Indian Overseas Bank (NSE:IOB)

Indian Overseas Bank Statistics

Total Valuation

NSE:IOB has a market cap or net worth of INR 643.56 billion.

Market Cap	643.56B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, July 14, 2026.

Earnings Date	Jul 14, 2026
Ex-Dividend Date	n/a

Share Statistics

NSE:IOB has 19.26 billion shares outstanding. The number of shares has increased by 1.54% in one year.

Current Share Class	19.26B
Shares Outstanding	19.26B
Shares Change (YoY)	+1.54%
Shares Change (QoQ)	-4.42%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	2.75%
Float	1.39B

Valuation Ratios

The trailing PE ratio is 11.89.

PE Ratio	11.89
Forward PE	n/a
PS Ratio	4.45
PB Ratio	1.74
P/TBV Ratio	1.74
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.98
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.65%.

Return on Equity (ROE)	15.65%
Return on Assets (ROA)	1.25%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.32%
Revenue Per Employee	6.89M
Profits Per Employee	2.58M
Employee Count	20,966
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:IOB has paid 10.60 billion in taxes.

Income Tax	10.60B
Effective Tax Rate	16.36%

Stock Price Statistics

The stock price has decreased by -12.05% in the last 52 weeks. The beta is 0.31, so NSE:IOB's price volatility has been lower than the market average.

Beta (5Y)	0.31
52-Week Price Change	-12.05%
50-Day Moving Average	33.84
200-Day Moving Average	36.49
Relative Strength Index (RSI)	42.63
Average Volume (20 Days)	3,347,377

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:IOB had revenue of INR 144.52 billion and earned 54.18 billion in profits. Earnings per share was 2.81.

Revenue	144.52B
Gross Profit	144.52B
Operating Income	62.68B
Pretax Income	64.78B
Net Income	54.18B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.81

Balance Sheet

The company has 252.23 billion in cash and 516.03 billion in debt, with a net cash position of -263.80 billion or -13.70 per share.

Cash & Cash Equivalents	252.23B
Total Debt	516.03B
Net Cash	-263.80B
Net Cash Per Share	-13.70
Equity (Book Value)	369.91B
Book Value Per Share	19.21
Working Capital	-3,429.69B

Cash Flow

In the last 12 months, operating cash flow was -521.51 billion and capital expenditures -6.46 billion, giving a free cash flow of -527.97 billion.

Operating Cash Flow	-521.51B
Capital Expenditures	-6.46B
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	-527.97B
FCF Per Share	-27.42

Margins

Gross Margin	n/a
Operating Margin	43.37%
Pretax Margin	44.83%
Profit Margin	37.49%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:IOB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-1.54%
Shareholder Yield	-1.54%
Earnings Yield	8.42%
FCF Yield	-82.04%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2