The South Indian Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	14,556	13,031	10,702	7,753	448.08
Depreciation & Amortization	1,149	1,018	903.52	874.89	840.21
Gain (Loss) on Sale of Assets	-8.4	23.41	1	1.22	-1.48
Gain (Loss) on Sale of Investments	576.8	1,980	1,938	6,094	5,128
Provision for Credit Losses	4,233	5,671	3,847	5,645	13,370
Change in Other Net Operating Assets	-140,289	-103,341	-49,766	-120,679	-32,539
Other Operating Activities	608.1	2,003	411.84	2,619	93.17
Operating Cash Flow	-119,120	-79,561	-31,938	-97,691	-12,659
Capital Expenditures	-1,409	-1,583	-1,822	-1,127	-1,019
Sale of Property, Plant and Equipment	22.2	23.46	75.18	37.58	648.54
Investment in Securities	-53,263	45,900	-18,113	-2,771	-17,036
Investing Cash Flow	-54,650	44,340	-19,859	-3,861	-17,406
Long-Term Debt Issued	4,165	11,384	-	36,994	-
Long-Term Debt Repaid	-7,900	-7,500	-30,818	-	-8,138
Net Debt Issued (Repaid)	-3,735	3,884	-30,818	36,994	-8,138
Issuance of Common Stock	25.2	4.71	11,510	-	-
Common Dividends Paid	-1,047	-784.85	-627.82	-	-
Net Increase (Decrease) in Deposit Accounts	158,187	56,031	102,690	25,083	64,312
Other Financing Activities	-854.3	-1,535	-1,541	-1,754	-1,754
Financing Cash Flow	152,576	57,600	81,214	60,323	54,420
Net Cash Flow	-21,194	22,379	29,417	-41,229	24,355
Free Cash Flow	-120,529	-81,143	-33,760	-98,818	-13,677
Free Cash Flow Margin	-239.68%	-169.56%	-74.89%	-288.58%	-70.71%
Free Cash Flow Per Share	-45.95	-31.00	-16.06	-47.22	-6.54
Cash Interest Paid	854.3	1,535	1,447	1,754	1,754
Cash Income Tax Paid	4,735	3,418	5,502	2,189	395.74

Source: S&P Global Market Intelligence. Banks template. Financial Sources.