NSE:UJJIVANSFB Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	6,926	7,261	12,815	10,999	-4,146
Depreciation & Amortization	1,446	1,347	982.9	902.79	804.43
Gain (Loss) on Sale of Assets	10.4	4.85	14.72	6.7	19.97
Gain (Loss) on Sale of Investments	-41.6	443.81	124.4	252.26	184.46
Provision for Credit Losses	7,989	7,477	2,149	175.7	11,645
Change in Other Net Operating Assets	-77,475	-57,679	-65,056	-75,045	-32,698
Other Operating Activities	-992.6	-428.99	3,824	760.81	-1,814
Operating Cash Flow	-61,947	-41,401	-45,030	-61,857	-26,020
Capital Expenditures	-1,836	-1,672	-2,457	-1,254	-514.81
Sale of Property, Plant and Equipment	17.4	17.5	21.61	9.2	3.77
Investment in Securities	-22,988	-16,280	-6,210	-19,713	-7,899
Investing Cash Flow	-24,807	-17,934	-8,645	-20,957	-8,410
Long-Term Debt Issued	8,907	6,745	-	8,779	-
Total Debt Issued	8,907	6,745	-	8,779	-
Long-Term Debt Repaid	-	-	-4,706	-	-14,838
Net Debt Issued (Repaid)	8,907	6,745	-4,706	8,779	-14,838
Issuance of Common Stock	207	137.71	202.64	4,661	-
Common Dividends Paid	-	-2,901	-683.41	-1,466	-
Preferred Dividends Paid	-	-	-	-110	-
Total Dividends Paid	-	-2,901	-683.41	-1,576	-
Net Increase (Decrease) in Deposit Accounts	80,379	61,683	60,958	72,455	51,564
Financing Cash Flow	89,492	65,666	55,771	84,319	36,727
Net Cash Flow	2,739	6,330	2,103	1,505	2,297
Free Cash Flow	-63,782	-43,073	-47,487	-63,110	-26,535
Free Cash Flow Margin	-152.61%	-115.33%	-119.27%	-193.04%	-280.49%
Free Cash Flow Per Share	-32.32	-22.02	-24.22	-34.04	-15.35
Cash Income Tax Paid	-	2,584	492.93	2,804	214.56

Source: S&P Global Market Intelligence. Banks template. Financial Sources.