SBI Cards and Payment Services Limited (NSE:SBICARD)

NSE:SBICARD Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 26, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Market Capitalization	641,331	838,241	649,037	700,284	803,300	873,043
Market Cap Growth	-19.66%	29.15%	-7.32%	-12.82%	-7.99%	50.30%
PE Ratio	30.68	43.74	26.96	31.01	49.71	88.68
PS Ratio	5.64	8.36	5.85	7.10	10.86	11.14
PB Ratio	4.34	6.08	5.37	7.12	10.36	13.85
P/FCF Ratio	-	-	-	-	-	137.41
P/OCF Ratio	-	-	-	-	-	126.10
Debt / Equity Ratio	3.33	3.28	3.34	3.21	3.00	2.87
Debt / FCF Ratio	-	-	-	-	-	28.44
Net Debt / Equity Ratio	3.10	3.09	3.13	3.11	2.91	2.77
Net Debt / FCF Ratio	-	-19.41	-6.60	-4.51	-5.02	27.43
Quick Ratio	-	1.40	1.45	1.51	1.55	1.54
Current Ratio	-	1.42	1.48	1.55	1.59	1.56
Asset Turnover	-	0.16	0.21	0.25	0.24	0.30
Return on Equity (ROE)	-	14.82%	21.98%	25.69%	23.00%	16.91%
Return on Assets (ROA)	-	3.10%	4.64%	5.63%	5.24%	3.76%
Return on Invested Capital (ROIC)	3.26%	3.44%	5.11%	6.21%	5.53%	4.12%
Earnings Yield	3.26%	2.29%	3.71%	3.23%	2.01%	1.13%
FCF Yield	-	-2.62%	-8.82%	-9.66%	-5.59%	0.73%
Dividend Yield	0.37%	0.29%	0.37%	0.34%	0.30%	-
Payout Ratio	-	14.98%	15.06%	9.43%	-	9.53%
Buyback Yield / Dilution	-0.09%	-0.27%	-0.02%	0.03%	-0.07%	-0.70%
Total Shareholder Return	0.28%	0.01%	0.35%	0.37%	0.22%	-0.70%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.