Utkarsh Small Finance Bank Limited (NSE:UTKARSHBNK)
India flag India · Delayed Price · Currency is INR
14.69
+0.38 (2.66%)
Jul 31, 2026, 3:30 PM IST

NSE:UTKARSHBNK Statistics

Total Valuation

NSE:UTKARSHBNK has a market cap or net worth of INR 26.02 billion.

Market Cap26.02B
Enterprise Value n/a

Important Dates

The last earnings date was Saturday, August 1, 2026.

Earnings Date Aug 1, 2026
Ex-Dividend Date n/a

Share Statistics

NSE:UTKARSHBNK has 1.78 billion shares outstanding. The number of shares has increased by 40.20% in one year.

Current Share Class 1.78B
Shares Outstanding 1.78B
Shares Change (YoY) +40.20%
Shares Change (QoQ) +0.65%
Owned by Insiders (%) 0.03%
Owned by Institutions (%) 0.45%
Float 985.55M

Valuation Ratios

PE Ratio n/a
Forward PE 10.84
PS Ratio 4.02
PB Ratio 0.94
P/TBV Ratio 0.94
P/FCF Ratio 4.79
P/OCF Ratio 3.76
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 5.21
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.59%
Revenue Per Employee 351,585
Profits Per Employee -513,814
Employee Count18,400
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax -2.88B
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -33.68% in the last 52 weeks. The beta is 0.97, so NSE:UTKARSHBNK's price volatility has been similar to the market average.

Beta (5Y) 0.97
52-Week Price Change -33.68%
50-Day Moving Average 14.06
200-Day Moving Average 14.68
Relative Strength Index (RSI) 52.52
Average Volume (20 Days) 5,256,880

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:UTKARSHBNK had revenue of INR 6.47 billion and -9.45 billion in losses. Loss per share was -6.12.

Revenue6.47B
Gross Profit 6.47B
Operating Income -12.34B
Pretax Income -12.33B
Net Income -9.45B
EBITDA n/a
EBIT n/a
Loss Per Share -6.12
Full Income Statement

Balance Sheet

The company has 7.28 billion in cash and 28.29 billion in debt, with a net cash position of -21.01 billion or -11.81 per share.

Cash & Cash Equivalents 7.28B
Total Debt 28.29B
Net Cash -21.01B
Net Cash Per Share -11.81
Equity (Book Value) 27.76B
Book Value Per Share 15.60
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 6.92 billion and capital expenditures -1.49 billion, giving a free cash flow of 5.43 billion.

Operating Cash Flow 6.92B
Capital Expenditures -1.49B
Depreciation & Amortization n/a
Net Borrowing 4.75B
Free Cash Flow 5.43B
FCF Per Share 3.05
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin -190.73%
Pretax Margin -190.62%
Profit Margin -146.14%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 157.81%

Dividends & Yields

NSE:UTKARSHBNK does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -40.20%
Shareholder Yield -40.20%
Earnings Yield -36.34%
FCF Yield 20.87%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Analyst Forecast

The average price target for NSE:UTKARSHBNK is 20.00, which is 36.15% higher than the current price. The consensus rating is "Strong Buy".

Price Target 20.00
Price Target Difference 36.15%
Analyst Consensus Strong Buy
Analyst Count 1
Revenue Growth Forecast (3Y) 26.43%
EPS Growth Forecast (3Y) n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2