Indian Overseas Bank (NSE: IOB)

Indian Overseas Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	229,957	31,733	47,955	153,556	197,533	223,531
Investment Securities	1,069,532	991,939	936,425	976,408	954,849	794,161
Total Investments	1,069,532	991,939	936,425	976,408	954,849	794,161
Gross Loans	2,249,262	2,133,301	1,780,677	1,442,536	1,277,414	1,213,334
Net Loans	2,249,262	2,133,301	1,780,677	1,442,536	1,277,414	1,213,334
Property, Plant & Equipment	37,359	37,402	37,107	33,660	29,190	31,273
Accrued Interest Receivable	-	41,539	36,205	30,928	34,645	31,722
Restricted Cash	-	156,416	160,251	215,956	112,292	17,075
Other Current Assets	-	54,509	45,230	41,310	34,523	33,384
Other Real Estate Owned & Foreclosed	-	2,243	2,100	2,100	2,100	2,100
Other Long-Term Assets	177,516	69,611	88,431	93,846	99,748	260,688
Total Assets	3,763,626	3,518,693	3,134,381	2,990,300	2,742,293	2,607,268
Interest Bearing Deposits	3,107,696	2,631,860	2,442,900	2,448,240	2,241,309	2,087,726
Non-Interest Bearing Deposits	-	229,355	166,836	173,898	162,218	141,793
Total Deposits	3,107,696	2,861,215	2,609,736	2,622,138	2,403,528	2,229,519
Current Portion of Long-Term Debt	-	256,122	-	-	2,554	14,790
Accrued Interest Payable	-	4,025	2,799	414.37	402.24	561.31
Other Current Liabilities	-	8,117	8,188	7,008	6,593	5,473
Long-Term Debt	287,642	47,749	208,038	30,706	34,162	39,408
Other Long-Term Liabilities	87,241	65,850	56,859	104,056	124,068	155,968
Total Liabilities	3,482,579	3,243,079	2,885,620	2,764,322	2,571,306	2,445,719
Common Stock	189,024	189,024	189,024	189,024	166,468	164,370
Additional Paid-In Capital	-	85,579	85,579	85,579	69,233	69,233
Retained Earnings	-	-60,422	-87,351	-108,516	-122,681	-125,839
Comprehensive Income & Other	92,023	61,434	61,509	59,891	57,966	53,785
Shareholders' Equity	281,047	275,614	248,760	225,978	170,987	161,550
Total Liabilities & Equity	3,763,626	3,518,693	3,134,381	2,990,300	2,742,293	2,607,268
Total Debt	287,642	303,872	208,038	30,706	36,716	54,197
Net Cash (Debt)	-57,685	-272,139	-160,083	122,850	160,817	169,334
Net Cash Growth	-	-	-	-23.61%	-5.03%	9.38%
Net Cash Per Share	-	-14.40	-8.47	6.50	9.78	15.86
Filing Date Shares Outstanding	-	18,902	18,902	18,902	16,437	16,437
Total Common Shares Outstanding	-	18,902	18,902	18,902	16,437	16,437
Book Value Per Share	-	14.58	13.16	11.95	10.40	9.83
Tangible Book Value	281,047	275,614	248,760	225,978	170,987	161,550
Tangible Book Value Per Share	-	14.58	13.16	11.95	10.40	9.83

Source: S&P Capital IQ. Banks template. Financial Sources.