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The South Indian Bank Limited (NSE:SOUTHBANK)
India flag India · Delayed Price · Currency is INR
55.79
+0.82 (1.49%)
Oct 22, 2026, 3:30 PM IST

The South Indian Bank Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
52,97650,28847,85545,07634,24319,342
Revenue Growth
8.01%5.09%6.16%31.64%77.04%-6.16%
Net Income
15,85914,55613,03110,7027,753448.08
Earnings Per Share
6.045.554.985.093.700.21
EPS Growth
16.37%11.45%-2.16%37.39%1664.17%-38.23%

Revenue by Segment
Chart
Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Treasury
23,94125,96422,04220,11010,88014,997
Corporate/Wholesale Banking
36,10034,42336,46529,79623,23020,650
Retail Banking - digital Banking
8,2178,5308,4306,7942,139-
Retail Banking - Other Retail Banking
49,09644,87040,40040,23339,906-
Other Banking Operations
4,8454,7654,9264,3504,3033,457
Total
122,198118,553112,263101,28380,45876,204

Cash & Debt
Chart
Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
150,19863,25376,08751,65429,58380,991
Total Debt
36,81239,27043,00539,12169,93932,945
Net Cash (Debt)
113,38623,98233,08212,533-40,35648,046
Net Cash Growth
229.80%-27.51%163.96%--170.26%
Net Cash Per Share
43.199.1512.645.96-19.2822.96

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-145,604-119,120-79,561-31,938-97,691-12,659
Capital Expenditures
-1,337-1,409-1,583-1,822-1,127-1,019
Free Cash Flow
-146,940-120,529-81,143-33,760-98,818-13,677
Free Cash Flow Growth
------

Margins
Chart
Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
29.94%28.95%27.23%23.74%22.64%2.32%
FCF Margin
-277.37%-239.68%-169.56%-74.89%-288.58%-70.71%

Dividends
Chart
Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23
Dividend Per Share
0.4500.4500.4000.3000.300
Dividend Per Share Growth
12.50%12.50%33.33%0%-
Dividend Yield
0.81%1.31%1.73%1.10%2.05%

Valuation
Chart
Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
9.246.154.636.663.9535.03
PS Ratio
2.761.781.261.580.900.81