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Gjensidige Forsikring ASA (OSL:GJF)
Norway flag Norway · Delayed Price · Currency is NOK
283.20
+1.20 (0.43%)
At close: Nov 28, 2025

Gross Premiums Written

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212011 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2011 - 2020
Private - Gross Written Premiums
18.20B16.05B
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Commercial - Gross Written Premiums
23.09B21.52B
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Sweden - Gross Written Premiums
2.09B1.99B
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Corporate Centre/Reinsurance - Gross Written Premiums
128.60M181.50M
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Revenue

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212011 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2011 - 2020
Private - General Insurance Segment Income
17.02B15.18B
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Commercial - General Insurance Segment Income
22.35B20.99B
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Sweden - General Insurance Segment Income
2.10B2.00B
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Pension Segment Income
668.90M523.40M
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Eliminations from Segment Income
235.00M195.40M
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Revenue by Geography

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212011 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2011 - 2020
Norway Segment Income
30.12B27.47B
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Denmark Segment Income
10.08B9.34B
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Sweden Segment Income
2.17B2.07B
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EBT

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212011 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2011 - 2020
Private - General Insurance Segment Result Before Tax Expense
3.74B2.77B
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Commercial - General Insurance Segment Result Before Tax Expense
4.64B3.46B
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Sweden - General Insurance Sweden Segment Result Before Tax Expense
297.00M221.00M
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Pension Segment Result Before Tax Expense
-194.60M403.00M
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Eliminations from Segment Result Before Tax Expense
-132.00M-32.80M
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Key Performance Indicators

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
FY 2024FY 2023FY 2022FY 20212011 - 2020
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21 2011 - 2020
Private - Loss Ratio, Net of Reinsurance
68.20%
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Private - Cost Ratio
13.60%
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Private - Combined Ratio
81.70%
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Commercial - Loss Ratio, Net of Reinsurance
74.50%
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Commercial - Cost Ratio
9.00%
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Commercial - Combined Ratio
83.50%
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Sweden - Loss Ratio, Net of Reinsurance
73.90%
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Sweden - Cost Ratio
15.00%
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Sweden - Combined Ratio
88.90%
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General Insurance - Loss Ratio, Net of Reinsurance
73.70%
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General Insurance - Cost Ratio
12.30%
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General Insurance - Combined Ratio
86.00%
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Updated Sep 30, 2025. Data Source: Fiscal.ai.