Høland og Setskog Sparebank (OSL:HSPG)

OSL:HSPG Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	324.31	637.99	326.53	574.38	250.37	374.38
Investment Securities	669.41	547.02	484.53	353.28	326.93	235.34
Trading Asset Securities	1,094	828.83	1,065	1,039	1,020	1,036
Total Investments	1,764	1,376	1,550	1,393	1,347	1,271
Gross Loans	7,036	7,079	6,717	6,119	6,175	5,953
Allowance for Loan Losses	-135.29	-80.69	-58.91	-50.13	-77.16	-65.33
Net Loans	6,901	6,998	6,658	6,069	6,098	5,888
Property, Plant & Equipment	77.48	33.21	1.59	3.96	6.16	21.22
Investments in Real Estate	-	48.17	51.91	40.14	43.1	44.24
Accrued Interest Receivable	-	5.3	16.01	8.73	7.43	7.16
Long-Term Deferred Tax Assets	-	5	3.59	4.38	5.93	3.08
Other Long-Term Assets	73.56	54.26	2.56	2.28	3.23	3.21
Total Assets	9,140	9,158	8,610	8,095	7,761	7,612

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	4.78	9.7	-	-	-
Accrued Expenses	-	-	-	6.95	3.86	3.49
Interest Bearing Deposits	4,982	4,883	4,835	4,835	4,733	4,628
Total Deposits	4,982	4,883	4,835	4,835	4,733	4,628
Short-Term Borrowings	-	-	-	-	0.23	0.38
Current Portion of Long-Term Debt	-	-	321.64	1,063	791.01	256.68
Current Income Taxes Payable	-0.94	11.1	15.77	13.6	12.69	14.12
Other Current Liabilities	-	8.73	8.91	7.61	9.77	10.82
Long-Term Debt	2,970	3,055	2,425	1,255	1,359	1,905
Long-Term Leases	-	33.27	-	0.95	2.2	19.42
Long-Term Deferred Tax Liabilities	-	2.61	2.65	1.95	1.37	1.37
Other Long-Term Liabilities	63.82	7.2	3.39	8.52	8.66	5.3
Total Liabilities	8,015	8,006	7,621	7,193	6,921	6,845

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	68.79	68.79	68.79	68.79	68.79	68.79
Additional Paid-In Capital	0.77	0.77	0.77	0.77	0.77	0.77
Retained Earnings	698.83	726.89	699.09	658.64	618.77	582.03
Comprehensive Income & Other	356.57	355.23	219.85	174.43	151.46	116.01
Shareholders' Equity	1,125	1,152	988.49	902.63	839.79	767.6
Total Liabilities & Equity	9,140	9,158	8,610	8,095	7,761	7,612

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	2,970	3,089	2,747	2,319	2,152	2,182
Net Cash (Debt)	-1,551	-1,622	-1,355	-705.12	-882.08	-771.41
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-2253.44	-2349.83	-1969.95	-1025.33	-1282.17	-1121.63
Filing Date Shares Outstanding	0.69	0.69	0.69	0.69	0.69	0.69
Total Common Shares Outstanding	0.69	0.69	0.69	0.69	0.69	0.69
Book Value Per Share	1308.27	1347.11	1255.25	1203.13	1111.77	1006.83
Tangible Book Value	1,125	1,152	988.49	902.63	839.79	767.6
Tangible Book Value Per Share	1308.27	1347.11	1255.25	1203.13	1111.77	1006.83

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 12, 2026

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