UCO Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	262,814	250,669	218,543	176,505	149,813
Interest Paid on Deposits	160,850	154,368	137,536	103,074	85,084
Net Interest Income	101,964	96,301	81,008	73,431	64,729
Net Interest Income Growth (YoY)	5.88%	18.88%	10.32%	13.44%	18.13%
Gain (Loss) on Sale of Assets	3.57	4.09	5.78	1.66	5.17
Gain (Loss) on Sale of Investments	3,959	4,462	6,081	-3,140	2,456
Other Non-Interest Income	30,634	39,600	26,569	28,223	28,547
Total Non-Interest Income	34,596	44,066	32,655	25,085	31,008
Non-Interest Income Growth (YoY)	-21.49%	34.94%	30.18%	-19.10%	-9.44%
Revenues Before Loan Losses	136,560	140,367	113,663	98,516	95,738
Provision for Loan Losses	20,554	22,037	20,074	14,356	30,471
Revenue	116,006	118,330	93,589	84,160	65,267
Revenue Growth (YoY)	-1.96%	26.43%	11.20%	28.95%	32.61%
Salaries and Employee Benefits	47,415	54,531	48,867	38,727	33,143
Occupancy Expenses	7,880	7,665	6,327	5,309	4,469
Selling, General & Administrative	1,452	1,298	1,203	983.97	845.66
Other Non-Interest Expense	15,524	16,500	11,504	10,089	9,306
Total Non-Interest Expense	72,271	79,764	67,723	55,109	47,763
EBT Excluding Unusual Items	43,735	38,566	25,867	29,051	17,504
Pretax Income	43,735	38,566	25,867	29,051	17,504
Income Tax Expense	16,056	13,886	9,151	10,428	8,206
Net Income	27,679	24,680	16,716	18,623	9,298
Net Income to Common	27,679	24,680	16,716	18,623	9,298
Net Income Growth	12.15%	47.65%	-10.24%	100.30%	456.63%
Basic Shares Outstanding	12,540	11,964	11,956	11,956	11,638
Diluted Shares Outstanding	12,540	11,964	11,956	11,956	11,638
Shares Change (YoY)	4.81%	0.07%	-	2.73%	17.34%
EPS (Basic)	2.21	2.06	1.40	1.56	0.80
EPS (Diluted)	2.21	2.06	1.40	1.56	0.80
EPS Growth	7.15%	47.34%	-10.24%	94.97%	374.39%
Dividend Per Share	0.440	0.390	0.280	-	-
Dividend Growth	12.82%	39.29%	-	-	-
Effective Tax Rate	36.71%	36.00%	35.38%	35.89%	46.88%