SBI Cards and Payment Services Limited (NSE:SBICARD)

NSE:SBICARD Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	33,331	25,375	24,821	9,898	7,582	6,432
Long-Term Investments	59,060	62,351	35,191	21,397	12,972	9,576
Trading Asset Securities	-	-	-	-	-	1
Loans & Lease Receivables	578,557	539,346	490,790	393,610	301,873	234,591
Other Receivables	3,646	4,790	5,478	1,987	2,381	1,615
Property, Plant & Equipment	1,911	2,269	4,384	4,536	3,235	2,189
Other Intangible Assets	856.7	1,034	1,260	1,201	1,302	992.4
Other Current Assets	-	9,420	10,049	11,087	7,344	3,845
Long-Term Deferred Tax Assets	4,839	4,428	3,546	2,467	2,185	3,951
Long-Term Deferred Charges	-	6,094	6,039	5,659	6,194	5,830
Other Long-Term Assets	16,418	350.6	154.9	3,614	1,416	1,106
Total Assets	698,618	655,458	581,712	455,456	346,484	270,129
Accounts Payable	18,258	15,929	15,077	13,954	11,168	8,814
Accrued Expenses	-	5,085	4,666	3,745	3,232	2,949
Short-Term Debt	-	299,744	267,936	203,943	149,953	128,757
Current Portion of Long-Term Debt	-	42,234	34,626	24,179	16,322	3,341
Current Portion of Leases	-	660	999.1	924.9	623.8	573.4
Long-Term Debt	492,245	107,488	96,348	82,985	63,550	46,850
Long-Term Leases	-	1,581	3,237	3,290	2,401	1,159
Current Income Taxes Payable	172.6	-	-	-	-	-
Other Current Liabilities	10,705	35,628	29,234	16,468	15,452	9,458
Pension & Post-Retirement Benefits	-	41.4	14.8	-	-	-
Other Long-Term Liabilities	29,345	2,057	1,931	1,890	1,595	1,303
Total Liabilities	550,725	517,641	460,872	357,155	268,957	207,108
Common Stock	9,516	9,514	9,510	9,461	9,432	9,405
Additional Paid-In Capital	-	11,661	11,549	10,492	9,881	9,352
Retained Earnings	-	117,014	100,207	78,499	58,293	44,437
Comprehensive Income & Other	138,377	-370.9	-426.1	-150.9	-78.2	-174
Shareholders' Equity	147,893	137,817	120,840	98,301	77,527	63,020
Total Liabilities & Equity	698,618	655,458	581,712	455,456	346,484	270,129
Total Debt	492,245	451,707	403,147	315,322	232,849	180,680
Net Cash (Debt)	-458,914	-426,332	-378,327	-305,424	-225,268	-174,247
Net Cash Per Share	-482.39	-447.92	-398.57	-321.84	-237.30	-183.69
Filing Date Shares Outstanding	951.55	951.36	950.97	946.07	943.17	940.53
Total Common Shares Outstanding	951.55	951.36	950.97	946.07	943.17	940.53
Working Capital	586,399	172,458	171,796	147,592	117,767	88,688
Book Value Per Share	155.42	144.86	127.07	103.90	82.20	67.01
Tangible Book Value	147,036	136,784	119,580	97,100	76,225	62,028
Tangible Book Value Per Share	154.52	143.78	125.75	102.63	80.82	65.95

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.