LIC Housing Finance Limited (NSE:LICHSGFIN)

LIC Housing Finance Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	55,214	54,422	47,630	28,908	22,857	27,407
Depreciation & Amortization	982.9	875	603.6	633.9	528.2	518.1
Other Amortization	102.7	102.7	88.7	56.5	36.5	6.6
Loss (Gain) From Sale of Investments	1,653	247.3	208.4	-5,397	256.3	304.8
Provision for Credit Losses	2,611	2,611	16,229	19,359	19,626	12,871
Loss (Gain) on Equity Investments	-	-	-	2.4	6.9	20.6
Net Decrease (Increase) in Loans Originated / Sold - Operating	-177,965	-221,789	-146,211	-237,903	-191,169	-216,238
Change in Other Net Operating Assets	-56,489	-7,323	1,740	2,232	-7,943	8,914
Other Operating Activities	5,596	4,768	8,201	-4,206	-11,488	-3,941
Operating Cash Flow	-168,299	-166,092	-71,514	-196,320	-167,293	-171,403
Capital Expenditures	-881.1	-733.5	-374.5	-641	-353.1	-108.3
Sale of Property, Plant & Equipment	-0.6	1	8	235.6	0.2	0.1
Divestitures	2.4	2.4	3.5	2.7	4.9	4.3
Investment in Securities	18,909	-8,661	6,232	-7,594	-15,989	8,686
Other Investing Activities	5.2	5.2	4.3	-	54.7	-
Investing Cash Flow	18,035	-9,385	5,873	-7,997	-16,282	8,582
Long-Term Debt Issued	-	1,727,513	1,464,202	1,821,506	1,523,144	1,203,846
Long-Term Debt Repaid	-	-1,531,876	-1,370,061	-1,546,158	-1,362,901	-1,095,517
Net Debt Issued (Repaid)	114,991	195,637	94,142	275,349	160,244	108,329
Issuance of Common Stock	-	-	-	-	23,342	-
Common Dividends Paid	-5,502	-4,951	-4,676	-4,622	-4,676	-4,037
Other Financing Activities	36,348	-16,552	-16,010	-68,240	-407.9	58,155
Financing Cash Flow	145,836	174,135	73,456	202,487	178,503	162,446
Foreign Exchange Rate Adjustments	-	-	-0.1	0.1	-3.1	-0.1
Net Cash Flow	-4,428	-1,342	7,814	-1,830	-5,075	-374.3
Free Cash Flow	-169,180	-166,825	-71,889	-196,961	-167,646	-171,511
Free Cash Flow Margin	-199.90%	-200.48%	-98.93%	-423.92%	-433.85%	-315.56%
Free Cash Flow Per Share	-307.57	-303.28	-130.69	-358.07	-316.22	-339.85
Cash Interest Paid	195,655	190,724	180,224	159,729	146,246	150,041
Cash Income Tax Paid	10,381	12,107	14,751	10,538	10,933	6,328

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.