HDFC Life Insurance Company Limited (NSE:HDFCLIFE)
India flag India · Delayed Price · Currency is INR
757.70
+10.70 (1.43%)
Oct 29, 2025, 9:30 AM IST

NSE:HDFCLIFE Statistics

Total Valuation

NSE:HDFCLIFE has a market cap or net worth of INR 1.61 trillion. The enterprise value is 1.63 trillion.

Market Cap1.61T
Enterprise Value 1.63T

Important Dates

The next estimated earnings date is Thursday, January 15, 2026.

Earnings Date Jan 15, 2026
Ex-Dividend Date Jun 20, 2025

Share Statistics

NSE:HDFCLIFE has 2.16 billion shares outstanding. The number of shares has increased by 0.24% in one year.

Current Share Class 2.16B
Shares Outstanding 2.16B
Shares Change (YoY) +0.24%
Shares Change (QoQ) -0.22%
Owned by Insiders (%) 0.16%
Owned by Institutions (%) 26.57%
Float 954.11M

Valuation Ratios

The trailing PE ratio is 85.08 and the forward PE ratio is 70.40. NSE:HDFCLIFE's PEG ratio is 12.57.

PE Ratio 85.08
Forward PE 70.40
PS Ratio 1.75
PB Ratio 9.49
P/TBV Ratio 9.49
P/FCF Ratio 8.34
P/OCF Ratio 8.20
PEG Ratio 12.57
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 74.81, with an EV/FCF ratio of 8.43.

EV / Earnings 85.97
EV / Sales 1.77
EV / EBITDA 74.81
EV / EBIT 77.01
EV / FCF 8.43

Financial Position

The company has a current ratio of 0.93, with a Debt / Equity ratio of 0.14.

Current Ratio 0.93
Quick Ratio 0.08
Debt / Equity 0.14
Debt / EBITDA 1.08
Debt / FCF 0.12
Interest Coverage 18.04

Financial Efficiency

Return on equity (ROE) is 11.63% and return on invested capital (ROIC) is 7.37%.

Return on Equity (ROE) 11.63%
Return on Assets (ROA) 0.37%
Return on Invested Capital (ROIC) 7.37%
Return on Capital Employed (ROCE) 0.58%
Revenue Per Employee 23.90M
Profits Per Employee 492,152
Employee Count38,470
Asset Turnover 0.26
Inventory Turnover n/a

Taxes

In the past 12 months, NSE:HDFCLIFE has paid 1.01 billion in taxes.

Income Tax 1.01B
Effective Tax Rate 5.07%

Stock Price Statistics

The stock price has increased by +5.29% in the last 52 weeks. The beta is 0.62, so NSE:HDFCLIFE's price volatility has been lower than the market average.

Beta (5Y) 0.62
52-Week Price Change +5.29%
50-Day Moving Average 766.16
200-Day Moving Average 720.11
Relative Strength Index (RSI) 46.32
Average Volume (20 Days) 3,299,782

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:HDFCLIFE had revenue of INR 919.52 billion and earned 18.93 billion in profits. Earnings per share was 8.78.

Revenue919.52B
Gross Profit 93.94B
Operating Income 21.14B
Pretax Income 19.94B
Net Income 18.93B
EBITDA 21.76B
EBIT 21.14B
Earnings Per Share (EPS) 8.78
Full Income Statement

Balance Sheet

The company has 6.42 billion in cash and 23.50 billion in debt, giving a net cash position of -17.08 billion or -7.92 per share.

Cash & Cash Equivalents 6.42B
Total Debt 23.50B
Net Cash -17.08B
Net Cash Per Share -7.92
Equity (Book Value) 169.71B
Book Value Per Share 78.74
Working Capital -5.70B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 196.47 billion and capital expenditures -3.39 billion, giving a free cash flow of 193.09 billion.

Operating Cash Flow 196.47B
Capital Expenditures -3.39B
Free Cash Flow 193.09B
FCF Per Share 89.55
Full Cash Flow Statement

Margins

Gross margin is 10.22%, with operating and profit margins of 2.30% and 2.06%.

Gross Margin 10.22%
Operating Margin 2.30%
Pretax Margin 2.17%
Profit Margin 2.06%
EBITDA Margin 2.37%
EBIT Margin 2.30%
FCF Margin 21.00%

Dividends & Yields

This stock pays an annual dividend of 2.10, which amounts to a dividend yield of 0.28%.

Dividend Per Share 2.10
Dividend Yield 0.28%
Dividend Growth (YoY) 5.00%
Years of Dividend Growth 2
Payout Ratio n/a
Buyback Yield -0.24%
Shareholder Yield 0.05%
Earnings Yield 1.18%
FCF Yield 11.99%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4