Utkarsh Small Finance Bank Limited (NSE:UTKARSHBNK)
India flag India · Delayed Price · Currency is INR
12.00
+0.09 (0.76%)
Nov 13, 2026, 3:30 PM IST

NSE:UTKARSHBNK Statistics

Total Valuation

NSE:UTKARSHBNK has a market cap or net worth of INR 21.35 billion.

Market Cap21.35B
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, November 4, 2026.

Earnings Date Nov 4, 2026
Ex-Dividend Date n/a

Share Statistics

NSE:UTKARSHBNK has 1.78 billion shares outstanding. The number of shares has increased by 55.87% in one year.

Current Share Class 1.78B
Shares Outstanding 1.78B
Shares Change (YoY) +55.87%
Shares Change (QoQ) +0.33%
Owned by Insiders (%) 0.03%
Owned by Institutions (%) 0.58%
Float 985.55M

Valuation Ratios

PE Ratio n/a
Forward PE 9.10
PS Ratio 2.09
PB Ratio 0.80
P/TBV Ratio 0.80
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.72
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -26.30%.

Return on Equity (ROE) -26.30%
Return on Assets (ROA) -2.36%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.19%
Revenue Per Employee 556,078
Profits Per Employee -362,394
Employee Count18,400
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax -1.82B
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -27.10% in the last 52 weeks. The beta is 1.03, so NSE:UTKARSHBNK's price volatility has been similar to the market average.

Beta (5Y) 1.03
52-Week Price Change -27.10%
50-Day Moving Average 13.28
200-Day Moving Average 13.63
Relative Strength Index (RSI) 42.33
Average Volume (20 Days) 6,044,993

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:UTKARSHBNK had revenue of INR 10.23 billion and -6.67 billion in losses. Loss per share was -3.88.

Revenue10.23B
Gross Profit 10.23B
Operating Income -8.50B
Pretax Income -8.49B
Net Income -6.67B
EBITDA n/a
EBIT n/a
Loss Per Share -3.88
Full Income Statement

Balance Sheet

The company has 18.53 billion in cash and 19.39 billion in debt, with a net cash position of -859.90 million or -0.48 per share.

Cash & Cash Equivalents 18.53B
Total Debt 19.39B
Net Cash -859.90M
Net Cash Per Share -0.48
Equity (Book Value) 26.76B
Book Value Per Share 14.94
Working Capital -220.17B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -33.44 billion and capital expenditures -1.04 billion, giving a free cash flow of -34.47 billion.

Operating Cash Flow -33.44B
Capital Expenditures -1.04B
Depreciation & Amortization n/a
Net Borrowing -194.08M
Free Cash Flow -34.47B
FCF Per Share -19.37
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin -83.03%
Pretax Margin -82.96%
Profit Margin -65.17%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

NSE:UTKARSHBNK does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield -55.87%
Shareholder Yield -55.87%
Earnings Yield -32.33%
FCF Yield -161.44%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a
Graham Formula Value n/a
Graham Formula Upside n/a

Analyst Forecast

Price Target 18.00
Price Target Difference 50.00%
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) 26.09%
EPS Growth Forecast (3Y) n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score n/a