UCO Bank (NSE:UCOBANK)

UCO Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Operating Activities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Net Income	29,826	27,679	24,680	16,716	18,623	9,298
Depreciation & Amortization	2,842	2,409	2,355	2,160	1,799	1,383
Other Amortization	1,315	1,315	757.3	649.1	376.6	266.9
Gain (Loss) on Sale of Assets	-3.97	-3.57	-4.09	-5.78	-1.66	-5.17
Gain (Loss) on Sale of Investments	-1,951	-90.2	-169.97	3,410	8,305	5,204
Provision for Credit Losses	25,731	21,647	18,184	12,734	13,542	41,380
Change in Other Net Operating Assets	-535,187	-531,913	-363,319	-185,025	-285,131	-200,808
Other Operating Activities	43,137	32,913	32,517	21,458	19,667	5,734
Operating Cash Flow	-434,290	-446,045	-284,999	-127,903	-222,819	-137,548
Operating Cash Flow Growth	-	-	-	-	-	-

Investing Activities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Capital Expenditures	-5,820	-5,934	-3,716	-3,536	-2,883	-2,160
Sale of Property, Plant and Equipment	161.56	1,627	352.63	546.56	67.3	67.73
Other Investing Activities	134.89	113.89	86.91	40.5	142.86	94.32
Investing Cash Flow	-5,523	-4,192	-3,276	-2,949	-2,673	-1,998

Financing Activities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Long-Term Debt Issued	-	-	43,908	-	8,725	5,000
Long-Term Debt Repaid	-	-3,015	-	-2,424	-10,000	-18,596
Net Debt Issued (Repaid)	-31,351	-3,015	43,908	-2,424	-1,275	-13,596
Issuance of Common Stock	-	-	20,000	-	-	26,000
Common Dividends Paid	-4,890	-4,890	-3,348	-	-	-
Net Increase (Decrease) in Deposit Accounts	438,939	340,203	304,124	137,920	252,648	181,535
Other Financing Activities	-1,420	-1,868	-1,866	-1,871	-2,082	-28,770
Financing Cash Flow	401,277	330,430	362,819	133,625	249,291	165,170

Net Cash Flow

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Foreign Exchange Rate Adjustments	-2,616	-2,616	-3,529	199.59	2,003	-145.61
Net Cash Flow	-42,718	-122,424	71,016	2,973	25,801	25,477

Free Cash Flow

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Free Cash Flow	-440,110	-451,979	-288,714	-131,439	-225,703	-139,709
Free Cash Flow Growth	-	-	-	-	-	-
Free Cash Flow Margin	-333.07%	-389.62%	-243.99%	-140.44%	-268.18%	-214.06%
Free Cash Flow Per Share	-35.08	-36.04	-24.13	-10.99	-18.88	-12.01

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash Interest Paid	1,420	1,868	1,866	1,871	2,082	2,770

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 21, 2026

Data Sources Report a data error