The South Indian Bank Limited (NSE:SOUTHBANK)

The South Indian Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	-	13,031	10,702	7,753	448.08	619.11
Depreciation & Amortization	-	1,018	903.52	874.89	840.21	826.51
Gain (Loss) on Sale of Assets	-	23.41	1	1.22	-1.48	-3.08
Gain (Loss) on Sale of Investments	-	1,980	1,938	6,094	5,128	2,396
Provision for Credit Losses	-	5,671	3,847	5,645	13,370	13,623
Change in Other Net Operating Assets	-	-103,341	-49,766	-120,679	-32,539	40,431
Other Operating Activities	-	2,003	411.84	2,619	93.17	3,429
Operating Cash Flow	-	-79,561	-31,938	-97,691	-12,659	61,317
Capital Expenditures	-	-1,583	-1,822	-1,127	-1,019	-812.71
Sale of Property, Plant and Equipment	-	23.46	75.18	37.58	648.54	56.31
Investment in Securities	-	45,900	-18,113	-2,771	-17,036	-10,166
Investing Cash Flow	-	44,340	-19,859	-3,861	-17,406	-10,922
Long-Term Debt Issued	-	11,384	-	36,994	-	-
Long-Term Debt Repaid	-	-7,500	-30,818	-	-8,138	-2,000
Net Debt Issued (Repaid)	-	3,884	-30,818	36,994	-8,138	-2,000
Issuance of Common Stock	-	4.71	11,510	-	-	2,400
Common Dividends Paid	-	-784.85	-627.82	-	-	-
Net Increase (Decrease) in Deposit Accounts	-	56,031	102,690	25,083	64,312	-3,233
Other Financing Activities	-	-1,535	-1,541	-1,754	-1,754	-1,781
Financing Cash Flow	-	57,600	81,214	60,323	54,420	-4,614
Net Cash Flow	-	22,379	29,417	-41,229	24,355	45,781
Free Cash Flow	-	-81,143	-33,760	-98,818	-13,677	60,505
Free Cash Flow Margin	-	-169.56%	-74.89%	-288.58%	-70.71%	293.55%
Free Cash Flow Per Share	-	-31.00	-16.06	-47.22	-6.54	33.51
Cash Interest Paid	-	1,535	1,447	1,754	1,754	1,781
Cash Income Tax Paid	-	3,418	5,502	2,189	395.74	-979.01

Updated Jan 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.