Ujjivan Small Finance Bank Limited (NSE:UJJIVANSFB)
India · Delayed Price · Currency is INR 65.33
+2.75 (4.39%)
Jul 10, 2026, 3:30 PM IST
NSE:UJJIVANSFB Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest Income on Loans | 69,314 | 63,544 | 56,772 | 41,650 | 28,128 |
Interest Paid on Deposits | 30,604 | 27,181 | 22,677 | 14,671 | 10,392 |
Net Interest Income | 38,710 | 36,363 | 34,095 | 26,979 | 17,736 |
Net Interest Income Growth (YoY) | 6.46% | 6.65% | 26.37% | 52.12% | 2.61% |
Gain (Loss) on Sale of Assets | -10.39 | -4.85 | -14.72 | -6.7 | -19.97 |
Gain (Loss) on Sale of Investments | 873.78 | 74.52 | 240.29 | 17.84 | 177.09 |
Other Non-Interest Income | 10,212 | 8,392 | 7,642 | 5,881 | 3,442 |
Total Non-Interest Income | 11,075 | 8,462 | 7,868 | 5,892 | 3,599 |
Non-Interest Income Growth (YoY) | 30.88% | 7.56% | 33.53% | 63.72% | 19.05% |
Revenues Before Loan Losses | 49,785 | 44,825 | 41,962 | 32,871 | 21,335 |
Provision for Loan Losses | 7,991 | 7,477 | 2,149 | 177.96 | 11,875 |
| 41,794 | 37,348 | 39,813 | 32,693 | 9,460 | |
Revenue Growth (YoY) | 11.91% | -6.19% | 21.78% | 245.58% | -23.72% |
Salaries and Employee Benefits | 17,719 | 14,822 | 11,716 | 9,112 | 8,141 |
Occupancy Expenses | 4,101 | 4,015 | 3,259 | 2,665 | 2,261 |
Selling, General & Administrative | 1,413 | 1,443 | 1,602 | 1,252 | 712.51 |
Other Non-Interest Expense | 9,260 | 7,479 | 6,098 | 4,901 | 3,864 |
Total Non-Interest Expense | 32,684 | 27,932 | 22,791 | 18,021 | 14,964 |
EBT Excluding Unusual Items | 9,110 | 9,416 | 17,022 | 14,672 | -5,504 |
Pretax Income | 9,110 | 9,416 | 17,022 | 14,672 | -5,504 |
Income Tax Expense | 2,184 | 2,155 | 4,207 | 3,673 | -1,358 |
Net Income | 6,926 | 7,261 | 12,815 | 10,999 | -4,146 |
Preferred Dividends & Other Adjustments | - | - | - | 220 | - |
Net Income to Common | 6,926 | 7,261 | 12,815 | 10,779 | -4,146 |
Net Income Growth | -4.61% | -43.34% | 16.51% | - | - |
Basic Shares Outstanding | 1,938 | 1,934 | 1,928 | 1,851 | 1,728 |
Diluted Shares Outstanding | 1,971 | 1,956 | 1,961 | 1,854 | 1,728 |
Shares Change (YoY) | 0.74% | -0.22% | 5.76% | 7.26% | -0.03% |
EPS (Basic) | 3.57 | 3.75 | 6.65 | 5.82 | -2.40 |
EPS (Diluted) | 3.51 | 3.71 | 6.54 | 5.81 | -2.40 |
EPS Growth | -5.39% | -43.27% | 12.57% | - | - |
Dividend Per Share | - | - | 1.500 | 1.250 | - |
Dividend Growth | - | - | 20.00% | - | - |
Effective Tax Rate | 23.97% | 22.88% | 24.71% | 25.04% | - |