Høland og Setskog Sparebank (OSL:HSPG)
Norway · Delayed Price · Currency is NOK 144.06
0.00 (0.00%)
Jun 2, 2026, 12:36 PM CET
OSL:HSPG Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 411.84 | 411.84 | 390.85 | 354.29 | 238.35 | 173.68 |
Interest Income on Investments | 71.72 | 74.91 | 71.67 | 59.12 | 37.87 | 23.43 |
Total Interest Income | 483.56 | 486.76 | 462.52 | 413.41 | 276.21 | 197.11 |
Interest Paid on Deposits | 335.29 | 339.56 | 320.45 | 265.3 | 131.33 | 62.43 |
Net Interest Income | 148.27 | 147.2 | 142.06 | 148.1 | 144.89 | 134.69 |
Net Interest Income Growth (YoY) | 7.09% | 3.62% | -4.08% | 2.22% | 7.57% | -1.10% |
Gain (Loss) on Sale of Investments | -1.61 | 1.02 | 5 | 1.99 | -4.82 | -4.41 |
Other Non-Interest Income | 47.46 | 47.45 | 49.79 | 43.66 | 41.8 | 39.53 |
Total Non-Interest Income | 45.84 | 48.47 | 54.79 | 45.65 | 36.98 | 35.12 |
Non-Interest Income Growth (YoY) | -19.84% | -11.53% | 20.02% | 23.45% | 5.29% | 13.83% |
Revenues Before Loan Losses | 194.12 | 195.67 | 196.86 | 193.76 | 181.87 | 169.81 |
Provision for Loan Losses | 32.16 | 32.82 | 32.52 | 32.49 | 34.39 | 21.21 |
| 161.96 | 162.85 | 164.34 | 161.27 | 147.48 | 148.6 | |
Revenue Growth (YoY) | -0.71% | -0.90% | 1.90% | 9.35% | -0.75% | 4.35% |
Salaries and Employee Benefits | 41.59 | 40.97 | 38.6 | 34.01 | 40.68 | 38.76 |
Occupancy Expenses | 11.95 | 10.17 | 6.56 | 6.81 | 5.02 | 5.49 |
Selling, General & Administrative | 7.29 | 7.29 | 7.41 | 7.1 | 6.94 | 1.37 |
Other Non-Interest Expense | 50.86 | 46.73 | 41.97 | 47.59 | 36.86 | 36.01 |
Total Non-Interest Expense | 111.69 | 105.16 | 94.54 | 95.51 | 89.5 | 81.63 |
EBT Excluding Unusual Items | 50.27 | 57.69 | 69.8 | 65.76 | 57.99 | 66.98 |
Pretax Income | 50.27 | 57.69 | 69.8 | 65.76 | 57.99 | 66.98 |
Income Tax Expense | 8.46 | 10.26 | 14.77 | 14.96 | 11.19 | 14 |
Net Income | 41.81 | 47.44 | 55.02 | 50.8 | 46.8 | 52.98 |
Preferred Dividends & Other Adjustments | 38.13 | 42.72 | 48.42 | 43.93 | 40.06 | 44.84 |
Net Income to Common | 3.69 | 4.71 | 6.6 | 6.88 | 6.74 | 8.14 |
Net Income Growth | -22.71% | -13.79% | 8.30% | 8.56% | -11.67% | -0.17% |
Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 |
Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | 1 |
Shares Change (YoY) | 0.84% | 0.38% | -0.01% | -0.04% | 0.03% | 0.02% |
EPS (Basic) | 5.32 | 6.83 | 9.60 | 10.00 | 9.80 | 11.84 |
EPS (Diluted) | 5.32 | 6.83 | 9.60 | 10.00 | 9.80 | 11.84 |
EPS Growth | -41.51% | -28.85% | -4.00% | 2.04% | -17.23% | 0.60% |
Dividend Per Share | 5.000 | 5.000 | 9.000 | 7.000 | 7.000 | 7.000 |
Dividend Growth | -44.44% | -44.44% | 28.57% | - | - | 40.00% |
Effective Tax Rate | 16.83% | 17.78% | 21.17% | 22.74% | 19.30% | 20.90% |