NSE:UJJIVANSFB Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	60,775	63,544	56,772	41,650	28,128
Interest Income on Investments	8,540	-	-	-	-
Total Interest Income	69,315	63,544	56,772	41,650	28,128
Interest Paid on Deposits	30,605	27,181	22,677	14,671	10,392
Net Interest Income	38,710	36,363	34,095	26,979	17,736
Net Interest Income Growth (YoY)	6.46%	6.65%	26.37%	52.12%	2.61%
Gain (Loss) on Sale of Assets	-	-4.85	-14.72	-6.7	-19.97
Gain (Loss) on Sale of Investments	-	74.52	240.29	17.84	177.09
Other Non-Interest Income	11,075	8,392	7,642	5,881	3,442
Total Non-Interest Income	11,075	8,462	7,868	5,892	3,599
Non-Interest Income Growth (YoY)	30.88%	7.56%	33.53%	63.72%	19.05%
Revenues Before Loan Losses	49,785	44,825	41,962	32,871	21,335
Provision for Loan Losses	7,991	7,477	2,149	177.96	11,875
Revenue	41,794	37,348	39,813	32,693	9,460
Revenue Growth (YoY)	11.91%	-6.19%	21.78%	245.58%	-23.72%
Salaries and Employee Benefits	17,719	14,822	11,716	9,112	8,141
Occupancy Expenses	-	4,015	3,259	2,665	2,261
Selling, General & Administrative	190.5	1,616	1,718	1,343	712.51
Other Non-Interest Expense	14,774	7,479	6,098	4,901	3,864
Total Non-Interest Expense	32,684	27,932	22,791	18,021	14,964
EBT Excluding Unusual Items	9,110	9,416	17,022	14,672	-5,504
Pretax Income	9,110	9,416	17,022	14,672	-5,504
Income Tax Expense	2,184	2,155	4,207	3,673	-1,358
Net Income	6,926	7,261	12,815	10,999	-4,146
Preferred Dividends & Other Adjustments	-	-	-	220	-
Net Income to Common	6,926	7,261	12,815	10,779	-4,146
Net Income Growth	-4.61%	-43.34%	16.51%	-	-
Basic Shares Outstanding	1,940	1,934	1,928	1,851	1,728
Diluted Shares Outstanding	1,973	1,956	1,961	1,854	1,728
Shares Change (YoY)	0.87%	-0.22%	5.76%	7.26%	-0.03%
EPS (Basic)	3.57	3.75	6.65	5.82	-2.40
EPS (Diluted)	3.51	3.71	6.54	5.81	-2.40
EPS Growth	-5.39%	-43.27%	12.57%	-	-
Dividend Per Share	-	-	1.500	1.250	-
Dividend Growth	-	-	20.00%	-	-
Effective Tax Rate	23.97%	22.88%	24.71%	25.04%	-