The South Indian Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	86,996	33,306	19,203	29,083	44,991	27,217
Investment Securities	301,090	260,547	272,216	246,913	250,445	234,854
Total Investments	301,090	260,547	272,216	246,913	250,445	234,854
Gross Loans	947,126	875,785	804,263	720,921	618,158	594,184
Allowance for Loan Losses	-	-18,964	-23,656	-22,876	-18,224	-13,619
Net Loans	947,126	856,821	780,606	698,044	599,934	580,565
Property, Plant & Equipment	10,258	10,183	9,665	8,779	8,111	7,952
Accrued Interest Receivable	-	13,716	13,037	11,316	10,087	8,298
Restricted Cash	-	46,514	48,568	41,222	31,043	28,818
Other Current Assets	-	3,072	3,926	4,059	40,983	46,714
Long-Term Deferred Tax Assets	-	-	-	214.18	2,345	980.35
Other Long-Term Assets	39,501	22,391	26,903	37,340	12,580	6,094
Total Assets	1,384,971	1,246,551	1,174,125	1,076,972	1,000,519	941,492
Interest Bearing Deposits	1,182,058	280,243	269,805	255,756	842,806	783,895
Non-Interest Bearing Deposits	-	794,979	749,386	660,744	48,612	43,211
Total Deposits	1,182,058	1,075,222	1,019,191	916,501	891,417	827,105
Current Portion of Long-Term Debt	-	34,355	21,747	41,528	15,334	21,080
Accrued Interest Payable	-	3,602	2,626	2,041	1,801	1,864
Other Current Liabilities	-	1,838	1,578	1,028	1,252	1,055
Long-Term Debt	62,121	8,650	17,374	28,411	17,611	20,003
Long-Term Deferred Tax Liabilities	-	557.29	120.34	-	-	-
Other Long-Term Liabilities	30,565	21,246	23,225	20,715	14,561	12,292
Total Liabilities	1,274,744	1,145,470	1,085,861	1,010,224	941,976	883,399
Common Stock	2,617	2,616	2,616	2,093	2,093	2,093
Additional Paid-In Capital	-	28,569	28,562	17,669	17,669	17,669
Retained Earnings	-	59,461	47,399	37,446	29,670	29,711
Comprehensive Income & Other	107,609	10,435	9,686	9,539	9,111	8,619
Shareholders' Equity	110,227	101,080	88,263	66,747	58,542	58,092
Total Liabilities & Equity	1,384,971	1,246,551	1,174,125	1,076,972	1,000,519	941,492
Total Debt	62,121	43,005	39,121	69,939	32,945	41,083
Net Cash (Debt)	24,874	33,082	12,533	-40,356	48,046	17,778
Net Cash Growth	-	163.96%	-	-	170.26%	-
Net Cash Per Share	9.50	12.64	5.96	-19.28	22.96	9.85
Filing Date Shares Outstanding	2,619	2,616	2,616	2,093	2,093	2,093
Total Common Shares Outstanding	2,619	2,616	2,616	2,093	2,093	2,093
Book Value Per Share	42.09	38.63	33.74	31.89	27.97	27.76
Tangible Book Value	110,227	101,080	88,263	66,747	58,542	58,092
Tangible Book Value Per Share	42.09	38.63	33.74	31.89	27.97	27.76

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.