Kotak Mahindra Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	1,020,911	390,559	309,454	248,422	183,803
Investment Securities	2,906,328	2,863,060	2,496,996	1,998,825	1,701,018
Trading Asset Securities	-	66,048	26,581	-	-
Total Investments	2,906,328	2,929,108	2,523,577	1,998,825	1,701,018
Gross Loans	5,657,679	4,861,655	4,303,516	3,591,075	3,044,736
Net Loans	5,657,679	4,861,655	4,303,516	3,591,075	3,044,736
Property, Plant & Equipment	28,528	28,108	25,625	22,612	19,096
Goodwill	9,478	9,478	9,478	8,138	8,138
Accrued Interest Receivable	-	74,340	62,253	53,859	46,216
Other Receivables	-	-	-	-	8.06
Restricted Cash	-	400,059	342,610	180,832	342,852
Other Current Assets	-	1,725	2,635	1,067	206.43
Long-Term Deferred Tax Assets	-	397.4	6,320	6,052	6,279
Other Long-Term Assets	410,604	102,314	91,203	93,417	112,627
Total Assets	10,033,528	8,797,743	7,676,670	6,204,297	5,464,979
Interest Bearing Deposits	5,669,403	4,136,017	3,718,350	2,923,857	2,465,653
Non-Interest Bearing Deposits	-	811,057	734,338	688,869	635,216
Total Deposits	5,669,403	4,947,075	4,452,688	3,612,726	3,100,869
Short-Term Borrowings	-	69,028	28,806	-	-
Current Income Taxes Payable	-	17,838	8,784	8,458	6,821
Accrued Interest Payable	-	36,651	30,325	15,559	9,029
Other Current Liabilities	-	36,396	36,051	30,880	33,086
Long-Term Debt	953,935	976,220	751,056	570,339	551,599
Pension & Post-Retirement Benefits	-	192.9	139.6	371.6	103.6
Other Long-Term Liabilities	1,597,931	1,139,449	1,069,103	842,819	791,819
Total Liabilities	8,221,269	7,222,850	6,376,953	5,081,153	4,493,326
Preferred Stock, Non-Redeemable	-	-	-	5,000	5,000
Total Preferred Equity	-	-	-	5,000	5,000
Common Stock	9,947	9,941	9,940	9,933	9,923
Additional Paid-In Capital	-	255,849	255,330	253,154	250,340
Retained Earnings	-	1,225,805	1,016,546	842,667	696,156
Comprehensive Income & Other	1,802,312	83,299	17,902	12,390	10,234
Total Common Equity	1,812,259	1,574,893	1,299,717	1,118,144	966,653
Shareholders' Equity	1,812,259	1,574,893	1,299,717	1,123,144	971,653
Total Liabilities & Equity	10,033,528	8,797,743	7,676,670	6,204,297	5,464,979
Total Debt	953,935	1,045,248	779,863	570,339	551,599
Net Cash (Debt)	66,976	-568,132	-411,289	-276,473	-312,071
Net Cash Per Share	6.73	-57.15	-41.39	-27.84	-31.46
Filing Date Shares Outstanding	9,951	9,941	9,940	9,933	9,923
Total Common Shares Outstanding	9,951	9,941	9,940	9,933	9,923
Book Value Per Share	182.12	158.42	130.76	112.57	97.41
Tangible Book Value	1,802,781	1,565,416	1,290,239	1,110,006	958,516
Tangible Book Value Per Share	181.17	157.47	129.81	111.75	96.59

Source: S&P Global Market Intelligence. Banks template. Financial Sources.