Gjensidige Forsikring ASA (OSL:GJF)

Gjensidige Forsikring ASA Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug 22, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	144,494	100,506	93,741	96,091	106,992	95,698
Market Cap Growth	33.86%	7.22%	-2.44%	-10.19%	11.80%	3.88%
Enterprise Value	145,751	101,181	93,688	97,322	107,625	95,483
PE Ratio	22.52	20.08	23.11	28.35	14.98	19.32
PS Ratio	3.25	2.40	2.49	2.97	3.20	3.23
PB Ratio	5.84	3.86	3.87	4.01	4.25	3.79
P/FCF Ratio	22.65	26.37	22.63	56.62	16.48	14.03
P/OCF Ratio	21.61	23.75	19.29	42.48	15.23	13.05
EV/Sales Ratio	3.28	2.41	2.49	3.01	3.22	3.23
EV/EBITDA Ratio	15.32	12.95	15.24	19.98	11.65	14.03
EV/EBIT Ratio	16.11	13.42	15.86	20.81	11.87	14.56
EV/FCF Ratio	22.85	26.54	22.61	57.34	16.57	14.00
Debt / Equity Ratio	0.22	0.21	0.18	0.16	0.15	0.10
Debt / EBITDA Ratio	0.56	0.68	0.69	0.75	0.39	0.36
Debt / FCF Ratio	0.84	1.42	1.05	2.23	0.56	0.37
Quick Ratio	25.37	9.70	11.67	8.58	0.90	0.91
Current Ratio	27.23	10.40	12.16	8.90	1.01	0.95
Asset Turnover	0.26	0.26	0.27	0.25	0.27	0.26
Return on Equity (ROE)	27.43%	20.62%	16.96%	13.98%	28.29%	19.25%
Return on Assets (ROA)	3.29%	2.95%	2.67%	2.27%	4.57%	3.55%
Return on Capital (ROIC)	19.54%	15.70%	13.11%	10.33%	20.00%	14.48%
Earnings Yield	4.40%	5.12%	4.41%	3.58%	6.67%	5.18%
Earnings Yield	4.40%	5.12%	4.41%	3.58%	6.67%	5.18%
FCF Yield	4.42%	3.79%	4.42%	1.77%	6.07%	7.13%
Dividend Yield	3.11%	4.67%	5.14%	4.96%	4.30%	4.94%
Payout Ratio	78.42%	87.64%	101.57%	111.98%	97.25%	124.58%
Buyback Yield / Dilution	1.78%	0.00%	-0.01%	-0.00%	0.00%	0.00%
Total Shareholder Return	4.90%	4.67%	5.13%	4.96%	4.30%	4.94%

Updated Feb 14, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.