SBI Cards and Payment Services Limited (NSE:SBICARD)

NSE:SBICARD Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	May 8, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Market Capitalization	614,166	604,694	838,241	649,037	700,284	803,300
Market Cap Growth	-28.77%	-27.86%	29.15%	-7.32%	-12.82%	-7.99%
PE Ratio	28.34	27.91	43.74	26.96	31.01	49.71
PS Ratio	5.18	5.10	8.36	5.85	7.10	10.86
PB Ratio	3.91	3.85	6.08	5.37	7.12	10.36
P/FCF Ratio	133.69	131.63	-	-	-	-
P/OCF Ratio	124.57	122.65	-	-	-	-
Debt / Equity Ratio	2.80	2.80	3.28	3.34	3.21	3.00
Debt / FCF Ratio	95.92	95.92	-	-	-	-
Net Debt / Equity Ratio	2.66	2.66	3.09	3.13	3.11	2.91
Net Debt / FCF Ratio	90.87	90.87	-19.41	-6.60	-4.51	-5.02
Quick Ratio	19.95	19.95	1.40	1.45	1.51	1.55
Current Ratio	19.96	19.96	1.42	1.48	1.55	1.59
Asset Turnover	0.18	0.18	0.16	0.21	0.25	0.24
Return on Equity (ROE)	14.69%	14.69%	14.82%	21.98%	25.69%	23.00%
Return on Assets (ROA)	3.29%	3.29%	3.10%	4.64%	5.63%	5.24%
Return on Invested Capital (ROIC)	3.50%	3.65%	3.44%	5.11%	6.21%	5.53%
Earnings Yield	3.53%	3.58%	2.29%	3.71%	3.23%	2.01%
FCF Yield	0.75%	0.76%	-2.62%	-8.82%	-9.66%	-5.59%
Dividend Yield	0.39%	0.39%	0.29%	0.37%	0.34%	0.30%
Payout Ratio	10.02%	10.02%	14.98%	15.06%	9.43%	-
Buyback Yield / Dilution	0.03%	0.03%	-0.27%	-0.02%	0.03%	-0.07%
Total Shareholder Return	0.41%	0.42%	0.01%	0.35%	0.37%	0.22%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.