Indian Overseas Bank (NSE:IOB)
India · Delayed Price · Currency is INR 33.87
+0.14 (0.42%)
Jul 31, 2026, 3:29 PM IST
Indian Overseas Bank Financials Overview
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 162,917 | 146,624 | 123,288 | 121,531 | 87,833 | 72,378 |
Revenue Growth | 23.66% | 18.93% | 1.44% | 38.37% | 21.35% | 14.24% |
Net Income Net Income Growth | 59,563 | 54,185 | 33,955 | 26,657 | 21,040 | 17,093 |
Earnings Per Share EPS Growth | 3.09 | 2.81 | 1.79 | 1.41 | 1.11 | 0.90 |
EPS Growth | 50.19% | 57.38% | 26.79% | 26.70% | 23.09% | 96.00% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Treasury Operations Treasury Operations Growth | 94,728 | 90,961 | 79,914 | 72,759 | 66,787 | 74,427 |
Corporate / Wholesale Banking Corporate / Wholesale Banking Growth | 113,306 | 110,366 | 100,675 | 96,313 | 66,465 | 60,879 |
Retail Banking - Digital Banking Retail Banking - Digital Banking Growth | 5.1 | 4.9 | 2.2 | 0.7 | - | - |
Retail Banking - Other Retail Banking Retail Banking - Other Retail Banking Growth | 182,315 | 168,468 | 143,137 | 118,388 | - | - |
Other Banking Operations Other Banking Operations Growth | 6,186 | 6,140 | 6,406 | 6,826 | 5,769 | 4,639 |
Unallocated Income Unallocated Income Growth | - | 1,487 | 7,369 | 3,018 | 15.8 | 1,608 |
Total Total Growth | 398,028 | 377,426 | 337,503 | 297,305 | 235,234 | 216,329 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 197,357 | 100,536 | 43,389 | 31,733 | 47,955 | 153,556 |
Total Debt Total Debt Growth | 472,399 | 516,026 | 422,277 | 303,872 | 208,038 | 30,706 |
Net Cash (Debt) Net Cash Growth | -275,042 | -415,489 | -378,888 | -272,139 | -160,083 | 122,850 |
Net Cash Growth | - | - | - | - | - | -23.61% |
Net Cash Per Share Net Cash Per Share Growth | -14.29 | -21.58 | -19.95 | -14.40 | -8.47 | 6.50 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | - | -521,512 | -231,703 | -262,668 | -124,145 | -163,218 |
Capital Expenditures CapEx Growth | - | -6,459 | -6,033 | -3,653 | -5,824 | -562.32 |
Free Cash Flow Free Cash Flow Growth | - | -527,971 | -237,735 | -266,321 | -129,969 | -163,781 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Profit Margin | 36.56% | 36.95% | 27.54% | 21.93% | 23.96% | 23.62% |
FCF Margin | - | -360.08% | -192.83% | -219.14% | -147.97% | -226.29% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 1, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
PE Ratio | 10.95 | 11.15 | 22.10 | 42.51 | 20.17 | 20.07 |
PS Ratio | 4.01 | 4.12 | 6.09 | 9.32 | 4.83 | 4.74 |