Gjensidige Forsikring ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	5,656	5,141	4,132	3,438	7,141	4,954	Upgrade
Depreciation & Amortization	464.2	464.2	451.6	387.4	347.7	430.3	Upgrade
Other Amortization	209.7	209.7	208.6	184.8	200.7	236.3	Upgrade
Other Operating Activities	1,104	-1,583	68.2	-1,748	-662.7	1,714	Upgrade
Operating Cash Flow	7,459	4,232	4,860	2,262	7,027	7,335	Upgrade
Operating Cash Flow Growth	75.94%	-12.93%	114.83%	-67.81%	-4.20%	-	Upgrade
Capital Expenditures	-532	-419.7	-717.3	-565.1	-532.6	-513.2	Upgrade
Purchase / Sale of Intangible Assets	-	-	-	5.2	-	-	Upgrade
Cash Acquisitions	-45.7	-27.9	-311.6	-	-867	-	Upgrade
Other Investing Activities	-	-	-	0.1	-	-	Upgrade
Investing Cash Flow	-577.7	-447.6	-1,029	2,753	-1,400	-513.2	Upgrade
Long-Term Debt Issued	-	975.7	358.5	-	864.2	-	Upgrade
Total Debt Repaid	-274.3	-202.2	-189.4	-233.1	-173.4	-224.4	Upgrade
Net Debt Issued (Repaid)	216.7	773.5	169.1	-233.1	690.8	-224.4	Upgrade
Issuance of Common Stock	-	796.8	-	-	200	-	Upgrade
Repurchases of Common Stock	-24.9	-24.7	-20.7	-22.3	-23.4	-13	Upgrade
Common Dividends Paid	-9,374	-4,505	-4,197	-3,850	-6,945	-6,171	Upgrade
Other Financing Activities	-38.4	-39.2	-32	-71.4	-29.2	-29.8	Upgrade
Financing Cash Flow	-9,221	-2,999	-4,080	-4,177	-6,107	-6,439	Upgrade
Foreign Exchange Rate Adjustments	-59.3	-7.2	35.5	8.3	-33.5	58.6	Upgrade
Miscellaneous Cash Flow Adjustments	-78.4	-78.4	-	-0.1	-	0.1	Upgrade
Net Cash Flow	-2,477	699.5	-213.3	847.1	-513.1	441.6	Upgrade
Free Cash Flow	6,927	3,812	4,143	1,697	6,494	6,822	Upgrade
Free Cash Flow Growth	91.84%	-7.99%	144.10%	-73.87%	-4.80%	-	Upgrade
Free Cash Flow Margin	16.15%	9.09%	11.00%	5.24%	19.41%	23.04%	Upgrade
Free Cash Flow Per Share	13.87	7.62	8.28	3.39	12.99	13.64	Upgrade
Cash Interest Paid	38.5	39.2	32	71.4	29.5	29.9	Upgrade
Cash Income Tax Paid	1,274	1,471	1,998	1,789	1,933	1,185	Upgrade
Levered Free Cash Flow	6,008	711.9	-23,963	-39,159	1,972	7,349	Upgrade
Unlevered Free Cash Flow	6,382	1,160	-23,711	-38,933	2,140	7,484	Upgrade
Change in Net Working Capital	-1,178	3,835	27,374	41,898	3,566	-3,214	Upgrade

Updated Feb 14, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.