Utkarsh Small Finance Bank Limited (NSE:UTKARSHBNK)
India flag India · Delayed Price · Currency is INR
14.27
-1.22 (-7.88%)
May 11, 2026, 3:30 PM IST

NSE:UTKARSHBNK Statistics

Total Valuation

NSE:UTKARSHBNK has a market cap or net worth of INR 25.29 billion.

Market Cap25.29B
Enterprise Value n/a

Important Dates

The last earnings date was Saturday, May 9, 2026.

Earnings Date May 9, 2026
Ex-Dividend Date n/a

Share Statistics

NSE:UTKARSHBNK has 1.78 billion shares outstanding. The number of shares has increased by 24.90% in one year.

Current Share Class 1.78B
Shares Outstanding 1.78B
Shares Change (YoY) +24.90%
Shares Change (QoQ) +16.35%
Owned by Insiders (%) 0.03%
Owned by Institutions (%) 1.96%
Float 985.55M

Valuation Ratios

PE Ratio n/a
Forward PE 13.50
PS Ratio 7.33
PB Ratio 0.91
P/TBV Ratio 0.91
P/FCF Ratio 4.66
P/OCF Ratio 3.65
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 5.21
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -40.03%.

Return on Equity (ROE) -40.03%
Return on Assets (ROA) -4.04%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.12%
Revenue Per Employee 174,299
Profits Per Employee -581,919
Employee Count19,779
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax -3.56B
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -32.97% in the last 52 weeks. The beta is 1.20, so NSE:UTKARSHBNK's price volatility has been higher than the market average.

Beta (5Y) 1.20
52-Week Price Change -32.97%
50-Day Moving Average 13.20
200-Day Moving Average 16.89
Relative Strength Index (RSI) 70.32
Average Volume (20 Days) 7,748,040

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:UTKARSHBNK had revenue of INR 3.45 billion and -11.51 billion in losses. Loss per share was -8.37.

Revenue3.45B
Gross Profit 3.45B
Operating Income -15.07B
Pretax Income -15.07B
Net Income -11.51B
EBITDA n/a
EBIT n/a
Loss Per Share -8.37
Full Income Statement

Balance Sheet

The company has 23.21 billion in cash and 28.29 billion in debt, with a net cash position of -5.08 billion or -2.86 per share.

Cash & Cash Equivalents 23.21B
Total Debt 28.29B
Net Cash -5.08B
Net Cash Per Share -2.86
Equity (Book Value) 27.76B
Book Value Per Share 15.65
Working Capital -12.63B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 6.92 billion and capital expenditures -1.49 billion, giving a free cash flow of 5.43 billion.

Operating Cash Flow 6.92B
Capital Expenditures -1.49B
Depreciation & Amortization n/a
Net Borrowing 4.75B
Free Cash Flow 5.43B
FCF Per Share 3.05
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin -437.02%
Pretax Margin -437.02%
Profit Margin n/a
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 157.49%

Dividends & Yields

NSE:UTKARSHBNK does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -24.90%
Shareholder Yield -24.90%
Earnings Yield -45.52%
FCF Yield 21.47%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2