SBI Cards and Payment Services Limited (NSE:SBICARD)

NSE:SBICARD Statistics

Total Valuation

NSE:SBICARD has a market cap or net worth of INR 734.81 billion.

Market Cap	734.81B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, January 28, 2026.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	Feb 25, 2025

Share Statistics

NSE:SBICARD has 951.59 million shares outstanding. The number of shares has increased by 0.09% in one year.

Current Share Class	951.59M
Shares Outstanding	951.59M
Shares Change (YoY)	+0.09%
Shares Change (QoQ)	-0.09%
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	22.44%
Float	298.95M

Valuation Ratios

The trailing PE ratio is 35.15 and the forward PE ratio is 27.40. NSE:SBICARD's PEG ratio is 1.01.

PE Ratio	35.15
Forward PE	27.40
PS Ratio	6.46
PB Ratio	4.97
P/TBV Ratio	5.00
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.01

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	3.33
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	3.26%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.10%
Revenue Per Employee	27.76M
Profits Per Employee	5.10M
Employee Count	4,098
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:SBICARD has paid 7.24 billion in taxes.

Income Tax	7.24B
Effective Tax Rate	25.72%

Stock Price Statistics

The stock price has decreased by -10.10% in the last 52 weeks. The beta is 0.17, so NSE:SBICARD's price volatility has been lower than the market average.

Beta (5Y)	0.17
52-Week Price Change	-10.10%
50-Day Moving Average	824.49
200-Day Moving Average	872.18
Relative Strength Index (RSI)	44.02
Average Volume (20 Days)	1,483,485

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:SBICARD had revenue of INR 113.75 billion and earned 20.92 billion in profits. Earnings per share was 21.97.

Revenue	113.75B
Gross Profit	58.90B
Operating Income	28.11B
Pretax Income	28.16B
Net Income	20.92B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	21.97

Balance Sheet

The company has 33.33 billion in cash and 492.25 billion in debt, with a net cash position of -458.91 billion or -482.26 per share.

Cash & Cash Equivalents	33.33B
Total Debt	492.25B
Net Cash	-458.91B
Net Cash Per Share	-482.26
Equity (Book Value)	147.89B
Book Value Per Share	155.42
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 51.78%, with operating and profit margins of 24.71% and 18.39%.

Gross Margin	51.78%
Operating Margin	24.71%
Pretax Margin	24.76%
Profit Margin	18.39%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.50, which amounts to a dividend yield of 0.33%.

Dividend Per Share	2.50
Dividend Yield	0.33%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.09%
Shareholder Yield	0.24%
Earnings Yield	2.85%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	1