Ujjivan Small Finance Bank Limited (NSE:UJJIVANSFB)
India flag India · Delayed Price · Currency is INR
61.99
+1.54 (2.55%)
Oct 22, 2026, 3:29 PM IST

NSE:UJJIVANSFB Statistics

Total Valuation

NSE:UJJIVANSFB has a market cap or net worth of INR 120.79 billion.

Market Cap120.79B
Enterprise Value n/a

Important Dates

The last earnings date was Friday, October 16, 2026.

Earnings Date Oct 16, 2026
Ex-Dividend Date n/a

Share Statistics

NSE:UJJIVANSFB has 1.95 billion shares outstanding. The number of shares has increased by 1.59% in one year.

Current Share Class 1.95B
Shares Outstanding 1.95B
Shares Change (YoY) +1.59%
Shares Change (QoQ) +0.28%
Owned by Insiders (%) 0.01%
Owned by Institutions (%) 45.31%
Float 1.95B

Valuation Ratios

The trailing PE ratio is 10.71 and the forward PE ratio is 8.67. NSE:UJJIVANSFB's PEG ratio is 0.24.

PE Ratio 10.71
Forward PE 8.67
PS Ratio 2.36
PB Ratio 1.60
P/TBV Ratio 1.60
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio 0.24
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 16.59%.

Return on Equity (ROE) 16.59%
Return on Assets (ROA) 2.05%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.23%
Revenue Per Employee 1.93M
Profits Per Employee 432,794
Employee Count26,555
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, NSE:UJJIVANSFB has paid 3.77 billion in taxes.

Income Tax 3.77B
Effective Tax Rate 24.72%

Stock Price Statistics

The stock price has increased by +23.39% in the last 52 weeks. The beta is 0.42, so NSE:UJJIVANSFB's price volatility has been lower than the market average.

Beta (5Y) 0.42
52-Week Price Change +23.39%
50-Day Moving Average 66.24
200-Day Moving Average 61.06
Relative Strength Index (RSI) 43.45
Average Volume (20 Days) 18,785,179

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:UJJIVANSFB had revenue of INR 51.13 billion and earned 11.49 billion in profits. Earnings per share was 5.79.

Revenue51.13B
Gross Profit 51.13B
Operating Income 15.27B
Pretax Income 15.27B
Net Income 11.49B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 5.79
Full Income Statement

Balance Sheet

The company has 29.11 billion in cash and 30.26 billion in debt, with a net cash position of -1.15 billion or -0.59 per share.

Cash & Cash Equivalents 29.11B
Total Debt 30.26B
Net Cash -1.15B
Net Cash Per Share -0.59
Equity (Book Value) 75.32B
Book Value Per Share 38.58
Working Capital -476.61B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -93.43 billion and capital expenditures -2.02 billion, giving a free cash flow of -95.45 billion.

Operating Cash Flow -93.43B
Capital Expenditures -2.02B
Depreciation & Amortization n/a
Net Borrowing 638.58M
Free Cash Flow -95.45B
FCF Per Share -48.99
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 29.86%
Pretax Margin 29.86%
Profit Margin 22.48%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

NSE:UJJIVANSFB does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield -1.59%
Shareholder Yield -1.59%
Earnings Yield 9.34%
FCF Yield -79.03%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for NSE:UJJIVANSFB is 82.00, which is 32.28% higher than the current price. The consensus rating is "Strong Buy".

Price Target 82.00
Price Target Difference 32.28%
Analyst Consensus Strong Buy
Analyst Count 19
Revenue Growth Forecast (3Y) 21.52%
EPS Growth Forecast (3Y) 36.37%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2