Indian Overseas Bank (NSE:IOB)

Indian Overseas Bank Statistics

Total Valuation

NSE:IOB has a market cap or net worth of INR 772.38 billion.

Market Cap	772.38B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, October 24, 2025.

Earnings Date	Oct 24, 2025
Ex-Dividend Date	n/a

Share Statistics

NSE:IOB has 19.26 billion shares outstanding.

Current Share Class	19.26B
Shares Outstanding	19.26B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.25%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	2.46%
Float	974.18M

Valuation Ratios

The trailing PE ratio is 17.48.

PE Ratio	17.48
Forward PE	n/a
PS Ratio	5.56
PB Ratio	2.26
P/TBV Ratio	2.26
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.59
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.13%.

Return on Equity (ROE)	14.13%
Return on Assets (ROA)	1.09%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	6.63M
Profits Per Employee	2.10M
Employee Count	20,966
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:IOB has paid 17.71 billion in taxes.

Income Tax	17.71B
Effective Tax Rate	28.68%

Stock Price Statistics

The stock price has decreased by -25.97% in the last 52 weeks. The beta is 0.27, so NSE:IOB's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	-25.97%
50-Day Moving Average	39.42
200-Day Moving Average	40.69
Relative Strength Index (RSI)	52.46
Average Volume (20 Days)	11,026,968

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:IOB had revenue of INR 139.02 billion and earned 44.04 billion in profits. Earnings per share was 2.30.

Revenue	139.02B
Gross Profit	139.02B
Operating Income	60.95B
Pretax Income	61.76B
Net Income	44.04B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.30

Balance Sheet

The company has 235.12 billion in cash and 464.33 billion in debt, giving a net cash position of -229.22 billion or -11.90 per share.

Cash & Cash Equivalents	235.12B
Total Debt	464.33B
Net Cash	-229.22B
Net Cash Per Share	-11.90
Equity (Book Value)	342.31B
Book Value Per Share	17.68
Working Capital	-3,155.54B

Cash Flow

In the last 12 months, operating cash flow was -281.83 billion and capital expenditures -9.33 billion, giving a free cash flow of -291.16 billion.

Operating Cash Flow	-281.83B
Capital Expenditures	-9.33B
Free Cash Flow	-291.16B
FCF Per Share	-15.12

Margins

Gross Margin	n/a
Operating Margin	43.85%
Pretax Margin	44.42%
Profit Margin	31.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:IOB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	5.70%
FCF Yield	-37.70%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2