The South Indian Bank Limited (NSE:SOUTHBANK)

The South Indian Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Assets

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Equivalents	150,198	45,443	33,306	19,203	29,083	44,991
Investment Securities	277,085	291,082	260,547	272,216	246,913	250,445
Total Investments	277,085	291,082	260,547	272,216	246,913	250,445
Gross Loans	1,083,882	1,002,741	875,785	804,263	720,921	618,158
Allowance for Loan Losses	-	-10,143	-18,965	-23,656	-22,876	-18,224
Net Loans	1,083,882	992,598	856,821	780,606	698,044	599,934
Property, Plant & Equipment	10,401	10,428	10,183	9,665	8,779	8,111
Accrued Interest Receivable	-	15,962	13,716	13,037	11,316	10,087
Restricted Cash	-	38,155	46,514	48,568	41,222	31,043
Other Current Assets	-	2,945	3,072	3,926	4,059	40,983
Long-Term Deferred Tax Assets	-	-	-	-	214.18	2,345
Other Long-Term Assets	40,321	20,951	22,391	26,903	37,340	12,580
Total Assets	1,561,887	1,417,565	1,246,551	1,174,125	1,076,972	1,000,519

Liabilities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Bearing Deposits	1,372,749	328,257	280,243	269,805	255,756	842,806
Non-Interest Bearing Deposits	-	905,152	794,979	749,386	660,744	48,612
Total Deposits	1,372,749	1,233,409	1,075,222	1,019,191	916,501	891,417
Current Portion of Long-Term Debt	-	-	-	21,747	41,528	15,334
Accrued Interest Payable	-	3,317	3,602	2,626	2,041	1,801
Other Current Liabilities	-	3,268	1,838	1,578	1,028	1,252
Long-Term Debt	36,812	39,270	43,005	17,374	28,411	17,611
Long-Term Deferred Tax Liabilities	-	534.61	557.29	120.34	-	-
Other Long-Term Liabilities	31,415	23,602	21,246	23,225	20,715	14,561
Total Liabilities	1,440,976	1,303,401	1,145,470	1,085,861	1,010,224	941,976

Shareholders' Equity

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Common Stock	2,620	2,618	2,616	2,616	2,093	2,093
Additional Paid-In Capital	-	28,603	28,569	28,562	17,669	17,669
Retained Earnings	-	71,787	59,461	47,399	37,446	29,670
Comprehensive Income & Other	118,292	11,156	10,435	9,686	9,539	9,111
Shareholders' Equity	120,912	114,163	101,080	88,263	66,747	58,542
Total Liabilities & Equity	1,561,887	1,417,565	1,246,551	1,174,125	1,076,972	1,000,519

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Total Debt	36,812	39,270	43,005	39,121	69,939	32,945
Net Cash (Debt)	113,386	23,982	33,082	12,533	-40,356	48,046
Net Cash Growth	229.80%	-27.51%	163.96%	-	-	170.26%
Net Cash Per Share	43.19	9.15	12.64	5.96	-19.28	22.96
Filing Date Shares Outstanding	2,616	2,618	2,616	2,616	2,093	2,093
Total Common Shares Outstanding	2,616	2,618	2,616	2,616	2,093	2,093
Book Value Per Share	46.23	43.61	38.63	33.74	31.89	27.97
Tangible Book Value	120,912	114,163	101,080	88,263	66,747	58,542
Tangible Book Value Per Share	46.23	43.61	38.63	33.74	31.89	27.97

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 21, 2026

Data Sources Report a data error