HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

NSE:HDFCLIFE Statistics

Total Valuation

NSE:HDFCLIFE has a market cap or net worth of INR 1.57 trillion. The enterprise value is 1.60 trillion.

Market Cap	1.57T
Enterprise Value	1.60T

Important Dates

The last earnings date was Thursday, January 15, 2026.

Earnings Date	Jan 15, 2026
Ex-Dividend Date	Jun 20, 2025

Share Statistics

NSE:HDFCLIFE has 2.16 billion shares outstanding. The number of shares has increased by 0.16% in one year.

Current Share Class	2.16B
Shares Outstanding	2.16B
Shares Change (YoY)	+0.16%
Shares Change (QoQ)	+0.27%
Owned by Insiders (%)	0.10%
Owned by Institutions (%)	27.59%
Float	957.01M

Valuation Ratios

The trailing PE ratio is 83.13 and the forward PE ratio is 68.15. NSE:HDFCLIFE's PEG ratio is 12.17.

PE Ratio	83.13
Forward PE	68.15
PS Ratio	1.51
PB Ratio	8.93
P/TBV Ratio	8.93
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	12.17

Enterprise Valuation

EV / Earnings	84.50
EV / Sales	1.53
EV / EBITDA	72.62
EV / EBIT	74.63
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.91, with a Debt / Equity ratio of 0.18.

Current Ratio	0.91
Quick Ratio	0.07
Debt / Equity	0.18
Debt / EBITDA	1.41
Debt / FCF	n/a
Interest Coverage	18.27

Financial Efficiency

Return on equity (ROE) is 11.32% and return on invested capital (ROIC) is 10.01%.

Return on Equity (ROE)	11.32%
Return on Assets (ROA)	0.37%
Return on Invested Capital (ROIC)	10.01%
Return on Capital Employed (ROCE)	0.56%
Weighted Average Cost of Capital (WACC)	7.20%
Revenue Per Employee	27.07M
Profits Per Employee	491,341
Employee Count	40,009
Asset Turnover	0.29
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:HDFCLIFE has paid 1.31 billion in taxes.

Income Tax	1.31B
Effective Tax Rate	6.47%

Stock Price Statistics

The stock price has increased by +19.40% in the last 52 weeks. The beta is 0.55, so NSE:HDFCLIFE's price volatility has been lower than the market average.

Beta (5Y)	0.55
52-Week Price Change	+19.40%
50-Day Moving Average	755.96
200-Day Moving Average	757.54
Relative Strength Index (RSI)	41.91
Average Volume (20 Days)	3,243,061

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:HDFCLIFE had revenue of INR 1.04 trillion and earned 18.90 billion in profits. Earnings per share was 8.76.

Revenue	1.04T
Gross Profit	100.40B
Operating Income	21.40B
Pretax Income	20.21B
Net Income	18.90B
EBITDA	21.99B
EBIT	21.40B
Earnings Per Share (EPS)	8.76

Balance Sheet

The company has 5.88 billion in cash and 30.99 billion in debt, with a net cash position of -25.11 billion or -11.64 per share.

Cash & Cash Equivalents	5.88B
Total Debt	30.99B
Net Cash	-25.11B
Net Cash Per Share	-11.64
Equity (Book Value)	176.01B
Book Value Per Share	81.65
Working Capital	-7.45B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 9.64%, with operating and profit margins of 2.05% and 1.81%.

Gross Margin	9.64%
Operating Margin	2.05%
Pretax Margin	1.94%
Profit Margin	1.81%
EBITDA Margin	2.11%
EBIT Margin	2.05%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.10, which amounts to a dividend yield of 0.29%.

Dividend Per Share	2.10
Dividend Yield	0.29%
Dividend Growth (YoY)	5.00%
Years of Dividend Growth	3
Payout Ratio	n/a
Buyback Yield	-0.16%
Shareholder Yield	0.13%
Earnings Yield	1.20%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3