HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

NSE:HDFCLIFE Statistics

Total Valuation

NSE:HDFCLIFE has a market cap or net worth of INR 1.63 trillion. The enterprise value is 1.66 trillion.

Market Cap	1.63T
Enterprise Value	1.66T

Important Dates

The last earnings date was Tuesday, July 15, 2025.

Earnings Date	Jul 15, 2025
Ex-Dividend Date	Jun 20, 2025

Share Statistics

NSE:HDFCLIFE has 2.16 billion shares outstanding. The number of shares has increased by 0.22% in one year.

Current Share Class	2.15B
Shares Outstanding	2.16B
Shares Change (YoY)	+0.22%
Shares Change (QoQ)	+0.76%
Owned by Insiders (%)	0.17%
Owned by Institutions (%)	26.61%
Float	952.47M

Valuation Ratios

The trailing PE ratio is 86.84 and the forward PE ratio is 73.74. NSE:HDFCLIFE's PEG ratio is 13.17.

PE Ratio	86.84
Forward PE	73.74
PS Ratio	1.64
PB Ratio	9.58
P/TBV Ratio	9.58
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	13.17

Enterprise Valuation

EV / Earnings	88.06
EV / Sales	1.66
EV / EBITDA	98.75
EV / EBIT	102.72
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.95, with a Debt / Equity ratio of 0.17.

Current Ratio	0.95
Quick Ratio	0.08
Debt / Equity	0.17
Debt / EBITDA	1.76
Debt / FCF	n/a
Interest Coverage	13.76

Financial Efficiency

Return on equity (ROE) is 11.61% and return on invested capital (ROIC) is 5.55%.

Return on Equity (ROE)	11.61%
Return on Assets (ROA)	0.29%
Return on Invested Capital (ROIC)	5.55%
Return on Capital Employed (ROCE)	0.45%
Revenue Per Employee	25.93M
Profits Per Employee	488,744
Employee Count	38,470
Asset Turnover	0.29
Inventory Turnover	n/a

Taxes

Income Tax	-3.87B
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +8.70% in the last 52 weeks. The beta is 0.71, so NSE:HDFCLIFE's price volatility has been lower than the market average.

Beta (5Y)	0.71
52-Week Price Change	+8.70%
50-Day Moving Average	771.14
200-Day Moving Average	692.74
Relative Strength Index (RSI)	45.36
Average Volume (20 Days)	2,726,850

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:HDFCLIFE had revenue of INR 997.38 billion and earned 18.80 billion in profits. Earnings per share was 8.72.

Revenue	997.38B
Gross Profit	87.45B
Operating Income	16.12B
Pretax Income	14.93B
Net Income	18.80B
EBITDA	16.77B
EBIT	16.12B
Earnings Per Share (EPS)	8.72

Balance Sheet

The company has 6.39 billion in cash and 29.50 billion in debt, giving a net cash position of -23.11 billion or -10.72 per share.

Cash & Cash Equivalents	6.39B
Total Debt	29.50B
Net Cash	-23.11B
Net Cash Per Share	-10.72
Equity (Book Value)	170.43B
Book Value Per Share	78.95
Working Capital	-4.25B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 8.77%, with operating and profit margins of 1.62% and 1.89%.

Gross Margin	8.77%
Operating Margin	1.62%
Pretax Margin	1.50%
Profit Margin	1.89%
EBITDA Margin	1.68%
EBIT Margin	1.62%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.10, which amounts to a dividend yield of 0.28%.

Dividend Per Share	2.10
Dividend Yield	0.28%
Dividend Growth (YoY)	5.00%
Years of Dividend Growth	2
Payout Ratio	n/a
Buyback Yield	-0.22%
Shareholder Yield	0.06%
Earnings Yield	1.15%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3