The South Indian Bank Limited (NSE:SOUTHBANK)
India flag India · Delayed Price · Currency is INR
46.84
-0.05 (-0.11%)
Jul 31, 2026, 3:30 PM IST

The South Indian Bank Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
51,33850,28847,85545,07634,24319,342
Revenue Growth
6.38%5.08%6.16%31.64%77.04%-6.16%
Net Income
15,11114,55613,03110,7027,753448.08
Earnings Per Share
5.765.554.985.093.700.21
EPS Growth
13.15%11.45%-2.16%37.39%1664.17%-38.23%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Treasury
24,36525,96422,04220,11010,88014,997
Corporate/Wholesale Banking
34,82934,42336,46529,79623,23020,650
Retail Banking - digital Banking
8,4258,5308,4306,7942,139-
Retail Banking - Other Retail Banking
46,35344,87040,40040,23339,906-
Other Banking Operations
4,8134,7654,9264,3504,3033,457
Total
118,786118,553112,263101,28380,45876,204

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
47,800101,40776,08751,65429,58380,991
Total Debt
36,06939,27043,00539,12169,93932,945
Net Cash (Debt)
11,73062,13733,08212,533-40,35648,046
Net Cash Growth
-88.45%87.83%163.96%--170.26%
Net Cash Per Share
4.4723.6912.645.96-19.2822.96

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--119,120-79,561-31,938-97,691-12,659
Capital Expenditures
--1,409-1,583-1,822-1,127-1,019
Free Cash Flow
--120,529-81,143-33,760-98,818-13,677
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
29.43%28.95%27.23%23.74%22.64%2.32%
FCF Margin
--239.68%-169.56%-74.89%-288.58%-70.71%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23
Dividend Per Share
0.4500.4500.4000.3000.300
Dividend Per Share Growth
12.50%12.50%33.33%0%-
Dividend Yield
0.96%1.31%1.76%1.13%2.32%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
8.116.154.636.663.9535.03
PS Ratio
2.381.781.261.580.900.81