SBI Cards and Payment Services Limited (NSE:SBICARD)
India · Delayed Price · Currency is INR 660.00
+2.20 (0.33%)
Jul 31, 2026, 3:29 PM IST
NSE:SBICARD Cash Flow Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Operating Activities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Net Income | 21,667 | 19,164 | 24,079 | 22,585 | 16,161 |
Depreciation & Amortization | 1,363 | 896.7 | 1,369 | 1,059 | 915.8 |
Other Amortization | - | 571.5 | 598.1 | 579.1 | 569.8 |
Loss (Gain) From Sale of Investments | -16.7 | - | 8.8 | -4.8 | -3 |
Provision for Credit Losses | 49,624 | 48,715 | 32,865 | 21,591 | 22,560 |
Stock-Based Compensation | 38.3 | 107.4 | 107 | 141.1 | 227.9 |
Change in Accounts Payable | 1,213 | 849 | 1,129 | 2,789 | 2,371 |
Change in Trading Asset Securities | - | - | -11 | - | - |
Change in Other Net Operating Assets | -150,764 | -169,957 | -183,043 | -116,018 | -88,583 |
Other Operating Activities | 81,807 | 78,249 | 66,364 | 576.1 | 1,861 |
Operating Cash Flow | 4,930 | -21,405 | -56,534 | -66,705 | -43,915 |
Operating Cash Flow Growth | - | - | - | - | - |
Investing Activities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Capital Expenditures | -336.4 | -557.6 | -744.9 | -934 | -999.2 |
Sale of Property, Plant & Equipment | 0.9 | 3.8 | - | 2.4 | 0.3 |
Investment in Securities | -3,754 | -26,939 | -13,829 | -8,283 | -4,382 |
Other Investing Activities | 6,544 | 2,587 | 2,024 | - | - |
Investing Cash Flow | 2,455 | -24,906 | -12,549 | -9,214 | -5,381 |
Financing Activities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Long-Term Debt Issued | 20,000 | 79,390 | 109,404 | 110,454 | 82,710 |
Total Debt Issued | 20,000 | 79,390 | 109,404 | 110,454 | 82,710 |
Long-Term Debt Repaid | -29,586 | -29,706 | -22,511 | -30,531 | -32,638 |
Total Debt Repaid | -29,586 | -29,706 | -22,511 | -30,531 | -32,638 |
Net Debt Issued (Repaid) | -9,586 | 49,685 | 86,893 | 79,923 | 50,072 |
Issuance of Common Stock | 32.5 | 58.4 | 744.8 | 441.3 | 373.4 |
Common Dividends Paid | -2,170 | -2,871 | -3,626 | -2,129 | - |
Other Financing Activities | - | -6.7 | -5.9 | - | - |
Financing Cash Flow | -11,724 | 46,865 | 84,006 | 78,236 | 50,445 |
Net Cash Flow
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Net Cash Flow | -4,339 | 554.8 | 14,923 | 2,316 | 1,150 |
Free Cash Flow
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | 4,594 | -21,962 | -57,279 | -67,639 | -44,914 |
Free Cash Flow Growth | - | - | - | - | - |
Free Cash Flow Margin | 3.87% | -21.91% | -51.64% | -68.55% | -60.72% |
Free Cash Flow Per Share | 4.83 | -23.07 | -60.34 | -71.27 | -47.31 |
Additional Metrics
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash Interest Paid | 30,622 | 31,576 | 26,048 | 15,840 | 10,267 |
Cash Income Tax Paid | 7,718 | 7,500 | 9,359 | 7,644 | 3,717 |