments	112,036	124,347	105,140	85,566	63,611	63,131
Total Investments	213,466	205,726	165,819	145,172	110,362	89,477
Cash & Equivalents	5,152	18,210	15,586	11,685	13,752	10,993
Reinsurance Recoverable	673.1	1,664	2,992	1,810	3,321	3,046
Other Receivables	46,037	47,348	41,402	32,208	29,550	22,783
Separate Account Assets	3,413,204	3,182,045	2,775,996	2,259,108	2,074,270	1,652,973
Property, Plant & Equipment	5,919	5,546	3,442	3,244	3,118	2,993
Goodwill	-	-	-	-	56,142	-
Other Intangible Assets	739.8	540.3	761.6	579.77	581.75	422
Other Current Assets	20,925	33,037	20,871	26,886	16,249	13,864
Other Long-Term Assets	-	-	-	-	0	-
Total Assets	3,706,115	3,494,116	3,026,870	2,480,693	2,307,345	1,796,550
Accounts Payable	43,886	37,358	37,436	44,130	32,549	28,371
Accrued Expenses	8,471	15,309	11,131	8,264	4,982	4,089
Insurance & Annuity Liabilities	2,394,042	2,228,410	1,861,143	1,503,781	1,288,659	945,970
Unpaid Claims	8,711	11,695	14,038	15,012	21,941	8,643
Unearned Premiums	6,127	6,898	7,654	7,801	6,399	5,236
Reinsurance Payable	1,996	1,754	2,190	585.37	16.93	141.76
Current Income Taxes Payable	33.2	33.2	415.1	255.85	292.76	292.76
Long-Term Debt	23,500	29,500	9,500	9,500	6,000	6,000
Separate Account Liability	1,042,354	984,767	925,621	755,885	787,785	709,635
Other Current Liabilities	7,678	16,842	10,593	4,903	1,808	1,067
Total Liabilities	3,536,812	3,332,570	2,880,206	2,350,761	2,151,211	1,710,152
Common Stock	21,561	21,530	21,509	21,494	21,126	20,209
Additional Paid-In Capital	40,579	38,955	37,917	37,164	65,566	4,780
Retained Earnings	101,716	96,214	82,408	70,752	68,428	59,243
Comprehensive Income & Other	5,447	4,847	4,829	521.8	1,014	2,166
Shareholders' Equity	169,303	161,546	146,664	129,931	156,133	86,398
Total Liabilities & Equity	3,706,115	3,494,116	3,026,870	2,480,693	2,307,345	1,796,550
Filing Date Shares Outstanding	2,156	2,153	2,151	2,149	2,113	2,021
Total Common Shares Outstanding	2,156	2,153	2,151	2,149	2,113	2,021
Total Debt	23,500	29,500	9,500	9,500	6,000	6,000
Net Cash (Debt)	-18,348	-11,291	6,086	2,185	7,752	4,993
Net Cash Growth	-	-	178.48%	-71.81%	55.26%	-27.72%
Net Cash Per Share	-8.51	-5.24	2.83	1.02	3.79	2.47
Book Value Per Share	78.52	75.03	68.19	60.45	73.91	42.75
Tangible Book Value	168,563	161,006	145,902	129,352	99,410	85,976
Tangible Book Value Per Share	78.18	74.78	67.83	60.18	47.06	42.54
Buildings	3,490	3,490	2,867	2,867	2,867	2,867
Machinery	4,962	4,548	3,757	3,479	3,321	2,733
Construction In Progress	1,243	1,092	276.7	307.91	198.05	142.4
Leasehold Improvements	-	-	-	453.43	535.76	23.49

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.