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Gjensidige Forsikring ASA (OSL:GJF)
Norway flag Norway · Delayed Price · Currency is NOK
274.60
+1.20 (0.44%)
Nov 9, 2026, 4:25 PM CET

Gross Premiums Written

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Private - Gross Written Premiums
19.58B18.80B16.05B
Commercial - Gross Written Premiums
23.50B23.19B21.52B
Sweden - Gross Written Premiums
2.38B2.20B1.99B
Corporate Centre/Reinsurance - Gross Written Premiums
105.70M121.90M181.50M

Revenue

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Private - General Insurance Segment Income
19.00B17.70B15.18B
Commercial - General Insurance Segment Income
23.22B22.76B20.99B
Sweden - General Insurance Segment Income
2.25B2.18B2.00B
Pension Segment Income
791.30M719.30M523.40M
Eliminations from Segment Income
230.70M125.80M195.40M
Revenue (Other)
4.95B5.69B5.04B
Revenue (Total)
50.45B49.18B43.93B

Revenue by Geography

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Norway Segment Income
33.00B31.02B27.47B
Denmark Segment Income
10.14B10.20B9.34B
Sweden Segment Income
2.37B2.26B2.07B
Revenue (Other)
4.95B5.69B5.04B
Revenue (Total)
50.45B49.18B43.93B

EBT

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Private - General Insurance Segment Result Before Tax Expense
5.03B4.00B2.77B
Commercial - General Insurance Segment Result Before Tax Expense
6.08B4.84B3.46B
Sweden - General Insurance Sweden Segment Result Before Tax Expense
244.50M356.40M221.00M
Pension Segment Result Before Tax Expense
94.30M50.70M403.00M
Eliminations from Segment Result Before Tax Expense
-2.06B-753.10M-32.80M

Key Performance Indicators

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Private - Loss Ratio, Net of Reinsurance
65.10%68.20%
Private - Cost Ratio
12.30%13.60%
Private - Combined Ratio
77.40%81.70%
Commercial - Loss Ratio, Net of Reinsurance
69.80%74.50%
Commercial - Cost Ratio
8.90%9.00%
Commercial - Combined Ratio
78.80%83.50%
Sweden - Loss Ratio, Net of Reinsurance
68.70%73.90%
Sweden - Cost Ratio
15.00%15.00%
Sweden - Combined Ratio
83.70%88.90%
General Insurance - Loss Ratio, Net of Reinsurance
70.80%73.70%
General Insurance - Cost Ratio
12.70%12.30%
General Insurance - Combined Ratio
83.40%86.00%