OSL:HSPG Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	637.99	326.53	574.38	250.37	374.38
Investment Securities	547.02	484.53	353.28	326.93	235.34
Trading Asset Securities	828.83	1,065	1,039	1,020	1,036
Total Investments	1,376	1,550	1,393	1,347	1,271
Gross Loans	7,079	6,717	6,119	6,175	5,953
Allowance for Loan Losses	-80.69	-58.92	-50.13	-77.16	-65.33
Net Loans	6,998	6,658	6,069	6,098	5,888
Property, Plant & Equipment	81.37	1.59	3.96	6.16	21.22
Investments in Real Estate	-	51.91	40.14	43.1	44.24
Accrued Interest Receivable	-	16.01	8.73	7.43	7.16
Long-Term Deferred Tax Assets	-	3.59	4.38	5.93	3.08
Other Long-Term Assets	64.57	2.56	2.28	3.23	3.21
Total Assets	9,158	8,610	8,095	7,761	7,612
Accrued Expenses	-	9.7	6.95	3.86	3.49
Interest Bearing Deposits	4,883	4,835	4,835	4,733	4,628
Total Deposits	4,883	4,835	4,835	4,733	4,628
Short-Term Borrowings	-	-	-	0.23	0.38
Current Portion of Long-Term Debt	680.49	321.64	1,063	791.01	256.68
Current Income Taxes Payable	13.71	15.77	13.6	12.69	14.12
Other Current Liabilities	-	8.91	7.61	9.77	10.82
Long-Term Debt	2,375	2,425	1,255	1,359	1,905
Long-Term Leases	-	-	0.95	2.2	19.42
Long-Term Deferred Tax Liabilities	-	2.65	1.95	1.37	1.37
Other Long-Term Liabilities	53.98	3.39	8.52	8.66	5.3
Total Liabilities	8,006	7,621	7,193	6,921	6,845
Common Stock	68.79	68.79	68.79	68.79	68.79
Additional Paid-In Capital	0.77	0.77	0.77	0.77	0.77
Retained Earnings	726.89	699.09	658.64	618.77	582.03
Comprehensive Income & Other	355.23	219.84	174.43	151.46	116.01
Shareholders' Equity	1,152	988.49	902.63	839.79	767.6
Total Liabilities & Equity	9,158	8,610	8,095	7,761	7,612
Total Debt	3,055	2,747	2,319	2,152	2,182
Net Cash (Debt)	-1,589	-1,355	-705.12	-882.08	-771.41
Net Cash Per Share	-2301.62	-1969.95	-1025.33	-1282.17	-1121.63
Filing Date Shares Outstanding	0.69	0.69	0.69	0.69	0.69
Total Common Shares Outstanding	0.69	0.69	0.69	0.69	0.69
Book Value Per Share	1347.11	1255.25	1203.13	1111.77	1006.83
Tangible Book Value	1,152	988.49	902.63	839.79	767.6
Tangible Book Value Per Share	1347.11	1255.25	1203.13	1111.77	1006.83

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.