LIC Housing Finance Limited (NSE:LICHSGFIN)
India flag India · Delayed Price · Currency is INR
547.80
+8.85 (1.64%)
Jul 27, 2026, 12:20 PM IST

LIC Housing Finance Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
85,18985,18983,21172,66746,46238,642
Revenue Growth
2.38%2.38%14.51%56.40%20.24%-28.90%
Operating Income
71,00271,00268,75860,64035,49427,598
Net Income
56,03756,03754,42247,63028,90822,857
Earnings Per Share
101.87101.8798.9486.5952.5543.11
EPS Growth
2.96%2.96%14.26%64.77%21.90%-20.61%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Loans
287,717287,717280,562272,346226,742199,530
Other Segment
1,4061,4061,136925.6994.8957.2
Inter Segment Adjustments
-687.4-687.4-591.2-494-454.7-434.3
Total
288,435288,435281,107272,778227,282200,053

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
13,48413,48439,49631,02130,11825,005
Total Debt
2,662,1622,662,1622,627,3152,431,9762,339,6012,062,789
Net Cash (Debt)
-2,648,678-2,648,678-2,587,819-2,400,955-2,309,483-2,037,784
Net Cash Growth
------
Net Cash Per Share
-4815.07-4815.07-4704.59-4364.87-4198.58-3843.70

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-85,038-85,038-166,092-71,514-196,320-167,293
Capital Expenditures
-520.3-520.3-733.5-374.5-641-353.1
Free Cash Flow
-85,559-85,559-166,825-71,889-196,961-167,646
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Margin
83.35%83.35%82.63%83.45%76.39%71.42%
Pretax Margin
83.38%83.38%82.67%83.51%76.64%72.13%
Profit Margin
65.78%65.78%65.40%65.55%62.22%59.15%
FCF Margin
-100.43%-100.43%-200.48%-98.93%-423.92%-433.85%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
10.00010.00010.0009.0008.5008.500
Dividend Per Share Growth
0%0%11.11%5.88%0%0%
Dividend Yield
1.86%2.02%1.80%1.52%2.72%2.54%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
5.294.865.707.066.268.64
Forward PE
5.116.106.106.106.917.27
PS Ratio
3.483.203.734.633.895.11