Høland og Setskog Sparebank (OSL:HSPG)
Norway · Delayed Price · Currency is NOK 125.00
0.00 (0.00%)
At close: Nov 13, 2026
OSL:HSPG Balance Sheet
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 596.75 | 637.99 | 326.53 | 574.38 | 250.37 | 374.38 |
Investment Securities | 1,691 | 547.02 | 484.53 | 353.28 | 326.93 | 235.34 |
Trading Asset Securities | - | 828.83 | 1,065 | 1,039 | 1,020 | 1,036 |
Total Investments | 1,691 | 1,376 | 1,550 | 1,393 | 1,347 | 1,271 |
Gross Loans | 6,807 | 7,079 | 6,717 | 6,119 | 6,175 | 5,953 |
Allowance for Loan Losses | - | -80.69 | -58.91 | -50.13 | -77.16 | -65.33 |
Net Loans | 6,807 | 6,998 | 6,658 | 6,069 | 6,098 | 5,888 |
Property, Plant & Equipment | 75.26 | 33.21 | 1.59 | 3.96 | 6.16 | 21.22 |
Investments in Real Estate | - | 48.17 | 51.91 | 40.14 | 43.1 | 44.24 |
Accrued Interest Receivable | - | 5.3 | 16.01 | 8.73 | 7.43 | 7.16 |
Long-Term Deferred Tax Assets | - | 5 | 3.59 | 4.38 | 5.93 | 3.08 |
Other Long-Term Assets | 62.98 | 54.26 | 2.56 | 2.28 | 3.23 | 3.21 |
Total Assets | 9,233 | 9,158 | 8,610 | 8,095 | 7,761 | 7,612 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | - | 4.78 | 9.7 | - | - | - |
Accrued Expenses | - | - | - | 6.95 | 3.86 | 3.49 |
Interest Bearing Deposits | 4,845 | 4,883 | 4,835 | 4,835 | 4,733 | 4,628 |
Total Deposits | 4,845 | 4,883 | 4,835 | 4,835 | 4,733 | 4,628 |
Short-Term Borrowings | - | - | - | - | 0.23 | 0.38 |
Current Portion of Long-Term Debt | - | - | 321.64 | 1,063 | 791.01 | 256.68 |
Current Income Taxes Payable | 3.95 | 11.1 | 15.77 | 13.6 | 12.69 | 14.12 |
Other Current Liabilities | - | 8.73 | 8.91 | 7.61 | 9.77 | 10.82 |
Long-Term Debt | 3,171 | 3,055 | 2,425 | 1,255 | 1,359 | 1,905 |
Long-Term Leases | - | 33.27 | - | 0.95 | 2.2 | 19.42 |
Long-Term Deferred Tax Liabilities | - | 2.61 | 2.65 | 1.95 | 1.37 | 1.37 |
Other Long-Term Liabilities | 64.26 | 7.2 | 3.39 | 8.52 | 8.66 | 5.3 |
Total Liabilities | 8,085 | 8,006 | 7,621 | 7,193 | 6,921 | 6,845 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 69.56 | 68.79 | 68.79 | 68.79 | 68.79 | 68.79 |
Additional Paid-In Capital | - | 0.77 | 0.77 | 0.77 | 0.77 | 0.77 |
Retained Earnings | 854.34 | 726.89 | 699.09 | 658.64 | 618.77 | 582.03 |
Comprehensive Income & Other | 225 | 355.23 | 219.85 | 174.43 | 151.46 | 116.01 |
Shareholders' Equity | 1,149 | 1,152 | 988.49 | 902.63 | 839.79 | 767.6 |
Total Liabilities & Equity | 9,233 | 9,158 | 8,610 | 8,095 | 7,761 | 7,612 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 3,171 | 3,089 | 2,747 | 2,319 | 2,152 | 2,182 |
Net Cash (Debt) | -2,574 | -1,622 | -1,355 | -705.12 | -882.08 | -771.41 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | - | -2349.83 | -1969.95 | -1025.33 | -1282.17 | -1121.63 |
Filing Date Shares Outstanding | - | 0.69 | 0.69 | 0.69 | 0.69 | 0.69 |
Total Common Shares Outstanding | - | 0.69 | 0.69 | 0.69 | 0.69 | 0.69 |
Book Value Per Share | - | 1347.11 | 1255.25 | 1203.13 | 1111.77 | 1006.83 |
Tangible Book Value | 1,149 | 1,152 | 988.49 | 902.63 | 839.79 | 767.6 |
Tangible Book Value Per Share | - | 1347.11 | 1255.25 | 1203.13 | 1111.77 | 1006.83 |