LIC Housing Finance Limited (NSE:LICHSGFIN)
India flag India · Delayed Price · Currency is INR
529.00
+9.00 (1.73%)
Nov 5, 2026, 3:28 PM IST

LIC Housing Finance Statistics

Total Valuation

NSE:LICHSGFIN has a market cap or net worth of INR 290.98 billion.

Market Cap290.98B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, November 6, 2026.

Earnings Date Nov 6, 2026
Ex-Dividend Date Aug 21, 2026

Share Statistics

NSE:LICHSGFIN has 550.06 million shares outstanding. The number of shares has decreased by -0.01% in one year.

Current Share Class 550.06M
Shares Outstanding 550.06M
Shares Change (YoY) -0.01%
Shares Change (QoQ) -0.01%
Owned by Insiders (%) n/a
Owned by Institutions (%) 31.19%
Float 299.82M

Valuation Ratios

The trailing PE ratio is 4.94 and the forward PE ratio is 4.79.

PE Ratio 4.94
Forward PE 4.79
PS Ratio 3.26
PB Ratio 0.67
P/TBV Ratio 0.67
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 30.68, with a Debt / Equity ratio of 6.27.

Current Ratio 30.68
Quick Ratio 30.68
Debt / Equity 6.27
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.31% and return on invested capital (ROIC) is 1.86%.

Return on Equity (ROE) 14.31%
Return on Assets (ROA) 1.82%
Return on Invested Capital (ROIC) 1.86%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 0.54%
Revenue Per Employee 37.57M
Profits Per Employee 24.73M
Employee Count2,384
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

In the past 12 months, NSE:LICHSGFIN has paid 16.21 billion in taxes.

Income Tax 16.21B
Effective Tax Rate 21.56%

Stock Price Statistics

The stock price has decreased by -7.84% in the last 52 weeks. The beta is 0.26, so NSE:LICHSGFIN's price volatility has been lower than the market average.

Beta (5Y) 0.26
52-Week Price Change -7.84%
50-Day Moving Average 533.95
200-Day Moving Average 531.66
Relative Strength Index (RSI) 53.69
Average Volume (20 Days) 3,035,684

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:LICHSGFIN had revenue of INR 89.57 billion and earned 58.96 billion in profits. Earnings per share was 107.19.

Revenue89.57B
Gross Profit 87.81B
Operating Income 74.26B
Pretax Income 75.17B
Net Income 58.96B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 107.19
Full Income Statement

Balance Sheet

The company has 3.83 billion in cash and 2.75 trillion in debt, with a net cash position of -2,746.58 billion or -4,993.21 per share.

Cash & Cash Equivalents 3.83B
Total Debt 2.75T
Net Cash -2,746.58B
Net Cash Per Share -4,993.21
Equity (Book Value) 438.84B
Book Value Per Share 797.81
Working Capital 3.12T
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -58.42 billion and capital expenditures -298.90 million, giving a free cash flow of -58.72 billion.

Operating Cash Flow -58.42B
Capital Expenditures -298.90M
Depreciation & Amortization 1.04B
Net Borrowing 78.63B
Free Cash Flow -58.72B
FCF Per Share -106.75
Full Cash Flow Statement

Margins

Gross margin is 98.03%, with operating and profit margins of 82.91% and 65.83%.

Gross Margin 98.03%
Operating Margin 82.91%
Pretax Margin 83.93%
Profit Margin 65.83%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 1.89%.

Dividend Per Share 10.00
Dividend Yield 1.89%
Dividend Growth (YoY) n/a
Years of Dividend Growth 2
Payout Ratio 9.33%
FCF Payout Ratio n/a
Buyback Yield 0.01%
Shareholder Yield 1.89%
Earnings Yield 20.26%
FCF Yield -20.11%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for NSE:LICHSGFIN is 588.88, which is 11.32% higher than the current price. The consensus rating is "Buy".

Price Target 588.88
Price Target Difference 11.32%
Analyst Consensus Buy
Analyst Count 25
Revenue Growth Forecast (3Y) 7.11%
EPS Growth Forecast (3Y) 4.53%

Stock Splits

The last stock split was on December 30, 2010. It was a forward split with a ratio of 5.

Last Split Date Dec 30, 2010
Split Type Forward
Split Ratio 5

Scores

Altman Z-Score n/a
Piotroski F-Score 4