SBI Cards and Payment Services Limited (NSE:SBICARD)
India flag India · Delayed Price · Currency is INR
590.00
+5.25 (0.90%)
Nov 12, 2026, 3:29 PM IST

NSE:SBICARD Ratios and Metrics

Millions INR. Fiscal year is Apr - Mar.

Total Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Nov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
561,470604,694838,241649,037700,284803,300
Market Cap Growth
-31.66%-27.86%29.15%-7.32%-12.82%-7.99%

Price Ratios

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Nov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
21.5327.9143.7426.9631.0149.71
PS Ratio
4.285.108.365.857.1010.86
PB Ratio
3.273.856.085.377.1210.36
P/FCF Ratio
15.36131.63----
P/OCF Ratio
15.22122.65----

Financial Efficiency

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Nov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Debt / Equity Ratio
2.792.813.283.343.213.00
Debt / FCF Ratio
13.0996.28----
Net Debt / Equity Ratio
2.572.683.093.133.112.91
Net Debt / FCF Ratio
12.0691.70-19.41-6.60-4.51-5.02
Quick Ratio
19.291.511.401.451.511.55
Current Ratio
19.291.541.421.481.551.59
Asset Turnover
0.190.180.160.210.250.24
Return on Equity (ROE)
16.32%14.69%14.82%21.98%25.69%23.00%
Return on Assets (ROA)
3.70%3.29%3.10%4.64%5.63%5.24%
Return on Invested Capital (ROIC)
4.04%3.50%3.44%5.11%6.21%5.53%

Yields

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Nov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Earnings Yield
4.64%3.58%2.29%3.71%3.23%2.01%
FCF Yield
6.51%0.76%-2.62%-8.82%-9.66%-5.59%
Dividend Yield
0.42%0.39%0.28%0.37%0.34%0.29%
Payout Ratio
8.32%10.02%14.98%15.06%9.43%-
Buyback Yield / Dilution
-0.06%0.02%-0.27%-0.02%0.03%-0.07%
Total Shareholder Return
0.36%0.41%0.01%0.34%0.37%0.22%