Høland og Setskog Sparebank (OSL:HSPG)
Norway flag Norway · Delayed Price · Currency is NOK
121.10
0.00 (0.00%)
Sep 9, 2026, 4:26 PM CET

OSL:HSPG Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
112.2162.85164.34161.27147.48148.6
Revenue Growth
-37.19%-0.90%1.90%9.35%-0.75%4.35%
Net Income
-2.094.716.66.886.748.14
Earnings Per Share
-3.036.839.6010.009.8011.84
EPS Growth
--28.85%-4.00%2.04%-17.23%0.60%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Business Market
117.7759.4141.4712.1-18.219.74
Unallocated
-35.63-31.89-10.6372.2871.5841.72
Retail Market
125.25135.33133.4976.8994.1187.14
Total
207.39162.85164.33161.27147.49148.6

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,4191,4671,3921,6141,2701,410
Total Debt
2,9703,0892,7472,3192,1522,182
Net Cash (Debt)
-1,551-1,622-1,355-705.12-882.08-771.41
Net Cash Growth
------
Net Cash Per Share
-2253.44-2349.83-1969.95-1025.33-1282.17-1121.63

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-42.72139.58-539.83266.98.09155.76
Capital Expenditures
-12.29-58.05-15.97-1.65-6.65-22.09
Free Cash Flow
-55.0181.53-555.79265.251.44133.67
Free Cash Flow Growth
---18307.15%-98.92%-

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
-1.86%2.90%4.02%4.26%4.57%5.48%
FCF Margin
-49.03%50.07%-338.21%164.48%0.98%89.95%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
5.0005.0009.0007.0007.0007.000
Dividend Per Share Growth
-44.44%-44.44%28.57%0%0%40.00%
Dividend Yield
4.10%3.38%6.81%6.24%5.35%6.12%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
-22.2515.1113.0016.2212.25
Forward PE
4.6816.8613.518.9110.289.82
P/FCF Ratio
-1.29-0.3475.900.75
PS Ratio
0.740.640.610.560.740.67