SBI Cards and Payment Services Limited (NSE:SBICARD)
India flag India · Delayed Price · Currency is INR
872.00
+1.80 (0.21%)
Nov 7, 2025, 3:30 PM IST

NSE:SBICARD Statistics

Total Valuation

NSE:SBICARD has a market cap or net worth of INR 829.75 billion.

Market Cap829.75B
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, October 29, 2025.

Earnings Date Oct 29, 2025
Ex-Dividend Date Feb 25, 2025

Share Statistics

NSE:SBICARD has 951.55 million shares outstanding. The number of shares has increased by 0.08% in one year.

Current Share Class 951.55M
Shares Outstanding 951.55M
Shares Change (YoY) +0.08%
Shares Change (QoQ) +0.04%
Owned by Insiders (%) 0.00%
Owned by Institutions (%) 23.04%
Float 298.91M

Valuation Ratios

The trailing PE ratio is 43.24 and the forward PE ratio is 31.32. NSE:SBICARD's PEG ratio is 1.19.

PE Ratio 43.24
Forward PE 31.32
PS Ratio 7.73
PB Ratio 5.61
P/TBV Ratio 5.64
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio 1.19
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 21.13, with a Debt / Equity ratio of 3.33.

Current Ratio 21.13
Quick Ratio 21.13
Debt / Equity 3.33
Debt / EBITDA n/a
Debt / FCF -20.75
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 13.76%.

Return on Equity (ROE) 13.76%
Return on Assets (ROA) 2.91%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 26.19M
Profits Per Employee 4.68M
Employee Count4,098
Asset Turnover 0.16
Inventory Turnover n/a

Taxes

In the past 12 months, NSE:SBICARD has paid 6.66 billion in taxes.

Income Tax 6.66B
Effective Tax Rate 25.78%

Stock Price Statistics

The stock price has increased by +24.56% in the last 52 weeks. The beta is 0.34, so NSE:SBICARD's price volatility has been lower than the market average.

Beta (5Y) 0.34
52-Week Price Change +24.56%
50-Day Moving Average 877.31
200-Day Moving Average 871.89
Relative Strength Index (RSI) 39.93
Average Volume (20 Days) 1,116,147

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:SBICARD had revenue of INR 107.31 billion and earned 19.18 billion in profits. Earnings per share was 20.17.

Revenue107.31B
Gross Profit 57.18B
Operating Income 25.80B
Pretax Income 25.84B
Net Income 19.18B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 20.17
Full Income Statement

Balance Sheet

The company has 33.33 billion in cash and 492.25 billion in debt, giving a net cash position of -458.91 billion or -482.28 per share.

Cash & Cash Equivalents 33.33B
Total Debt 492.25B
Net Cash -458.91B
Net Cash Per Share -482.28
Equity (Book Value) 147.89B
Book Value Per Share 155.42
Working Capital 586.40B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -23.39 billion and capital expenditures -331.50 million, giving a free cash flow of -23.72 billion.

Operating Cash Flow -23.39B
Capital Expenditures -331.50M
Free Cash Flow -23.72B
FCF Per Share -24.93
Full Cash Flow Statement

Margins

Gross margin is 53.28%, with operating and profit margins of 24.04% and 17.88%.

Gross Margin 53.28%
Operating Margin 24.04%
Pretax Margin 24.08%
Profit Margin 17.88%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 2.50, which amounts to a dividend yield of 0.29%.

Dividend Per Share 2.50
Dividend Yield 0.29%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 12.40%
Buyback Yield -0.08%
Shareholder Yield 0.21%
Earnings Yield 2.31%
FCF Yield -2.86%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3