Indian Overseas Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	54,185	33,955	26,657	21,040	17,093
Depreciation & Amortization	5,212	3,945	3,364	2,604	1,726
Gain (Loss) on Sale of Assets	-20.23	-17.96	-22.14	-15.84	-12.01
Gain (Loss) on Sale of Investments	889.24	576.58	-676.36	7,058	4,784
Provision for Credit Losses	35,597	44,106	26,034	24,706	36,578
Change in Other Net Operating Assets	-624,634	-342,954	-323,315	-189,467	-220,177
Other Operating Activities	7,260	28,687	5,290	9,929	-3,210
Operating Cash Flow	-521,512	-231,703	-262,668	-124,145	-163,218
Capital Expenditures	-6,459	-6,033	-3,653	-5,824	-562.32
Sale of Property, Plant and Equipment	69.66	243.57	59.68	227.28	69.38
Other Investing Activities	-	-	-	-	0
Investing Cash Flow	-6,389	-5,789	-3,593	-5,596	-492.94
Long-Term Debt Issued	10,000	14,328	-	10,000	6,650
Long-Term Debt Repaid	-	-	-3,000	-8,000	-
Net Debt Issued (Repaid)	10,000	14,328	-3,000	2,000	6,650
Net Increase (Decrease) in Deposit Accounts	569,308	258,173	251,479	-12,402	218,610
Other Financing Activities	-11,378	-10,962	-2,277	-21,161	-1,860
Financing Cash Flow	567,930	261,539	246,202	-31,563	223,399
Net Cash Flow	40,029	24,047	-20,059	-161,304	59,688
Free Cash Flow	-527,971	-237,735	-266,321	-129,969	-163,781
Free Cash Flow Margin	-360.08%	-192.83%	-219.14%	-147.97%	-226.29%
Free Cash Flow Per Share	-27.42	-12.52	-14.09	-6.88	-8.66
Cash Interest Paid	-	-	2,277	21,161	1,860
Cash Income Tax Paid	5,436	-19,581	5,830	3,360	7,481