SBI Cards and Payment Services Limited (NSE:SBICARD)

NSE:SBICARD Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 4, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Market Capitalization	842,262	838,241	649,037	700,284	803,300	873,043
Market Cap Growth	30.77%	29.15%	-7.32%	-12.82%	-7.99%	50.30%
PE Ratio	43.89	43.74	26.96	31.01	49.71	88.68
PS Ratio	7.85	8.36	5.85	7.10	10.86	11.14
PB Ratio	5.70	6.08	5.37	7.12	10.36	13.85
P/FCF Ratio	-	-	-	-	-	137.41
P/OCF Ratio	-	-	-	-	-	126.10
Debt / Equity Ratio	3.33	3.28	3.34	3.21	3.00	2.87
Debt / FCF Ratio	-	-	-	-	-	28.44
Quick Ratio	21.13	1.40	1.45	1.51	1.55	1.54
Current Ratio	21.13	1.42	1.48	1.55	1.59	1.56
Asset Turnover	0.16	0.16	0.21	0.25	0.24	0.30
Return on Equity (ROE)	13.76%	14.82%	21.98%	25.69%	23.00%	16.91%
Return on Assets (ROA)	2.91%	3.10%	4.64%	5.63%	5.24%	3.76%
Earnings Yield	2.28%	2.29%	3.71%	3.23%	2.01%	1.13%
FCF Yield	-2.82%	-2.62%	-8.82%	-9.66%	-5.59%	0.73%
Dividend Yield	0.28%	0.28%	0.37%	0.34%	0.30%	-
Payout Ratio	11.31%	14.98%	15.06%	9.43%	-	9.53%
Buyback Yield / Dilution	-0.08%	-0.27%	-0.02%	0.03%	-0.07%	-0.70%
Total Shareholder Return	0.21%	0.01%	0.35%	0.37%	0.22%	-0.70%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.