Indian Overseas Bank (NSE:IOB)

Indian Overseas Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	234,030	212,196	31,733	47,955	153,556	197,533
Investment Securities	1,135,260	1,105,880	991,939	936,425	976,408	954,849
Total Investments	1,135,260	1,105,880	991,939	936,425	976,408	954,849
Gross Loans	2,580,318	2,455,552	2,133,301	1,780,677	1,442,536	1,277,414
Net Loans	2,580,318	2,455,552	2,133,301	1,780,677	1,442,536	1,277,414
Property, Plant & Equipment	49,150	46,548	37,402	37,107	33,660	29,190
Accrued Interest Receivable	-	-	41,539	36,205	30,928	34,645
Restricted Cash	-	-	156,416	160,251	215,956	112,292
Other Current Assets	-	-	54,509	45,230	41,310	34,523
Other Real Estate Owned & Foreclosed	-	-	2,243	2,100	2,100	2,100
Other Long-Term Assets	135,971	126,904	69,611	88,431	93,846	99,748
Total Assets	4,134,729	3,947,080	3,518,693	3,134,381	2,990,300	2,742,293
Interest Bearing Deposits	3,307,922	3,119,388	2,631,860	2,442,900	2,448,240	2,241,309
Non-Interest Bearing Deposits	-	-	229,355	166,836	173,898	162,218
Total Deposits	3,307,922	3,119,388	2,861,215	2,609,736	2,622,138	2,403,528
Current Portion of Long-Term Debt	-	-	256,122	-	-	2,554
Accrued Interest Payable	-	-	4,025	2,799	414.37	402.24
Other Current Liabilities	-	-	8,117	8,188	7,008	6,593
Long-Term Debt	404,085	422,277	47,749	208,038	30,706	34,162
Other Long-Term Liabilities	91,355	83,081	65,850	56,859	104,056	124,068
Total Liabilities	3,803,362	3,624,746	3,243,079	2,885,620	2,764,322	2,571,306
Common Stock	192,566	192,566	189,024	189,024	189,024	166,468
Additional Paid-In Capital	-	-	85,579	85,579	85,579	69,233
Retained Earnings	-	-	-60,422	-87,351	-108,516	-122,681
Comprehensive Income & Other	138,801	129,768	61,434	61,509	59,891	57,966
Shareholders' Equity	331,367	322,334	275,614	248,760	225,978	170,987
Total Liabilities & Equity	4,134,729	3,947,080	3,518,693	3,134,381	2,990,300	2,742,293
Total Debt	404,085	422,277	303,872	208,038	30,706	36,716
Net Cash (Debt)	-170,055	-210,080	-272,139	-160,083	122,850	160,817
Net Cash Growth	-	-	-	-	-23.61%	-5.03%
Net Cash Per Share	-8.94	-11.07	-14.40	-8.47	6.50	9.78
Filing Date Shares Outstanding	19,319	19,257	18,902	18,902	18,902	16,437
Total Common Shares Outstanding	19,319	19,257	18,902	18,902	18,902	16,437
Book Value Per Share	17.15	16.74	14.58	13.16	11.95	10.40
Tangible Book Value	331,367	322,334	275,614	248,760	225,978	170,987
Tangible Book Value Per Share	17.15	16.74	14.58	13.16	11.95	10.40

Source: S&P Global Market Intelligence. Banks template. Financial Sources.