Jæren Sparebank (OSL:JAREN)

Jæren Sparebank Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	292.69	275.06	239.14	186.65	151.24	111.67
Depreciation & Amortization	9.62	12.93	12.42	12.28	9.27	9.44
Total Asset Writedown	-	-	-	-	-	-0.21
Other Operating Activities	-626.59	-415.14	-288.68	-139.98	-294.06	16.83
Operating Cash Flow	-324.29	-127.14	-37.12	58.95	-133.55	137.74
Operating Cash Flow Growth	-	-	-	-	-	-22.05%
Capital Expenditures	-6.59	-7.48	-7.2	-3.88	-10.1	-1.87
Sale of Property, Plant and Equipment	0.23	-	-	1.27	-	2.03
Investment in Securities	-168.26	-54.77	-4.05	-77.21	5.42	-299.74
Other Investing Activities	37.14	19.79	27.51	38.47	32.95	-0
Investing Cash Flow	-137.47	-42.46	16.26	-41.35	28.27	-299.58
Short-Term Debt Issued	-	-	-	-	100	-
Long-Term Debt Issued	-	800	1,150	275	1,165	760
Total Debt Issued	1,900	800	1,150	275	1,265	760
Short-Term Debt Repaid	-	-	-	-	-100	-
Long-Term Debt Repaid	-	-482.92	-1,060	-193.85	-1,017	-837.11
Total Debt Repaid	-1,252	-482.92	-1,060	-193.85	-1,117	-837.11
Net Debt Issued (Repaid)	647.96	317.08	90.44	81.16	147.88	-77.11
Common Dividends Paid	-179.44	-144.09	-118.09	-103.78	-36.99	-36.99
Net Increase (Decrease) in Deposit Accounts	-	-	-	-	-	506.66
Other Financing Activities	-5.49	-3.28	-	-	-	-230.83
Financing Cash Flow	463.03	169.71	-27.65	-22.62	110.89	161.72
Net Cash Flow	1.27	0.11	-48.51	-5.03	5.6	-0.13
Free Cash Flow	-330.88	-134.62	-44.32	55.07	-143.66	135.87
Free Cash Flow Growth	-	-	-	-	-	-22.97%
Free Cash Flow Margin	-57.74%	-24.53%	-8.92%	13.13%	-40.77%	40.83%
Free Cash Flow Per Share	-67.08	-27.29	-8.99	11.16	-29.12	27.55
Cash Interest Paid	657.84	618.06	453.85	197.39	100.3	165.5
Cash Income Tax Paid	58.82	47.22	24.09	38.46	31.69	46.2

Source: S&P Global Market Intelligence. Banks template. Financial Sources.