The South Indian Bank Limited (NSE:SOUTHBANK)

The South Indian Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	-	19,203	29,083	44,991	27,217	8,959
Investment Securities	-	272,216	246,913	250,445	234,854	215,753
Total Investments	-	272,216	246,913	250,445	234,854	215,753
Gross Loans	-	804,263	720,921	618,158	594,184	655,240
Allowance for Loan Losses	-	-23,656	-22,876	-18,224	-13,619	-10,845
Net Loans	-	780,606	698,044	599,934	580,565	644,395
Property, Plant & Equipment	-	9,665	8,779	8,111	7,952	8,000
Accrued Interest Receivable	-	13,037	11,316	10,087	8,298	9,054
Restricted Cash	-	48,568	41,222	31,043	28,818	23,438
Other Current Assets	-	3,926	4,059	40,983	46,714	52,588
Long-Term Deferred Tax Assets	-	-	214.18	2,345	980.35	561.25
Other Real Estate Owned & Foreclosed	-	-	-	-	-	664.17
Other Long-Term Assets	-	26,903	37,340	12,580	6,094	6,917
Total Assets	-	1,174,125	1,076,972	1,000,519	941,492	970,329
Interest Bearing Deposits	-	269,805	255,756	842,806	783,895	798,260
Non-Interest Bearing Deposits	-	749,386	660,744	48,612	43,211	32,079
Total Deposits	-	1,019,191	916,501	891,417	827,105	830,339
Current Portion of Long-Term Debt	-	21,747	41,528	15,334	21,080	43,598
Accrued Interest Payable	-	2,626	2,041	1,801	1,864	2,027
Other Current Liabilities	-	1,578	1,028	1,252	1,055	933.05
Long-Term Debt	-	17,374	28,411	17,611	20,003	25,334
Long-Term Deferred Tax Liabilities	-	120.34	-	-	-	-
Other Long-Term Liabilities	-	23,225	20,715	14,561	12,292	13,324
Total Liabilities	-	1,085,861	1,010,224	941,976	883,399	915,556
Common Stock	-	2,616	2,093	2,093	2,093	1,810
Additional Paid-In Capital	-	28,562	17,669	17,669	17,669	15,552
Retained Earnings	-	47,399	37,446	29,670	29,711	30,424
Comprehensive Income & Other	-	9,686	9,539	9,111	8,619	6,987
Shareholders' Equity	93,998	88,263	66,747	58,542	58,092	54,773
Total Liabilities & Equity	-	1,174,125	1,076,972	1,000,519	941,492	970,329
Total Debt	26,092	39,121	69,939	32,945	41,083	68,932
Net Cash (Debt)	83,356	12,533	-40,356	48,046	17,778	-50,473
Net Cash Growth	212.59%	-	-	170.26%	-	-
Net Cash Per Share	34.77	5.96	-19.28	22.96	9.85	-27.89
Filing Date Shares Outstanding	2,611	2,616	2,093	2,093	2,093	1,810
Total Common Shares Outstanding	2,611	2,616	2,093	2,093	2,093	1,810
Book Value Per Share	35.89	33.74	31.89	27.97	27.76	30.27
Tangible Book Value	93,998	88,263	66,747	58,542	58,092	54,773
Tangible Book Value Per Share	35.89	33.74	31.89	27.97	27.76	30.27

Updated Jan 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.