Ujjivan Small Finance Bank Limited (NSE:UJJIVANSFB)
India flag India · Delayed Price · Currency is INR
71.80
+1.47 (2.09%)
Jul 31, 2026, 3:30 PM IST

NSE:UJJIVANSFB Statistics

Total Valuation

NSE:UJJIVANSFB has a market cap or net worth of INR 139.51 billion.

Market Cap139.51B
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, July 23, 2026.

Earnings Date Jul 23, 2026
Ex-Dividend Date n/a

Share Statistics

NSE:UJJIVANSFB has 1.94 billion shares outstanding. The number of shares has increased by 1.40% in one year.

Current Share Class 1.94B
Shares Outstanding 1.94B
Shares Change (YoY) +1.40%
Shares Change (QoQ) +0.33%
Owned by Insiders (%) 0.01%
Owned by Institutions (%) 41.97%
Float 1.91B

Valuation Ratios

The trailing PE ratio is 15.68 and the forward PE ratio is 11.07.

PE Ratio 15.68
Forward PE 11.07
PS Ratio 3.02
PB Ratio 2.05
P/TBV Ratio 2.05
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -0.59
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.82%
Revenue Per Employee 1.74M
Profits Per Employee 341,162
Employee Count26,555
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, NSE:UJJIVANSFB has paid 2.90 billion in taxes.

Income Tax 2.90B
Effective Tax Rate 24.27%

Stock Price Statistics

The stock price has increased by +64.53% in the last 52 weeks. The beta is 0.34, so NSE:UJJIVANSFB's price volatility has been lower than the market average.

Beta (5Y) 0.34
52-Week Price Change +64.53%
50-Day Moving Average 59.95
200-Day Moving Average 57.08
Relative Strength Index (RSI) 71.54
Average Volume (20 Days) 29,240,147

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:UJJIVANSFB had revenue of INR 46.15 billion and earned 9.06 billion in profits. Earnings per share was 4.57.

Revenue46.15B
Gross Profit 46.15B
Operating Income 11.96B
Pretax Income 11.96B
Net Income 9.06B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 4.57
Full Income Statement

Balance Sheet

The company has 5.20 billion in cash and 37.36 billion in debt, with a net cash position of -32.16 billion or -16.54 per share.

Cash & Cash Equivalents 5.20B
Total Debt 37.36B
Net Cash -32.16B
Net Cash Per Share -16.54
Equity (Book Value) 68.16B
Book Value Per Share 35.08
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -61.95 billion and capital expenditures -1.84 billion, giving a free cash flow of -63.78 billion.

Operating Cash Flow -61.95B
Capital Expenditures -1.84B
Depreciation & Amortization n/a
Net Borrowing 8.91B
Free Cash Flow -63.78B
FCF Per Share -32.80
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 25.92%
Pretax Margin 25.92%
Profit Margin 19.63%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

NSE:UJJIVANSFB does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -1.40%
Shareholder Yield -1.40%
Earnings Yield 6.49%
FCF Yield -45.72%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for NSE:UJJIVANSFB is 81.47, which is 13.47% higher than the current price. The consensus rating is "Strong Buy".

Price Target 81.47
Price Target Difference 13.47%
Analyst Consensus Strong Buy
Analyst Count 19
Revenue Growth Forecast (3Y) 21.54%
EPS Growth Forecast (3Y) 36.94%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 1