LIC Housing Finance Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	56,037	54,422	47,630	28,908	22,857
Depreciation & Amortization	1,217	875	603.6	633.9	528.2
Other Amortization	-	102.7	88.7	56.5	36.5
Loss (Gain) From Sale of Investments	5,540	247.3	208.4	-5,397	256.3
Provision for Credit Losses	-	2,611	16,229	19,359	19,626
Loss (Gain) on Equity Investments	-	-	-	2.4	6.9
Net Decrease (Increase) in Loans Originated / Sold - Operating	-138,852	-221,789	-146,211	-237,903	-191,169
Change in Other Net Operating Assets	-5,851	-7,323	1,740	2,232	-7,943
Other Operating Activities	-3,129	4,768	8,201	-4,206	-11,488
Operating Cash Flow	-85,038	-166,092	-71,514	-196,320	-167,293
Capital Expenditures	-520.3	-733.5	-374.5	-641	-353.1
Sale of Property, Plant & Equipment	0.1	1	8	235.6	0.2
Divestitures	-	2.4	3.5	2.7	4.9
Investment in Securities	18,035	-8,661	6,232	-7,594	-15,989
Other Investing Activities	5.2	5.2	4.3	-	54.7
Investing Cash Flow	17,520	-9,385	5,873	-7,997	-16,282
Long-Term Debt Issued	1,618,032	1,727,513	1,464,202	1,821,506	1,523,144
Long-Term Debt Repaid	-1,581,961	-1,531,876	-1,370,061	-1,546,158	-1,362,901
Net Debt Issued (Repaid)	36,071	195,637	94,142	275,349	160,244
Issuance of Common Stock	-	-	-	-	23,342
Common Dividends Paid	-5,501	-4,951	-4,676	-4,622	-4,676
Other Financing Activities	31,348	-16,552	-16,010	-68,240	-407.9
Financing Cash Flow	61,918	174,135	73,456	202,487	178,503
Foreign Exchange Rate Adjustments	-	-	-0.1	0.1	-3.1
Net Cash Flow	-5,600	-1,342	7,814	-1,830	-5,075
Free Cash Flow	-85,559	-166,825	-71,889	-196,961	-167,646
Free Cash Flow Margin	-100.43%	-200.48%	-98.93%	-423.92%	-433.85%
Free Cash Flow Per Share	-155.54	-303.28	-130.69	-358.07	-316.22
Cash Interest Paid	203,380	190,724	180,224	159,729	146,246
Cash Income Tax Paid	12,941	12,107	14,751	10,538	10,933

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.