The Karur Vysya Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	118,285	110,744	96,780	82,132	65,165	55,877
Interest Paid on Deposits	64,645	61,358	54,181	43,947	31,677	28,723
Net Interest Income	55,181	49,385	42,599	38,184	33,488	27,154
Net Interest Income Growth	22.32%	15.93%	11.56%	14.02%	23.33%	15.08%
Gain (Loss) on Sale of Assets	194.96	194.96	30.63	78.31	10.36	11.03
Gain (Loss) on Sale of Investments	1,628	1,628	683.62	2,944	291.51	-501.75
Other Non-Interest Income	18,190	19,020	17,581	13,473	11,287	8,181
Total Non-Interest Income	20,013	20,843	18,296	16,495	11,589	7,691
Non-Interest Income Growth	3.50%	13.93%	10.92%	42.33%	50.70%	-16.30%
Revenues Before Loan Losses	75,195	70,229	60,895	54,679	45,077	34,844
Provision for Loan Losses	5,606	7,443	6,217	7,288	10,390	6,992
Revenue	69,588	62,785	54,678	47,391	34,688	27,853
Revenue Growth	21.16%	14.83%	15.38%	36.62%	24.54%	10.47%
Salaries and Employee Benefits	14,991	14,310	14,465	14,576	10,043	9,445
Occupancy Expenses	5,185	5,185	4,779	4,260	3,938	3,732
Selling, General & Administrative	701.31	701.31	645.85	569.43	580.47	594.02
Other Non-Interest Expense	9,188	9,252	8,855	6,947	5,741	4,766
Total Non-Interest Expense	30,096	29,479	28,771	26,388	20,320	18,542
EBT Excluding Unusual Items	39,493	33,306	25,907	21,003	14,368	9,311
Other Unusual Items	-105.9	-105.9	0.7	-1.3	0.4	-1.4
Pretax Income	39,387	33,201	25,907	21,002	14,369	9,309
Income Tax Expense	9,804	8,097	6,491	4,954	3,308	2,577
Net Income	29,583	25,103	19,416	16,048	11,061	6,733
Net Income to Common	29,583	25,103	19,416	16,048	11,061	6,733
Net Income Growth	40.55%	29.29%	20.99%	45.09%	64.29%	87.34%
Basic Shares Outstanding	967	966	966	964	961	959
Diluted Shares Outstanding	967	967	966	965	964	960
Shares Change	0.04%	0.03%	0.18%	0.10%	0.32%	0.13%
EPS (Basic)	30.60	25.98	20.10	16.66	11.51	7.02
EPS (Diluted)	30.59	25.97	20.10	16.64	11.48	7.01
EPS Growth	40.46%	29.20%	20.78%	44.92%	63.85%	87.05%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Dividend Per Share	-	2.600	2.167	2.000	1.667	1.333
Dividend Growth	-	20.00%	8.33%	20.00%	25.01%	219.97%
Effective Tax Rate	24.89%	24.39%	25.05%	23.59%	23.02%	27.68%