Usha Financial Services Limited (NSE:USHAFIN)

Usha Financial Services Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Assets

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Equivalents	85.6	26.29	57.17	77.48	0.73	9.37
Long-Term Investments	65.58	101.78	43.65	-	-	21.6
Loans & Lease Receivables	4,984	3,901	3,917	3,070	3,577	1,516
Other Receivables	1.21	1.32	0.74	34.31	30.29	35.14
Property, Plant & Equipment	225.24	231.3	229.91	86.65	4.79	6.51
Other Intangible Assets	1.83	2.68	-	0.07	0.12	0.37
Other Current Assets	-	10.81	3.61	75.15	15.65	14.29
Long-Term Deferred Tax Assets	22.76	20.68	52.74	8.89	5.27	6.03
Other Long-Term Assets	52.75	0.95	2.21	6.45	86.48	23.67
Total Assets	5,439	4,296	4,307	3,359	3,720	1,633

Liabilities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Accounts Payable	4.38	9.47	5.41	4.75	6.91	4.88
Accrued Expenses	-	10.48	7.22	33.5	25.22	13.55
Short-Term Debt	-	78.31	41.51	-	22.73	10.27
Current Portion of Long-Term Debt	-	249.23	184.62	1,076	1,348	505.63
Long-Term Debt	2,703	1,430	1,627	736.82	1,104	456.42
Current Income Taxes Payable	18.95	-	3.6	2.81	2.08	-
Other Current Liabilities	-	26.02	27.58	336.37	213.46	83.47
Pension & Post-Retirement Benefits	-	2.67	2.19	1.92	1.33	1.09
Other Long-Term Liabilities	247.92	193.78	322.67	106.16	168.73	75.77
Total Liabilities	2,974	2,000	2,222	2,298	2,893	1,151

Shareholders' Equity

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Common Stock	434.75	434.75	217.38	105.85	94.18	65.82
Additional Paid-In Capital	-	1,050	1,281	479.3	385.94	171.98
Retained Earnings	-	811.6	586.67	475.11	347.22	244.38
Comprehensive Income & Other	2,030	-	-	-	-	-
Shareholders' Equity	2,465	2,297	2,085	1,060	827.34	482.17
Total Liabilities & Equity	5,439	4,296	4,307	3,359	3,720	1,633

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Total Debt	2,703	1,757	1,853	1,813	2,475	972.32
Net Cash (Debt)	-2,617	-1,731	-1,796	-1,735	-2,474	-962.96
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-60.30	-39.81	-44.80	-55.73	-98.16	-49.50
Filing Date Shares Outstanding	43.42	43.48	43.48	31.76	28.25	19.75
Total Common Shares Outstanding	43.42	43.48	43.48	31.76	28.25	19.75
Working Capital	5,047	3,565	3,708	1,803	2,005	957.28
Book Value Per Share	56.76	52.83	47.96	33.39	29.28	24.42
Tangible Book Value	2,463	2,294	2,085	1,060	827.23	481.81
Tangible Book Value Per Share	56.72	52.77	47.96	33.39	29.28	24.40

Data Source: S&P Global Market Intelligence Last updated: Nov 12, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 14, 2026

Data Sources Report a data error