Usha Financial Services Limited (NSE:USHAFIN)
India · Delayed Price · Currency is INR 45.00
+1.00 (2.27%)
At close: Aug 21, 2026
Usha Financial Services Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 713.77 | 688.18 | 596.34 | 632.22 | 450.82 | 249.35 |
Total Interest Expense | 227.82 | 233.8 | 233.24 | 292.44 | 202.62 | 101.01 |
Net Interest Income | 485.95 | 454.38 | 363.11 | 339.78 | 248.2 | 148.34 |
Commissions and Fees | 21.21 | 16.92 | - | - | - | - |
Other Revenue | 7.08 | 7.98 | 8.83 | 5.69 | 4.2 | 2.62 |
Revenue Before Loan Losses | 514.24 | 479.28 | 371.94 | 345.46 | 252.41 | 150.96 |
Provision for Loan Losses | - | - | 62.44 | 42.7 | -2.04 | 32.22 |
| 514.24 | 479.28 | 309.5 | 302.76 | 254.45 | 118.74 | |
Revenue Growth | 43.76% | 54.86% | 2.22% | 18.99% | 114.29% | -20.70% |
Salaries & Employee Benefits | 45.07 | 40.34 | 31.27 | 31.02 | 25.01 | 22.98 |
Cost of Services Provided | 27.51 | 25.96 | 4.07 | 3.29 | 2.88 | 2.66 |
Other Operating Expenses | 83.17 | 91.63 | 87.81 | 96.83 | 64.8 | 38.62 |
Total Operating Expenses | 172.41 | 173.85 | 127.8 | 133.81 | 94.98 | 67.48 |
Operating Income | 341.83 | 305.43 | 181.7 | 168.95 | 159.47 | 51.26 |
EBT Excluding Unusual Items | 341.83 | 305.43 | 181.7 | 168.95 | 147.04 | 47.98 |
Gain (Loss) on Sale of Investments | - | - | - | - | -8.19 | - |
Pretax Income | 341.83 | 305.43 | 181.7 | 170.44 | 138.85 | 47.99 |
Income Tax Expense | 90.34 | 80.82 | 43.69 | 42.55 | 36.01 | 12.19 |
Net Income | 251.49 | 224.6 | 138.01 | 127.89 | 102.85 | 35.8 |
Net Income to Common | 251.49 | 224.6 | 138.01 | 127.89 | 102.85 | 35.8 |
Net Income Growth | 51.27% | 62.74% | 7.91% | 24.35% | 187.27% | -7.15% |
Shares Outstanding (Basic) | 43 | 43 | 37 | 31 | 25 | 19 |
Shares Outstanding (Diluted) | 43 | 43 | 37 | 31 | 25 | 19 |
Shares Change | 9.62% | 18.37% | 17.87% | 23.52% | 29.58% | 0.92% |
EPS (Basic) | 5.79 | 5.17 | 3.76 | 4.11 | 4.08 | 1.84 |
EPS (Diluted) | 5.79 | 5.17 | 3.76 | 4.10 | 4.08 | 1.84 |
EPS Growth | 38.05% | 37.50% | -8.40% | 0.62% | 121.72% | -8.00% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | - | 136.06 | -979.6 | 629.65 | -1,771 | -374.66 |
Free Cash Flow Per Share | - | 3.13 | -26.69 | 20.22 | -70.27 | -19.26 |
Operating Margin | 66.47% | 63.73% | 58.71% | 55.80% | 62.67% | 43.17% |
Profit Margin | 48.91% | 46.86% | 44.59% | 42.24% | 40.42% | 30.15% |
Free Cash Flow Margin | - | 28.39% | -316.51% | 207.97% | -696.17% | -315.53% |
Effective Tax Rate | 26.43% | 26.46% | 24.04% | 24.96% | 25.93% | 25.40% |
Revenue as Reported | 742.06 | 713.07 | 606.23 | 639.61 | 456.37 | 252.23 |