Gjensidige Forsikring ASA (OSL:GJF)

Gross Premiums Written

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Private - Gross Written Premiums	19.53B	18.80B	16.05B
Private - Gross Written Premiums Growth	3.87%	17.18%	13.10%
Commercial - Gross Written Premiums	23.62B	23.19B	21.52B
Commercial - Gross Written Premiums Growth	1.85%	7.76%	13.34%
Sweden - Gross Written Premiums	2.39B	2.20B	1.99B
Sweden - Gross Written Premiums Growth	8.90%	10.51%	4.13%
Corporate Centre/Reinsurance - Gross Written Premiums	109.60M	121.90M	181.50M
Corporate Centre/Reinsurance - Gross Written Premiums Growth	-10.09%	-32.84%	-24.00%

Revenue

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Private - General Insurance Segment Income	18.85B	17.70B	15.18B
Private - General Insurance Segment Income Growth	6.53%	16.59%	10.50%
Commercial - General Insurance Segment Income	23.23B	22.76B	20.99B
Commercial - General Insurance Segment Income Growth	2.04%	8.45%	12.43%
Sweden - General Insurance Segment Income	2.24B	2.18B	2.00B
Sweden - General Insurance Segment Income Growth	2.38%	9.41%	6.08%
Pension Segment Income	776.00M	719.30M	523.40M
Pension Segment Income Growth	7.88%	37.43%	13.17%
Eliminations from Segment Income	228.10M	125.80M	195.40M
Eliminations from Segment Income Growth	81.32%	-35.62%	-30.71%
Revenue (Other)	5.25B	5.69B	5.04B
Revenue (Total)	50.57B	49.18B	43.93B
Revenue (Total) Growth	2.84%	11.95%	10.45%

Revenue by Geography

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Norway Segment Income	32.68B	31.02B	27.47B
Norway Segment Income Growth	5.33%	12.91%	10.16%
Denmark Segment Income	10.30B	10.20B	9.34B
Denmark Segment Income Growth	0.96%	9.24%	14.91%
Sweden Segment Income	2.34B	2.26B	2.07B
Sweden Segment Income Growth	3.48%	9.45%	5.42%
Revenue (Other)	5.25B	5.69B	5.04B
Revenue (Total)	50.57B	49.18B	43.93B
Revenue (Total) Growth	2.84%	11.95%	10.45%

EBT

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Private - General Insurance Segment Result Before Tax Expense	4.63B	4.00B	2.77B
Private - General Insurance Segment Result Before Tax Expense Growth	15.69%	44.57%	11.02%
Commercial - General Insurance Segment Result Before Tax Expense	5.52B	4.84B	3.46B
Commercial - General Insurance Segment Result Before Tax Expense Growth	14.14%	39.71%	-2.31%
Sweden - General Insurance Sweden Segment Result Before Tax Expense	316.10M	356.40M	221.00M
Sweden - General Insurance Sweden Segment Result Before Tax Expense Growth	-11.31%	61.27%	69.74%
Pension Segment Result Before Tax Expense	-316.90M	50.70M	403.00M
Pension Segment Result Before Tax Expense Growth	-	-87.42%	279.83%
Eliminations from Segment Result Before Tax Expense	-1.49B	-753.10M	-32.80M

Key Performance Indicators

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Private - Loss Ratio, Net of Reinsurance	65.10%	68.20%
Private - Cost Ratio	12.30%	13.60%
Private - Combined Ratio	77.40%	81.70%
Commercial - Loss Ratio, Net of Reinsurance	69.80%	74.50%
Commercial - Cost Ratio	8.90%	9.00%
Commercial - Combined Ratio	78.80%	83.50%
Sweden - Loss Ratio, Net of Reinsurance	68.70%	73.90%
Sweden - Cost Ratio	15.00%	15.00%
Sweden - Combined Ratio	83.70%	88.90%
General Insurance - Loss Ratio, Net of Reinsurance	70.80%	73.70%
General Insurance - Cost Ratio	12.70%	12.30%
General Insurance - Combined Ratio	83.40%	86.00%

Data Source: Fiscal.ai Last updated: Jul 12, 2026

Financial data is provided by Fiscal.ai and updates within minutes after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 15, 2026

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