Høland og Setskog Sparebank (OSL:HSPG)

OSL:HSPG Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 15, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	112	100	89	109	100	87
Market Cap Growth	11.54%	11.54%	-18.24%	9.65%	14.17%	8.55%
Last Close Price	162.98	136.48	115.77	135.16	118.15	103.48
PE Ratio	16.98	15.11	13.00	16.22	12.25	10.80
PS Ratio	0.68	0.61	0.56	0.74	0.67	0.61
PB Ratio	0.11	0.10	0.10	0.13	0.13	0.12
P/FCF Ratio	-	-	0.34	75.90	0.75	-
P/OCF Ratio	-	-	0.34	13.52	0.64	-
Debt / Equity Ratio	2.78	2.78	2.57	2.56	2.84	2.98
Debt / FCF Ratio	-	-	8.74	1493.66	16.32	-
Return on Equity (ROE)	5.82%	5.82%	5.83%	5.82%	7.14%	7.72%
Return on Assets (ROA)	0.66%	0.66%	0.64%	0.61%	0.71%	0.78%
Earnings Yield	5.89%	55.16%	56.81%	42.79%	53.11%	60.75%
FCF Yield	-495.74%	-557.21%	296.61%	1.32%	134.01%	-276.56%
Dividend Yield	5.52%	6.59%	6.05%	5.18%	5.92%	4.83%
Payout Ratio	8.75%	8.75%	9.48%	10.29%	15.59%	13.54%
Buyback Yield / Dilution	0.01%	0.01%	0.04%	-0.03%	-0.02%	0.06%
Total Shareholder Return	5.54%	6.61%	6.08%	5.15%	5.90%	4.89%

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.