India · Delayed Price · Currency is INR Indian Overseas Bank Statistics
Total Valuation
NSE:IOB has a market cap or net worth of INR 652.80 billion.
| Market Cap | 652.80B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Monday, July 20, 2026.
| Earnings Date | Jul 20, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
NSE:IOB has 19.26 billion shares outstanding. The number of shares has increased by 1.03% in one year.
| Current Share Class | 19.26B |
| Shares Outstanding | 19.26B |
| Shares Change (YoY) | +1.03% |
| Shares Change (QoQ) | +0.38% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 4.68% |
| Float | 1.39B |
Valuation Ratios
The trailing PE ratio is 10.95.
| PE Ratio | 10.95 |
| Forward PE | n/a |
| PS Ratio | 4.01 |
| PB Ratio | 1.68 |
| P/TBV Ratio | 1.68 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -0.89 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.53%.
| Return on Equity (ROE) | 16.53% |
| Return on Assets (ROA) | 1.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.27% |
| Revenue Per Employee | 7.75M |
| Profits Per Employee | 2.83M |
| Employee Count | 21,034 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NSE:IOB has paid 8.57 billion in taxes.
| Income Tax | 8.57B |
| Effective Tax Rate | 12.58% |
Stock Price Statistics
The stock price has decreased by -10.75% in the last 52 weeks. The beta is 0.25, so NSE:IOB's price volatility has been lower than the market average.
| Beta (5Y) | 0.25 |
| 52-Week Price Change | -10.75% |
| 50-Day Moving Average | 33.95 |
| 200-Day Moving Average | 35.48 |
| Relative Strength Index (RSI) | 47.86 |
| Average Volume (20 Days) | 4,739,508 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, NSE:IOB had revenue of INR 162.92 billion and earned 59.56 billion in profits. Earnings per share was 3.09.
| Revenue | 162.92B |
| Gross Profit | 162.92B |
| Operating Income | 68.23B |
| Pretax Income | 68.13B |
| Net Income | 59.56B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 3.09 |
Balance Sheet
The company has 197.36 billion in cash and 472.40 billion in debt, with a net cash position of -275.04 billion or -14.28 per share.
| Cash & Cash Equivalents | 197.36B |
| Total Debt | 472.40B |
| Net Cash | -275.04B |
| Net Cash Per Share | -14.28 |
| Equity (Book Value) | 389.46B |
| Book Value Per Share | 20.20 |
| Working Capital | -3,564.57B |
Cash Flow
In the last 12 months, operating cash flow was -521.51 billion and capital expenditures -6.46 billion, giving a free cash flow of -527.97 billion.
| Operating Cash Flow | -521.51B |
| Capital Expenditures | -6.46B |
| Depreciation & Amortization | n/a |
| Net Borrowing | 10.00B |
| Free Cash Flow | -527.97B |
| FCF Per Share | -27.42 |
Margins
| Gross Margin | n/a |
| Operating Margin | 41.88% |
| Pretax Margin | 41.82% |
| Profit Margin | 36.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
NSE:IOB does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.03% |
| Shareholder Yield | -1.03% |
| Earnings Yield | 9.12% |
| FCF Yield | -80.88% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |