Kotak Mahindra Bank Limited (NSE:KOTAKBANK)

Kotak Mahindra Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	503,809	656,688	562,366	421,511	337,406
Interest Income on Investments	194,003	-	-	-	-
Total Interest Income	697,812	656,688	562,366	421,511	337,406
Interest Paid on Deposits	296,200	282,746	225,672	144,111	115,535
Net Interest Income	401,612	373,943	336,694	277,399	221,871
Net Interest Income Growth (YoY)	7.40%	11.06%	21.38%	25.03%	11.76%
Gain (Loss) on Sale of Assets	-	458.05	71.38	107.78	264.3
Gain (Loss) on Sale of Investments	-3,191	83,636	74,173	-5,009	16,950
Other Non-Interest Income	381,016	328,240	306,128	264,811	232,196
Total Non-Interest Income	377,825	412,334	380,373	259,910	249,411
Non-Interest Income Growth (YoY)	-8.37%	8.40%	46.35%	4.21%	5.74%
Revenues Before Loan Losses	779,437	786,277	717,067	537,309	471,281
Provision for Loan Losses	39,004	39,121	20,988	6,107	16,060
Revenue	740,433	747,156	696,079	531,202	455,221
Revenue Growth (YoY)	-0.90%	7.34%	31.04%	16.69%	12.16%
Salaries and Employee Benefits	128,970	119,636	103,473	84,790	71,409
Occupancy Expenses	-	38,825	31,999	27,422	21,044
Selling, General & Administrative	668.2	23,818	23,856	19,312	11,941
Other Non-Interest Expense	354,546	275,515	299,380	204,925	199,699
Total Non-Interest Expense	483,111	455,992	456,344	335,005	302,518
EBT Excluding Unusual Items	257,322	291,164	239,735	196,198	152,703
Other Unusual Items	3,678	528.3	1,263	1,710	8,355
Pretax Income	261,000	291,693	240,998	197,907	161,058
Income Tax Expense	68,121	70,433	58,866	48,657	40,164
Earnings From Continuing Operations	192,879	221,260	182,132	149,250	120,894
Net Income	192,879	221,260	182,132	149,250	120,894
Preferred Dividends & Other Adjustments	-	-	385.1	405	405
Net Income to Common	192,879	221,260	181,747	148,845	120,489
Net Income Growth	-12.83%	21.48%	22.03%	23.46%	21.01%
Basic Shares Outstanding	9,942	9,940	9,937	9,928	9,915
Diluted Shares Outstanding	9,947	9,941	9,937	9,931	9,920
Shares Change (YoY)	0.07%	0.03%	0.07%	0.11%	0.69%
EPS (Basic)	19.40	22.26	18.29	14.99	12.15
EPS (Diluted)	19.39	22.26	18.29	14.99	12.15
EPS Growth	-12.88%	21.70%	22.03%	23.40%	20.28%
Dividend Per Share	0.650	0.500	0.400	0.300	0.220
Dividend Growth	30.00%	25.00%	33.33%	36.36%	22.22%
Effective Tax Rate	26.10%	24.15%	24.43%	24.59%	24.94%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.