Kotak Mahindra Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	192,879	221,260	182,132	149,250	120,894
Depreciation & Amortization	10,319	9,409	7,918	5,993	4,804
Gain (Loss) on Sale of Assets	-3,660	-38,492	-71.38	-107.78	-264.3
Gain (Loss) on Sale of Investments	-5,076	-44,287	-70,717	10,604	-12,141
Provision for Credit Losses	39,684	37,656	18,982	4,578	8,509
Change in Other Net Operating Assets	-542,593	-516,386	-817,930	-694,613	-352,332
Other Operating Activities	2,715	5,243	-3,874	-442.03	1,146
Operating Cash Flow	-305,063	-325,230	-683,111	-524,282	-229,071
Capital Expenditures	-10,580	-12,128	-11,267	-9,868	-6,698
Sale of Property, Plant and Equipment	219.5	647.59	346.14	261.27	364.43
Cash Acquisitions	-	-	-5,319	-	-
Investment in Securities	-167,609	-281,971	-74,729	-95,895	-103,359
Divestitures	12,778	40,731	-	-	-
Investing Cash Flow	-165,191	-252,721	-90,969	-105,502	-109,693
Long-Term Debt Issued	-	225,164	161,525	18,741	74,039
Long-Term Debt Repaid	-22,285	-	-	-	-
Net Debt Issued (Repaid)	-22,285	225,164	161,525	18,741	74,039
Issuance of Common Stock	1,872	464.01	1,992	2,679	3,586
Preferred Share Repurchases	-	-	-5,000	-	-
Common Dividends Paid	-4,971	-	-	-	-
Total Dividends Paid	-4,971	-3,976	-3,366	-2,589	-2,190
Net Increase (Decrease) in Deposit Accounts	722,329	494,387	839,961	511,857	312,155
Other Financing Activities	-	-	-	-	-0.53
Financing Cash Flow	696,944	716,039	995,112	530,687	387,589
Foreign Exchange Rate Adjustments	3,604	697.55	365.23	1,695	663.55
Net Cash Flow	230,294	138,554	222,810	-97,401	49,489
Free Cash Flow	-315,643	-337,358	-694,378	-534,149	-235,769
Free Cash Flow Margin	-42.63%	-45.15%	-99.76%	-100.55%	-51.79%
Free Cash Flow Per Share	-31.73	-33.94	-69.88	-53.79	-23.77
Cash Interest Paid	-	231.6	393.1	605.6	930.6
Cash Income Tax Paid	64,333	63,387	60,376	47,654	37,443

Source: S&P Global Market Intelligence. Banks template. Financial Sources.