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Gjensidige Forsikring ASA (OSL:GJF)
Norway flag Norway · Delayed Price · Currency is NOK
267.60
+2.80 (1.06%)
Mar 13, 2026, 4:25 PM CET

Gross Premiums Written

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Private - Gross Written Premiums
18.80B16.05B
Private - Gross Written Premiums Growth
17.18%13.10%
Commercial - Gross Written Premiums
23.19B21.52B
Commercial - Gross Written Premiums Growth
7.76%13.34%
Sweden - Gross Written Premiums
2.20B1.99B
Sweden - Gross Written Premiums Growth
10.51%4.13%
Corporate Centre/Reinsurance - Gross Written Premiums
121.90M181.50M
Corporate Centre/Reinsurance - Gross Written Premiums Growth
-32.84%-24.00%

Revenue

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Private - General Insurance Segment Income
17.70B15.18B
Private - General Insurance Segment Income Growth
16.59%10.50%
Commercial - General Insurance Segment Income
22.76B20.99B
Commercial - General Insurance Segment Income Growth
8.45%12.43%
Sweden - General Insurance Segment Income
2.18B2.00B
Sweden - General Insurance Segment Income Growth
9.41%6.08%
Pension Segment Income
719.30M523.40M
Pension Segment Income Growth
37.43%13.17%
Eliminations from Segment Income
125.80M195.40M
Eliminations from Segment Income Growth
-35.62%-30.71%

Revenue by Geography

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Norway Segment Income
31.02B27.47B
Norway Segment Income Growth
12.91%10.16%
Denmark Segment Income
10.20B9.34B
Denmark Segment Income Growth
9.24%14.91%
Sweden Segment Income
2.26B2.07B
Sweden Segment Income Growth
9.45%5.42%

EBT

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Private - General Insurance Segment Result Before Tax Expense
4.00B2.77B
Private - General Insurance Segment Result Before Tax Expense Growth
44.57%11.02%
Commercial - General Insurance Segment Result Before Tax Expense
4.84B3.46B
Commercial - General Insurance Segment Result Before Tax Expense Growth
39.71%-2.31%
Sweden - General Insurance Sweden Segment Result Before Tax Expense
356.40M221.00M
Sweden - General Insurance Sweden Segment Result Before Tax Expense Growth
61.27%69.74%
Pension Segment Result Before Tax Expense
50.70M403.00M
Pension Segment Result Before Tax Expense Growth
-87.42%279.83%
Eliminations from Segment Result Before Tax Expense
-753.10M-32.80M

Key Performance Indicators

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Private - Loss Ratio, Net of Reinsurance
65.10%68.20%
Private - Cost Ratio
12.30%13.60%
Private - Combined Ratio
77.40%81.70%
Commercial - Loss Ratio, Net of Reinsurance
69.80%74.50%
Commercial - Cost Ratio
8.90%9.00%
Commercial - Combined Ratio
78.80%83.50%
Sweden - Loss Ratio, Net of Reinsurance
68.70%73.90%
Sweden - Cost Ratio
15.00%15.00%
Sweden - Combined Ratio
83.70%88.90%
General Insurance - Loss Ratio, Net of Reinsurance
70.80%73.70%
General Insurance - Cost Ratio
12.70%12.30%
General Insurance - Combined Ratio
83.40%86.00%
Updated Dec 31, 2025. Data Source: Fiscal.ai.