Indian Overseas Bank (NSE:IOB)

Indian Overseas Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Net Income	-	26,657	21,040	17,093	7,584	-85,274
Depreciation & Amortization	-	3,364	2,604	1,726	2,580	3,006
Gain (Loss) on Sale of Assets	-	-22.14	-15.84	-12.01	-14.92	-56.33
Gain (Loss) on Sale of Investments	-	-676.36	7,058	4,784	-683.79	6,392
Provision for Credit Losses	-	26,034	24,706	36,578	51,149	112,878
Change in Other Net Operating Assets	-	-323,315	-189,467	-220,177	-187,411	-183,105
Other Operating Activities	-	5,290	9,929	-3,210	2,922	1,756
Operating Cash Flow	-	-262,668	-124,145	-163,218	-123,876	-144,403
Capital Expenditures	-	-3,653	-5,824	-562.32	-647.33	-1,290
Sale of Property, Plant and Equipment	-	59.68	227.28	69.38	187.15	436.16
Other Investing Activities	-	-	-	0	-	-
Investing Cash Flow	-	-3,593	-5,596	-492.94	-460.19	-854.14
Long-Term Debt Issued	-	-	10,000	6,650	-	-
Long-Term Debt Repaid	-	-3,000	-8,000	-	-19,670	-6,000
Net Debt Issued (Repaid)	-	-3,000	2,000	6,650	-19,670	-6,000
Issuance of Common Stock	-	-	-	-	-	82,170
Net Increase (Decrease) in Deposit Accounts	-	251,479	-12,402	218,610	173,364	4,178
Other Financing Activities	-	-2,277	-21,161	-1,860	37,798	-3,399
Financing Cash Flow	-	246,202	-31,563	223,399	191,493	76,949
Net Cash Flow	-	-20,059	-161,304	59,688	67,157	-68,308
Free Cash Flow	-	-266,321	-129,969	-163,781	-124,523	-145,693
Free Cash Flow Margin	-	-219.14%	-147.97%	-226.29%	-196.54%	-
Free Cash Flow Per Share	-	-14.09	-6.88	-8.66	-7.58	-13.65
Cash Interest Paid	-	2,277	21,161	1,860	3,202	3,399
Cash Income Tax Paid	-	5,830	3,360	7,481	1,219	4,951

Source: S&P Global Market Intelligence. Banks template. Financial Sources.