HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

NSE:HDFCLIFE Statistics

Total Valuation

NSE:HDFCLIFE has a market cap or net worth of INR 1.66 trillion. The enterprise value is 1.68 trillion.

Market Cap	1.66T
Enterprise Value	1.68T

Important Dates

The next estimated earnings date is Tuesday, January 13, 2026.

Earnings Date	Jan 13, 2026
Ex-Dividend Date	Jun 20, 2025

Share Statistics

NSE:HDFCLIFE has 2.16 billion shares outstanding. The number of shares has increased by 0.15% in one year.

Current Share Class	2.16B
Shares Outstanding	2.16B
Shares Change (YoY)	+0.15%
Shares Change (QoQ)	-0.47%
Owned by Insiders (%)	0.16%
Owned by Institutions (%)	26.52%
Float	954.11M

Valuation Ratios

The trailing PE ratio is 87.63 and the forward PE ratio is 72.59. NSE:HDFCLIFE's PEG ratio is 12.96.

PE Ratio	87.63
Forward PE	72.59
PS Ratio	1.81
PB Ratio	9.81
P/TBV Ratio	9.85
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	12.96

Enterprise Valuation

EV / Earnings	88.66
EV / Sales	1.83
EV / EBITDA	74.73
EV / EBIT	76.85
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.14, with a Debt / Equity ratio of 0.14.

Current Ratio	1.14
Quick Ratio	0.45
Debt / Equity	0.14
Debt / EBITDA	1.05
Debt / FCF	n/a
Interest Coverage	11.42

Financial Efficiency

Return on equity (ROE) is 11.65% and return on invested capital (ROIC) is 7.63%.

Return on Equity (ROE)	11.65%
Return on Assets (ROA)	0.39%
Return on Invested Capital (ROIC)	7.63%
Return on Capital Employed (ROCE)	0.60%
Revenue Per Employee	22.96M
Profits Per Employee	473,341
Employee Count	38,470
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:HDFCLIFE has paid 996.70 million in taxes.

Income Tax	996.70M
Effective Tax Rate	5.00%

Stock Price Statistics

The stock price has increased by +9.77% in the last 52 weeks. The beta is 0.57, so NSE:HDFCLIFE's price volatility has been lower than the market average.

Beta (5Y)	0.57
52-Week Price Change	+9.77%
50-Day Moving Average	758.73
200-Day Moving Average	729.83
Relative Strength Index (RSI)	52.23
Average Volume (20 Days)	2,289,388

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:HDFCLIFE had revenue of INR 918.47 billion and earned 18.94 billion in profits. Earnings per share was 8.79.

Revenue	918.47B
Gross Profit	93.74B
Operating Income	21.85B
Pretax Income	19.93B
Net Income	18.94B
EBITDA	22.47B
EBIT	21.85B
Earnings Per Share (EPS)	8.79

Balance Sheet

The company has 23.15 billion in cash and 23.50 billion in debt, giving a net cash position of -18.35 billion or -8.51 per share.

Cash & Cash Equivalents	23.15B
Total Debt	23.50B
Net Cash	-18.35B
Net Cash Per Share	-8.51
Equity (Book Value)	169.30B
Book Value Per Share	78.52
Working Capital	11.47B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 10.21%, with operating and profit margins of 2.38% and 2.06%.

Gross Margin	10.21%
Operating Margin	2.38%
Pretax Margin	2.17%
Profit Margin	2.06%
EBITDA Margin	2.45%
EBIT Margin	2.38%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.10, which amounts to a dividend yield of 0.27%.

Dividend Per Share	2.10
Dividend Yield	0.27%
Dividend Growth (YoY)	5.00%
Years of Dividend Growth	2
Payout Ratio	n/a
Buyback Yield	-0.15%
Shareholder Yield	0.12%
Earnings Yield	1.14%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3