Usha Financial Services Limited (NSE:USHAFIN)
India · Delayed Price · Currency is INR 58.00
+0.25 (0.43%)
At close: Nov 13, 2026
Usha Financial Services Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 793.93 | 688.18 | 585.36 | 632.22 | 450.82 | 249.35 |
Total Interest Expense | 239.65 | 232.18 | 235.29 | 292.44 | 202.62 | 101.01 |
Net Interest Income | 554.29 | 456.01 | 350.07 | 339.78 | 248.2 | 148.34 |
Commissions and Fees | 26.93 | 16.92 | 15.84 | - | - | - |
Other Revenue | -0.53 | - | 0.4 | 5.69 | 4.2 | 2.62 |
Revenue Before Loan Losses | 580.68 | 472.92 | 366.31 | 345.46 | 252.41 | 150.96 |
Provision for Loan Losses | 40.57 | 40.57 | 68.17 | 42.7 | -2.04 | 32.22 |
| 540.12 | 432.36 | 298.14 | 302.76 | 254.45 | 118.74 | |
Revenue Growth | 38.19% | 45.02% | -1.53% | 18.99% | 114.29% | -20.70% |
Salaries & Employee Benefits | 51.78 | 40.34 | 31.36 | 31.02 | 25.01 | 22.98 |
Cost of Services Provided | 35.82 | 29.23 | 46.1 | 3.29 | 2.88 | 2.66 |
Other Operating Expenses | 31.74 | 41.44 | 38.42 | 96.83 | 64.8 | 38.62 |
Total Operating Expenses | 137.35 | 126.93 | 121.48 | 133.81 | 94.98 | 67.48 |
Operating Income | 402.77 | 305.43 | 176.67 | 168.95 | 159.47 | 51.26 |
EBT Excluding Unusual Items | 402.77 | 305.43 | 176.67 | 168.95 | 147.04 | 47.98 |
Gain (Loss) on Sale of Investments | - | - | - | - | -8.19 | - |
Pretax Income | 402.77 | 305.43 | 176.67 | 170.44 | 138.85 | 47.99 |
Income Tax Expense | 103.75 | 80.82 | 43.18 | 42.55 | 36.01 | 12.19 |
Net Income | 299.02 | 224.6 | 133.49 | 127.89 | 102.85 | 35.8 |
Net Income to Common | 299.02 | 224.6 | 133.49 | 127.89 | 102.85 | 35.8 |
Net Income Growth | 69.63% | 68.26% | 4.38% | 24.35% | 187.27% | -7.15% |
Shares Outstanding (Basic) | 43 | 43 | 40 | 31 | 25 | 19 |
Shares Outstanding (Diluted) | 43 | 43 | 40 | 31 | 25 | 19 |
Shares Change | -5.60% | 8.45% | 28.74% | 23.52% | 29.58% | 0.92% |
EPS (Basic) | 6.89 | 5.17 | 3.33 | 4.11 | 4.08 | 1.84 |
EPS (Diluted) | 6.89 | 5.17 | 3.33 | 4.10 | 4.08 | 1.84 |
EPS Growth | 79.77% | 55.15% | -18.88% | 0.62% | 121.72% | -8.00% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | -828.53 | 136.06 | -1,004 | 629.65 | -1,771 | -374.66 |
Free Cash Flow Per Share | -19.09 | 3.13 | -25.04 | 20.22 | -70.27 | -19.26 |
Operating Margin | 74.57% | 70.64% | 59.26% | 55.80% | 62.67% | 43.17% |
Profit Margin | 55.36% | 51.95% | 44.77% | 42.24% | 40.42% | 30.15% |
Free Cash Flow Margin | -153.40% | 31.47% | -336.62% | 207.97% | -696.17% | -315.53% |
Effective Tax Rate | 25.76% | 26.46% | 24.44% | 24.96% | 25.93% | 25.40% |
Revenue as Reported | 828.3 | 713.07 | 610.01 | 639.61 | 456.37 | 252.23 |