Kotak Mahindra Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	-	390,559	309,454	248,422	183,803	366,782
Investment Securities	-	2,863,060	2,496,996	1,998,825	1,701,018	1,632,601
Trading Asset Securities	-	66,048	26,581	-	-	-
Total Investments	-	2,929,108	2,523,577	1,998,825	1,701,018	1,632,601
Gross Loans	-	4,861,655	4,303,516	3,591,075	3,044,736	2,521,698
Net Loans	-	4,861,655	4,303,516	3,591,075	3,044,736	2,521,698
Property, Plant & Equipment	-	28,108	25,625	22,612	19,096	17,402
Goodwill	-	9,478	9,478	8,138	8,138	8,138
Accrued Interest Receivable	-	74,340	62,253	53,859	46,216	43,421
Other Receivables	-	-	-	-	8.06	8.02
Restricted Cash	-	400,059	342,610	180,832	342,852	110,384
Other Current Assets	-	1,725	2,635	1,067	206.43	255.83
Long-Term Deferred Tax Assets	-	397.4	6,320	6,052	6,279	7,415
Other Long-Term Assets	-	102,314	91,203	93,417	112,627	80,439
Total Assets	-	8,797,743	7,676,670	6,204,297	5,464,979	4,788,542
Interest Bearing Deposits	-	4,136,017	3,718,350	2,923,857	2,465,653	2,274,498
Non-Interest Bearing Deposits	-	811,057	734,338	688,869	635,216	514,216
Total Deposits	-	4,947,075	4,452,688	3,612,726	3,100,869	2,788,714
Short-Term Borrowings	-	69,028	28,806	-	-	-
Current Income Taxes Payable	-	17,838	8,784	8,458	6,821	5,285
Accrued Interest Payable	-	36,651	30,325	15,559	9,029	14,083
Other Current Liabilities	-	36,396	36,051	30,880	33,086	23,965
Long-Term Debt	-	976,220	751,056	570,339	551,599	477,389
Pension & Post-Retirement Benefits	-	192.9	139.6	371.6	103.6	79.8
Long-Term Deferred Tax Liabilities	-	-	-	-	-	1,896
Other Long-Term Liabilities	-	1,139,449	1,069,103	842,819	791,819	628,744
Total Liabilities	-	7,222,850	6,376,953	5,081,153	4,493,326	3,940,156
Preferred Stock, Non-Redeemable	-	-	-	5,000	5,000	5,000
Total Preferred Equity	-	-	-	5,000	5,000	5,000
Common Stock	-	9,941	9,940	9,933	9,923	9,909
Additional Paid-In Capital	-	255,849	255,330	253,154	250,340	246,746
Retained Earnings	-	1,225,805	1,016,546	842,667	696,156	577,611
Comprehensive Income & Other	-	83,299	17,902	12,390	10,234	9,120
Total Common Equity	1,680,354	1,574,893	1,299,717	1,118,144	966,653	843,386
Shareholders' Equity	1,680,354	1,574,893	1,299,717	1,123,144	971,653	848,386
Total Liabilities & Equity	-	8,797,743	7,676,670	6,204,297	5,464,979	4,788,542
Total Debt	827,000	1,045,248	779,863	570,339	551,599	477,389
Net Cash (Debt)	-187,791	-568,132	-411,289	-276,473	-312,071	-47,462
Net Cash Per Share	-18.88	-57.15	-41.39	-27.84	-31.46	-4.82
Filing Date Shares Outstanding	9,948	9,941	9,940	9,933	9,923	9,909
Total Common Shares Outstanding	9,948	9,941	9,940	9,933	9,923	9,909
Book Value Per Share	169.00	158.42	130.76	112.57	97.41	85.11
Tangible Book Value	1,670,877	1,565,416	1,290,239	1,110,006	958,516	835,249
Tangible Book Value Per Share	168.05	157.47	129.81	111.75	96.59	84.29

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.