Indian Overseas Bank (NSE:IOB)
India flag India · Delayed Price · Currency is INR
31.50
+0.38 (1.22%)
Nov 11, 2026, 3:29 PM IST

Indian Overseas Bank Statistics

Total Valuation

NSE:IOB has a market cap or net worth of INR 606.58 billion.

Market Cap606.58B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Tuesday, January 19, 2027.

Earnings Date Jan 19, 2027
Ex-Dividend Date n/a

Share Statistics

NSE:IOB has 19.26 billion shares outstanding. The number of shares has increased by 0.53% in one year.

Current Share Class 19.26B
Shares Outstanding 19.26B
Shares Change (YoY) +0.53%
Shares Change (QoQ) -0.22%
Owned by Insiders (%) n/a
Owned by Institutions (%) 4.68%
Float 1.39B

Valuation Ratios

The trailing PE ratio is 9.12.

PE Ratio 9.12
Forward PE n/a
PS Ratio 3.64
PB Ratio 1.50
P/TBV Ratio 1.50
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 1.23
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 17.86%.

Return on Equity (ROE) 17.86%
Return on Assets (ROA) 1.40%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.31%
Revenue Per Employee 7.93M
Profits Per Employee 3.17M
Employee Count21,034
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, NSE:IOB has paid 5.10 billion in taxes.

Income Tax 5.10B
Effective Tax Rate 7.11%

Stock Price Statistics

The stock price has decreased by -20.91% in the last 52 weeks. The beta is 0.32, so NSE:IOB's price volatility has been lower than the market average.

Beta (5Y) 0.32
52-Week Price Change -20.91%
50-Day Moving Average 31.22
200-Day Moving Average 33.42
Relative Strength Index (RSI) 57.92
Average Volume (20 Days) 4,446,997

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:IOB had revenue of INR 166.81 billion and earned 66.60 billion in profits. Earnings per share was 3.45.

Revenue166.81B
Gross Profit 166.81B
Operating Income 71.60B
Pretax Income 71.70B
Net Income 66.60B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 3.45
Full Income Statement

Balance Sheet

The company has 255.45 billion in cash and 497.60 billion in debt, with a net cash position of -242.15 billion or -12.58 per share.

Cash & Cash Equivalents 255.45B
Total Debt 497.60B
Net Cash -242.15B
Net Cash Per Share -12.58
Equity (Book Value) 403.37B
Book Value Per Share 20.95
Working Capital -3,818.84B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -662.63 billion and capital expenditures -3.41 billion, giving a free cash flow of -666.04 billion.

Operating Cash Flow -662.63B
Capital Expenditures -3.41B
Depreciation & Amortization n/a
Net Borrowing -77.33B
Free Cash Flow -666.04B
FCF Per Share -34.59
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 42.92%
Pretax Margin 42.98%
Profit Margin 39.93%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

NSE:IOB does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield -0.53%
Shareholder Yield -0.53%
Earnings Yield 10.96%
FCF Yield -109.80%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside
Graham Formula Value
Graham Formula Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2