Jæren Sparebank (OSL:JAREN)
Norway · Delayed Price · Currency is NOK 329.00
-2.10 (-0.63%)
At close: Aug 26, 2026
Jæren Sparebank Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 575.24 | 590.69 | 548.74 | 496.91 | 419.26 | 352.34 |
Revenue Growth | 0.53% | 7.65% | 10.43% | 18.52% | 18.99% | 5.89% |
Net Income Net Income Growth | 144.43 | 153.33 | 136.65 | 118.56 | 94.83 | 76.9 |
Earnings Per Share EPS Growth | 29.28 | 31.08 | 27.70 | 24.04 | 19.20 | 15.59 |
EPS Growth | -2.08% | 12.22% | 15.25% | 25.19% | 23.16% | 37.56% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Market Retail Market Growth | 273.59 | 283.5 | 277.07 | 247.81 | 211.46 | 196.94 |
Corporate Market Corporate Market Growth | 175.66 | 174.24 | 167.93 | 152.91 | 142.64 | 132.25 |
Unallocated Unallocated Growth | 123.54 | 132.95 | 103.74 | 96.18 | 65.16 | 23.15 |
Total Total Growth | 572.79 | 590.69 | 548.74 | 496.91 | 419.26 | 352.34 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 320.16 | 387.52 | 107.03 | 203.99 | 146.96 | 107.65 |
Total Debt Total Debt Growth | 4,800 | 4,483 | 3,876 | 3,554 | 3,501 | 3,427 |
Net Cash (Debt) Net Cash Growth | -4,480 | -4,095 | -3,769 | -3,350 | -3,354 | -3,320 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -908.32 | -830.21 | -764.09 | -679.07 | -679.93 | -673.00 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -299.74 | -294.64 | -127.14 | -37.12 | 58.95 | -133.55 |
Capital Expenditures CapEx Growth | -7.99 | -7.87 | -7.48 | -7.2 | -3.88 | -10.1 |
Free Cash Flow Free Cash Flow Growth | -307.73 | -302.51 | -134.62 | -44.32 | 55.07 | -143.66 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 25.11% | 25.96% | 24.90% | 23.86% | 22.62% | 21.82% |
FCF Margin | -53.50% | -51.21% | -24.53% | -8.92% | 13.13% | -40.77% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 20.000 | 20.000 | 20.000 | 16.000 | 12.500 | 11.000 |
Dividend Per Share Growth | 0% | 0% | 25.00% | 28.00% | 13.64% | 46.67% |
Dividend Yield | 6.08% | 5.44% | 6.82% | 7.18% | 6.53% | 6.86% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.24 | 12.51 | 11.84 | 10.98 | 12.35 | 13.31 |
Forward PE | 10.76 | 12.52 | 11.61 | 9.74 | 11.55 | 13.04 |
P/FCF Ratio | - | - | - | - | 21.27 | - |
PS Ratio | 2.82 | 3.25 | 2.95 | 2.62 | 2.79 | 2.90 |