Jæren Sparebank (OSL:JAREN)
Norway · Delayed Price · Currency is NOK 336.00
-0.50 (-0.15%)
At close: Aug 4, 2026
Jæren Sparebank Financials Overview
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 407.5 | 635.06 | - | 524.42 | 371.5 | 385.3 |
Revenue Growth | -25.81% | - | - | 41.16% | -3.58% | 21.19% |
Net Income Net Income Growth | 302.97 | 307.21 | 0.87 | 239.14 | 58.65 | 151.24 |
Earnings Per Share EPS Growth | 30.70 | 31.10 | 27.70 | 24.10 | 19.20 | 15.60 |
EPS Growth | 12.45% | 12.27% | 14.94% | 25.52% | 23.08% | 34.48% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Market Retail Market Growth | 281.92 | 283.5 | 277.07 | 247.81 | 211.46 | 196.94 |
Corporate Market Corporate Market Growth | 173.48 | 174.24 | 167.93 | 152.91 | 142.64 | 132.25 |
Undistributed Undistributed Growth | 131.07 | 132.95 | 103.74 | 96.18 | 65.16 | 23.15 |
Total Total Growth | 586.47 | 590.69 | 548.74 | 496.91 | 419.26 | 352.34 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 33.12 | 32.52 | 32.87 | 32.76 | 81.27 | 86.3 |
Total Debt Total Debt Growth | 4,578 | 4,481 | 3,876 | 3,553 | 3,501 | 3,405 |
Net Cash (Debt) Net Cash Growth | -4,578 | -4,481 | -3,876 | -3,553 | -3,501 | -3,405 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -928.10 | -908.36 | -785.78 | -720.29 | -709.70 | -690.37 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -344.81 | -294.64 | -127.14 | 37.12 | 58.95 | 157.51 |
Capital Expenditures CapEx Growth | -8.47 | -7.87 | -7.48 | -7.2 | -3.88 | -10.1 |
Free Cash Flow Free Cash Flow Growth | -353.28 | -302.51 | -134.62 | 29.92 | 55.07 | 147.41 |
Free Cash Flow Growth | - | - | - | -45.66% | -62.64% | 8.49% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 100.00% | 57.06% | - | 54.74% | 23.18% | 51.56% |
Profit Margin | 74.35% | 48.38% | - | 45.60% | 15.79% | 39.25% |
FCF Margin | -86.69% | -47.64% | - | 5.71% | 14.82% | 38.26% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 20.000 | 20.000 | 20.000 | 16.000 | 12.500 | 11.000 |
Dividend Per Share Growth | 0% | 0% | 25.00% | 28.00% | 13.64% | 46.67% |
Dividend Yield | 5.94% | 9.35% | 8.91% | 9.07% | 8.84% | 3.61% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.93 | 12.51 | 11.84 | 10.95 | 12.40 | 13.33 |
Forward PE | 12.57 | 12.52 | 11.61 | 9.74 | 11.55 | 13.04 |
P/FCF Ratio | - | - | - | 43.52 | 21.32 | 6.96 |
PS Ratio | 2.83 | 3.02 | - | 2.48 | 3.16 | 2.66 |