The South Indian Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	101,407	33,306	19,203	29,083	44,991
Investment Securities	273,272	260,547	272,216	246,913	250,445
Total Investments	273,272	260,547	272,216	246,913	250,445
Gross Loans	-	875,785	804,263	720,921	618,158
Allowance for Loan Losses	-	-18,964	-23,656	-22,876	-18,224
Net Loans	-	856,821	780,606	698,044	599,934
Property, Plant & Equipment	10,428	10,183	9,665	8,779	8,111
Loans Held for Sale	992,598	-	-	-	-
Accrued Interest Receivable	-	13,716	13,037	11,316	10,087
Restricted Cash	-	46,514	48,568	41,222	31,043
Other Current Assets	-	3,072	3,926	4,059	40,983
Long-Term Deferred Tax Assets	-	-	-	214.18	2,345
Other Long-Term Assets	39,859	22,391	26,903	37,340	12,580
Total Assets	1,417,565	1,246,551	1,174,125	1,076,972	1,000,519
Interest Bearing Deposits	1,233,409	280,243	269,805	255,756	842,806
Non-Interest Bearing Deposits	-	794,979	749,386	660,744	48,612
Total Deposits	1,233,409	1,075,222	1,019,191	916,501	891,417
Current Portion of Long-Term Debt	-	34,355	21,747	41,528	15,334
Accrued Interest Payable	-	3,602	2,626	2,041	1,801
Other Current Liabilities	-	1,838	1,578	1,028	1,252
Long-Term Debt	39,270	8,650	17,374	28,411	17,611
Long-Term Deferred Tax Liabilities	-	557.29	120.34	-	-
Other Long-Term Liabilities	30,722	21,246	23,225	20,715	14,561
Total Liabilities	1,303,401	1,145,470	1,085,861	1,010,224	941,976
Common Stock	2,618	2,616	2,616	2,093	2,093
Additional Paid-In Capital	-	28,569	28,562	17,669	17,669
Retained Earnings	-	59,461	47,399	37,446	29,670
Comprehensive Income & Other	111,546	10,435	9,686	9,539	9,111
Shareholders' Equity	114,163	101,080	88,263	66,747	58,542
Total Liabilities & Equity	1,417,565	1,246,551	1,174,125	1,076,972	1,000,519
Total Debt	39,270	43,005	39,121	69,939	32,945
Net Cash (Debt)	62,137	33,082	12,533	-40,356	48,046
Net Cash Growth	87.83%	163.96%	-	-	170.26%
Net Cash Per Share	23.69	12.64	5.96	-19.28	22.96
Filing Date Shares Outstanding	2,612	2,616	2,616	2,093	2,093
Total Common Shares Outstanding	2,612	2,616	2,616	2,093	2,093
Book Value Per Share	43.71	38.63	33.74	31.89	27.97
Tangible Book Value	114,163	101,080	88,263	66,747	58,542
Tangible Book Value Per Share	43.71	38.63	33.74	31.89	27.97

Source: S&P Global Market Intelligence. Banks template. Financial Sources.