Gjensidige Forsikring ASA (OSL:GJF)
Norway flag Norway · Delayed Price · Currency is NOK
248.60
-1.20 (-0.48%)
May 13, 2026, 4:25 PM CET

Gross Premiums Written

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Private - Gross Written Premiums
19.28B18.80B16.05B
Private - Gross Written Premiums Growth
2.52%17.18%13.10%
Commercial - Gross Written Premiums
23.50B23.19B21.52B
Commercial - Gross Written Premiums Growth
1.34%7.76%13.34%
Sweden - Gross Written Premiums
2.32B2.20B1.99B
Sweden - Gross Written Premiums Growth
5.34%10.51%4.13%
Corporate Centre/Reinsurance - Gross Written Premiums
108.80M121.90M181.50M
Corporate Centre/Reinsurance - Gross Written Premiums Growth
-10.75%-32.84%-24.00%

Revenue

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Private - General Insurance Segment Income
18.30B17.70B15.18B
Private - General Insurance Segment Income Growth
3.38%16.59%10.50%
Commercial - General Insurance Segment Income
23.03B22.76B20.99B
Commercial - General Insurance Segment Income Growth
1.16%8.45%12.43%
Sweden - General Insurance Segment Income
2.22B2.18B2.00B
Sweden - General Insurance Segment Income Growth
1.52%9.41%6.08%
Pension Segment Income
745.70M719.30M523.40M
Pension Segment Income Growth
3.67%37.43%13.17%
Eliminations from Segment Income
240.50M125.80M195.40M
Eliminations from Segment Income Growth
91.18%-35.62%-30.71%
Revenue (Other)
5.65B5.69B5.04B
Revenue (Total)
50.18B49.18B43.93B
Revenue (Total) Growth
2.03%11.95%10.45%

Revenue by Geography

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Norway Segment Income
31.82B31.02B27.47B
Norway Segment Income Growth
2.57%12.91%10.16%
Denmark Segment Income
10.40B10.20B9.34B
Denmark Segment Income Growth
1.90%9.24%14.91%
Sweden Segment Income
2.31B2.26B2.07B
Sweden Segment Income Growth
2.07%9.45%5.42%
Revenue (Other)
5.65B5.69B5.04B
Revenue (Total)
50.18B49.18B43.93B
Revenue (Total) Growth
2.03%11.95%10.45%

EBT

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Private - General Insurance Segment Result Before Tax Expense
4.39B4.00B2.77B
Private - General Insurance Segment Result Before Tax Expense Growth
9.73%44.57%11.02%
Commercial - General Insurance Segment Result Before Tax Expense
4.94B4.84B3.46B
Commercial - General Insurance Segment Result Before Tax Expense Growth
2.04%39.71%-2.31%
Sweden - General Insurance Sweden Segment Result Before Tax Expense
372.40M356.40M221.00M
Sweden - General Insurance Sweden Segment Result Before Tax Expense Growth
4.49%61.27%69.74%
Pension Segment Result Before Tax Expense
-324.60M50.70M403.00M
Pension Segment Result Before Tax Expense Growth
--87.42%279.83%
Eliminations from Segment Result Before Tax Expense
-546.40M-753.10M-32.80M

Key Performance Indicators

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Private - Loss Ratio, Net of Reinsurance
65.10%68.20%
Private - Cost Ratio
12.30%13.60%
Private - Combined Ratio
77.40%81.70%
Commercial - Loss Ratio, Net of Reinsurance
69.80%74.50%
Commercial - Cost Ratio
8.90%9.00%
Commercial - Combined Ratio
78.80%83.50%
Sweden - Loss Ratio, Net of Reinsurance
68.70%73.90%
Sweden - Cost Ratio
15.00%15.00%
Sweden - Combined Ratio
83.70%88.90%
General Insurance - Loss Ratio, Net of Reinsurance
70.80%73.70%
General Insurance - Cost Ratio
12.70%12.30%
General Insurance - Combined Ratio
83.40%86.00%
Updated Apr 29, 2026. Data Source: Fiscal.ai.