Usha Financial Services Limited (NSE:USHAFIN)
India flag India · Delayed Price · Currency is INR
45.00
+1.00 (2.27%)
At close: Aug 21, 2026

[Name] Statistics

Total Valuation

NSE:USHAFIN has a market cap or net worth of INR 1.96 billion.

Market Cap1.96B
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, August 12, 2026.

Earnings Date Aug 12, 2026
Ex-Dividend Date n/a

Share Statistics

NSE:USHAFIN has 43.48 million shares outstanding. The number of shares has increased by 39.50% in one year.

Current Share Class 43.48M
Shares Outstanding 43.48M
Shares Change (YoY) +39.50%
Shares Change (QoQ) +0.09%
Owned by Insiders (%) 16.24%
Owned by Institutions (%) 0.89%
Float 25.58M

Valuation Ratios

The trailing PE ratio is 7.77.

PE Ratio 7.77
Forward PE n/a
PS Ratio 3.80
PB Ratio 0.85
P/TBV Ratio 0.85
P/FCF Ratio 14.38
P/OCF Ratio 12.76
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.77
Debt / EBITDA n/a
Debt / FCF 12.91
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) 6.20%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count40
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, NSE:USHAFIN has paid 90.34 million in taxes.

Income Tax 90.34M
Effective Tax Rate 26.43%

Stock Price Statistics

The stock price has decreased by -3.85% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change -3.85%
50-Day Moving Average 36.53
200-Day Moving Average 36.19
Relative Strength Index (RSI) 67.27
Average Volume (20 Days) 28,160

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:USHAFIN had revenue of INR 514.24 million and earned 251.49 million in profits. Earnings per share was 5.79.

Revenue514.24M
Gross Profit 486.73M
Operating Income 341.83M
Pretax Income 341.83M
Net Income 251.49M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 5.79
Full Income Statement

Balance Sheet

The company has 61.59 million in cash and 1.76 billion in debt, with a net cash position of -1.70 billion or -39.00 per share.

Cash & Cash Equivalents 61.59M
Total Debt 1.76B
Net Cash -1.70B
Net Cash Per Share -39.00
Equity (Book Value) 2.30B
Book Value Per Share 52.94
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 153.38 million and capital expenditures -17.32 million, giving a free cash flow of 136.06 million.

Operating Cash Flow 153.38M
Capital Expenditures -17.32M
Depreciation & Amortization n/a
Net Borrowing -92.89M
Free Cash Flow 136.06M
FCF Per Share 3.13
Full Cash Flow Statement

Margins

Gross margin is 94.65%, with operating and profit margins of 66.47% and 48.91%.

Gross Margin 94.65%
Operating Margin 66.47%
Pretax Margin 66.47%
Profit Margin 48.91%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 28.39%

Dividends & Yields

NSE:USHAFIN does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -39.50%
Shareholder Yield -39.50%
Earnings Yield 12.85%
FCF Yield 6.95%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 19, 2025. It was a forward split with a ratio of 2.

Last Split Date Aug 19, 2025
Split Type Forward
Split Ratio 2

Scores

Altman Z-Score n/a
Piotroski F-Score 2